Allianz Global Assistance Travel Insurance Review
Allianz Global Assistance is the biggest travel insurance company in the world. They offer a range of plans to suit different travel needs and budgets.
Plans and Coverage
Allianz offers different plans for both international and domestic travelers. The single trip plans include the OneTrip Cancellation Plus Plan, OneTrip Basic Plan, OneTrip Prime Plan, OneTrip Premier Plan, and OneTrip Emergency Medical Plan. For frequent travelers, they offer multi-trip plans like AllTrips Deluxe, AllTrips Executive, and AllTrips Premier.
The OneTrip Premier Plan is their most comprehensive plan, providing up to $50,000 in emergency medical benefits and $1 million in emergency medical transportation. Kids under 17 are also covered for free when traveling with a parent or grandparent.
Their plans cover various situations like trip cancellation or interruption, injury or illness of the traveler or a non-traveling family member, natural disasters, tour operator or airline issues, terrorism, unexpected pregnancy, and more.
For emergency medical coverage, they offer benefits for doctor visits, hospital stays, dental emergencies, medical evacuation, repatriation, and transporting family members to your bedside or children back home.
When it comes to baggage coverage, they offer reimbursement for lost, damaged, or stolen baggage, as well as coverage for baggage delays. Valuable items may have a limit, and receipts may be required.
Financial Strength and Reputation
Allianz Global Assistance is financially strong, with underwriters like Jefferson Insurance Company and BCS Insurance Company holding excellent ratings. They are also backed by parent company Allianz SE, providing additional financial stability.
In terms of reputation, they have an A+ rating from the Better Business Bureau and a 4.7 rating on Trustpilot based on positive customer reviews. Some complaints are related to denied claims, but careful reading of the plan description can help avoid such issues.
Customer Service
Allianz Global Assistance offers customer assistance services through their 24-hour hotline. The OneTrip Prime Plan and OneTrip Premier Plan provide the most services, including travel assistance services like rebooking and lost passport assistance, emergency medical assistance services like physician referrals and medical case management, and concierge assistance services like restaurant recommendations and event reservations.
In summary, Allianz Global Assistance is a leading travel insurance company with a wide range of plans to suit different travel needs. They have strong financial backing and offer helpful customer assistance services. It's important to carefully review their plans to ensure you select the right coverage for your specific requirements.
Terms, conditions, and exclusions apply. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated "A-" (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated "A+" (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected]
