5 Hacks to Help Pay Down Your Credit Card Debt
Tackling your credit card debt can feel impossible, but there are some moves that could help you get out of debt faster.
If you have over $10,000 in credit card debt that you're struggling to pay, you'll probably love these money hacks that could help you start chipping away at that debt today.
Read on to learn 5 moves that could save you money, earn you some extra cash, and consolidate your credit card debts into one single payment.
1.) Consolidate your credit card debt into a single monthly payment & potentially lower your interest rate
Debt consolidation involves taking out a loan to pay off multiple debts and consolidating them into a single monthly payment.
Additionally, a debt consolidation company negotiates directly with creditors to potentially lower your interest rates and monthly payments on your credit card debt.
Simple Debt Solutions' specialists review your financial situation and recommend a personalized solution to help you start your journey to becoming debt free.
To get started with Simple Debt Solutions, click here.
2.) Stop overpaying when shopping online
Shopping online can be convenient, but it also be time consuming to find the best deals.
Capital One Shopping's free and easy-to-use browser extension works quietly in the background by searching for every possible discount and coupon code for your online purchases and automatically applies them for you at checkout.
Not only does it save you money that could be used to pay off your credit card debts, but it also saves you time by eliminating the need to search for deals yourself.
Add Capital One Shopping to your browser now.
3.) Save money on home repairs
Did you know that your homeowner's insurance doesn't typically cover the cost to repair your air conditioner, plumbing, electrical systems or other appliances if they were to ever break down?
Investing in a home warranty could protect you against surprise expenses by helping you cover the costs of inevitable repairs and breakdowns in your covered home systems and appliances.
Choice Home Warranty offers two coverage options and gives you access to a network of over 15,000 technicians, as well as 24/7 service. Better yet, the money saved on unexpected home system repairs and breakdowns could be used toward paying off your credit card debt.
4.) Earn up to $115 in minutes for winning Solitaire
If you like card games, then you'll probably love Solitaire Clash! Play classic Klondike Solitaire and compete in multiplayer tournaments to win real money that could be used to help pay off your credit card debt.
With Solitaire Clash, you have the opportunity to compete in a variety of tournaments against real players of similar skill levels. Players race against the clock to get the highest score and a chance to earn up to $115 per win in minutes.
5.) Turn your bingo skills into real dollar bills
Do you enjoy playing Bingo on your phone? If so, you should check out Bingo Tour — a legit game app where you can win in-game currency or real money.
With Bingo Tour, you have the chance to earn real cash by playing and winning bingo games in either single-opponent or multiplayer tournaments. To receive a prize, all you have to do is get one of the top three positions.
