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35 Comments
- sacherjj, on 10/11/2007, -1/+13Is it ok if I just read it on paper?
- 11Heather, on 10/11/2007, -1/+10Wasn't aware about why we should only use credit cards. Scary when you see so many conventionalll "safe" methods of payment warned against. Solid advice. Dugg!
- slapded, on 10/11/2007, -2/+10Two little mice fell into a bucket of cream. The first mouse quickly gave up and drowned, but the second mouse, he struggled so hard that he eventually churned that cream into butter and he walked out. Amen.
- djspike, on 10/11/2007, -1/+9when i purchase things online i tend to do so with my AmEx. I dont pay them $100/year to sit on their asses! They will work for you/with you.
- aristoworks, on 10/11/2007, -1/+9Abagnale's been consulting for financial institutions since the 70's.. He's got an interesting story - even more so than the movie "Catch Me If You Can". Look out for his book on tape.
- cumbuster, on 10/11/2007, -0/+5Summary of article: Be careful and don't use debit.
- GiggleStick, on 10/11/2007, -0/+4Wait, so he makes a good living by fraudulently claiming to be a former fraudster? I think my head just asploded.
- hmemcpy, on 10/11/2007, -0/+4Because Christopher Walken said it! That's why it's always relevant!
- nreynolds, on 10/11/2007, -1/+4that's the best advice i ever heard.
/in voice of Fry saying "that's the best thing i ever saw" about Bender steering the ship with his ass. - Whaines, on 10/11/2007, -0/+2Watch the movie, it's good!
- unusualbob, on 10/11/2007, -0/+2I do
just use process explorer, adaware, tcp view, file mon, and antivirus software and you are fine.
most of that is sysinternals, the company MS bought because they made better tools. - slut, on 10/11/2007, -1/+3Debit cards are fine so long as they're issued by mc/visa/amex, same ID theft protections, just slightly closer to your bank account.
- LordVance, on 10/11/2007, -1/+2No. And may I interest you in "Digg Commentary" on tape as well? Quite the interesting listen while driving down on the way to work!
- yodaj007, on 10/11/2007, -0/+1Some rootkits are invisible to such detection methods.
- slapthemonkey, on 10/11/2007, -0/+1Quite interesting...Though, I am scared.
- Speed, on 10/11/2007, -0/+1Or use debit cards issued by Canadian banks. Legally, as long as I inform my bank as soon as I think somethings up, I'm not liable for any fraud.
- AndrewM1, on 10/11/2007, -1/+2Nope. When your credit card is used fraudulently, your liability is limited to $50. A thief can use your debit card to drain your entire account balance, and you can't do jack about it...
The difference is because the debit card connects directly to your bank account, and actually allows you to take money out. A credit card just puts it on a bill for later. One can cancel a credit card charge, but with the debit card, once your money's gone, it's gone. - dorianh49, on 10/11/2007, -0/+1knock knock
- Popper, on 10/11/2007, -0/+1Actually, Mastercard has the same guarantee as VISA: as long as your card is used without a PIN, like a credit card would be, you're 100% protected under their "zero liability" policy. Source is: http://www.mastercard.com/us/personal/en/cardholderservices/zeroliability.html
- hmemcpy, on 10/11/2007, -0/+1http://www.imagechan.com/img/img.php?id=3775
- jackmacokc, on 10/11/2007, -0/+1I caught him. Do I win a prize? He lives here in Tulsa, OK, on Oswego Place: http://maps.google.com/maps?f=q&hl=en,+o&sll=37.0625,-95.677068&sspn=46.092115,77.607422&ie=UTF8&ll=36.048513,-95.932606&spn=0.002889,0.004737&t=h&z=18&om=1
- OwdenBowden, on 10/11/2007, -1/+2If used as a Credit Card - then it falls under the same protection as any credit card and you only lose $50.00. Just because it is linked to your back account doesn't mean that it is not protected.
If used as a debit card then you are out of luck - krebcycle, on 10/11/2007, -0/+1It entirely depends on your contract with your bank in both credit card and debit card scenarios. VISA has a guarantee where all credit cards issued with their logo have (or had.. i'm not sure if it's true anymore) 100% fraud protection IF your claim was accepted. Mastercard has no such guarantee; I was screwed once when a houseguest applied for a mastercard in my name, and maxed it without me knowing about it. I got the bill a couple of weeks after they had moved out, and claimed fraud, and was denied. In any case, read the fine print.
- tbrodeen, on 10/11/2007, -0/+1Yes, when using a debit card without the PIN it runs through the Visa/MC network which is 100% fraud protection. Any fraudulent activity is put back on the vendor and your money is 100% refunded.
It's scary how many people don't realize that credit card protection is rock solid, even if all the credit card commercials try to tell you they are 'protecting you' from identity theft. They are protecting themselves, but it's a bit shady with the mis-information. - delong, on 10/11/2007, -0/+1Using a debit card is just as safe as using a credit card. If you are the victim of fraud or theft, you are only liable for $50. If you use a debit card issued by MC/Visa/Amex, etc. they are actually dual-debit and credit cards, and using them online utilizes credit, not debit, features. And being super-paranoid that waiting for a letter in the mail notifying you of fraud, whether your statement or whatever, is nonsense. As long as you report the incident in a timely fashion to your card issuer, once again, you are only liable for $50. Period.
You should shred your mail, though. - WhyBother, on 10/11/2007, -2/+2You honestly can't trust anything Abagnale says when it comes to his own past. He's a shameless self-promoter, and is constantly rewriting his past to make it more interesting. For example, after he saw an episode of MASH where a new surgeon is revealed to be a talented fraud (who also successfully posed as helicopter pilot and full colonel), Abagnale not only claimed that he inspired the episode, but that he played the character (who reads credits?) and advised on the role! Catch Me If You Can is especially bad about this sort of this, as it claims he invents several fraud methods (e.g. the float method), that were foreseen and coded into law decades before he was born. He's been making money for years traveling to banks and security conventions, simply getting by on existing, well-trod research findings and his surprisingly good name.
(And for the record, his first act of fraud simply involved stealing his roommate's airline uniform and posing as him; he's not a criminal/security genius, just very suave and very lucky.) - Barbarino, on 10/11/2007, -2/+2DUGG DOWN! Highly inaccurate. The best way to protect yourself is not to give the 3 major CRA's money each month, it is to lock your credit!! Costs 30 bucks and your credit is locked. Unlike the 15 bucks a month it costs you with credit monitoring. When you need it unlocked, you call, enter your pin and they charge you X dollars, but: 1. you rarely should need it unlocked, 2. It's far cheaper and safter to do it this way. Also opt out of all offers, on each CC offer, you'll see a opt out number, call it and you'll never long get CC or insurance offers.
http://www.digg.com/business_finance/How_to_freeze_your_credit_State_List_Included - aallaann, on 10/11/2007, -1/+1All those "security experts" in the article who do all their banking online are betting their bank balance that they don't have malware on the computer they are using. And that they don't make a mistake browsing to another site without logging out of the bank first. If it's a brokerage instead of a bank, they could be betting their life savings. I am an IT security professional but I don't trust my computer THAT much.
- mon243, on 10/11/2007, -0/+0The advice i needed. I've had 2 identity theft incidents this year! both from my debit card...
- Popper, on 10/11/2007, -3/+1I'm almost positive that debit cards, when used without the PIN, are processed through Visa or MasterCard's system just like credit cards and are protected 100% under the same fraud protection that the credit cards are.
- cawpin, on 10/11/2007, -3/+1Abso-freakin-lutely. Of course, I'm paying them a ***** more than $100/year.
- carlwinslow, on 10/11/2007, -4/+2This is just another reason why I believe we should revert back to the barter system.
- yodaj007, on 10/11/2007, -5/+2Uhhhhhhhhhhhhhhhhhh........ I'm confused. How is this relevant?
- NerdyNinja, on 10/11/2007, -7/+3I found the movie quite interesting - which is rare, because I get bored easily during slow movies. It also was the first hint of Leo having a shred of talent other than being a pretty boy that the girls loved. (Better proof: his role in The Departed - clearly)
I haven't read this yet, as I'm at work - but I always keep a sharp eye out whenever I'm at an ATM or leaving one. There was a guy who got robbed in his driveway just down the street from my house about a week ago because he was followed home after going to a local ATM. And clearly only use sites for companies that I trust. - anonadmin, on 10/11/2007, -7/+1I have found the easiest way to protect your self from ID theft. Simply run your credit into the ground. Who wants to steal a persons identity when the person has bad credit.
A company I worked for put the people soft database on the public FTP server and my info was downloaded all over the world! My credit is bad by choice. When I want to make a big purchase on credit, I take 6 to 10 months, Pay off my debt, get some credit built up, make the purchase, then run it into the ground once more
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