Lear Capital Review
Free IRA set-up and storage + no fees on buy-backs.
- Recommended by Judge Andrew P. Napolitano
- Exclusive 24-hour no-risk purchase guarantee
- Up to $15,000 in bonus coins
- Price Match Guarantee + no-fees on buy backs
- Any 1st year trades at ZERO fees
- $3 billion in transactions & over 90,000 satisfied customers
Founded in 1997 and based out of Los Angeles, California, Lear Capital offers precious metal IRAs to customers who wish to diversify their retirement investments. The company provides a personal account representative to help customers navigate and understand the investment options for retirement afforded by precious metals such as silver.
Services and Pricing
Lear Capital offers IRA accounts that are approved by the IRS, and you can either roll over an existing 401K account or fund a new one. They have options for self-storage if you want to keep your gold and silver close, and offer all kinds of investment opportunities, from coins to bullion, and even rare and historic coins for all you numismatists out there.
One thing we really dig about Lear Capital is their Smart Suite Tools. They have calculators to help you figure out how much you need to save for retirement and an RMD calculator to keep you in compliance with the IRS. They also offer real-time pricing on gold and silver, so you can keep tabs on the market.
If you sign up for an account with Lear Capital, you can set up customized email alerts to track the metals you're interested in. Or you can just kick back and read their monthly newsletter for pricing news and market insights.
And here's the kicker: you only need to make a minimum deposit of $7,500 to get started with Lear Capital. That's a lot lower than some of the other precious metal IRA companies out there, so it's a good option if you're just starting out. And their flat fee of $160 is pretty competitive, too.
Reputation
Lear Capital has a solid reputation, with over $3 billion in transactions and high ratings from Trust Pilot and the BBB.
One thing we really appreciate about Lear Capital is their transparency. They make their actual transaction agreement available for download on their site, so you know what you're getting into. And they won't sell your data to third parties, which is a relief in this age of constant spam.
