What is Digg?Sponsored by Travelzoo
Take Advantage of Ridiculously Low Holiday Airfares view!
travelzoo.com - Flights $52 and up for Thanksgiving, Christmas & New Year. But move on it now.
237 Comments
- omgsideburns, on 08/04/2008, -4/+203Read the big fat note on the sign up page where it says "YOU WILL BE ENROLLED IN A MONTHLY PROGRAM UNLESS YOU CALL AND CANCEL."
- thepurplemonkey, on 08/04/2008, -0/+128The slightly less catchy www.annualcreditreport.com is the real one, takes you to each of the credit bureau sites to get your free credit reports and will remind you each year when you can check them again.
- PReitz, on 08/04/2008, -3/+103"Offer applies with enrollment in Triple Advantage"
It's at the end of every one of those commercials. - Qrange, on 08/04/2008, -1/+72seriously this "service" sucks. I had to talk to 3 levels of supervisor before my free credit report (charging $12.95/month) got cancelled. Then the had the nerve to tell me it would take up to 6 weeks for the change to register. That meant I would pay another month at least.
I demanded a refund, thretened with the BBB, and finally I got a refund for all months, and my request was "expedited" to completion.
***** them. - inactive, on 08/04/2008, -0/+71http://www.annualcreditreport.com --- the real free credit report. You can only request one every 12 months.
- Charlotte_Web, on 08/05/2008, -0/+70The REAL site that is provided as a free service by the three credit reporting agencies is:
http://www.annualcreditreport.com
and you can pull your credit report for free, once a year. - inactive, on 08/04/2008, -10/+75They're actually not. If you read their FRONT PAGE:
***
IMPORTANT INFORMATION
When you order your free report here, you will begin your free trial membership in Triple AdvantageSM Credit Monitoring. If you don't cancel your membership within the 7-day trial period**, you will be billed $14.95 for each month that you continue your membership.
ConsumerInfo.com, Inc. and Freecreditreport.com are not affiliated with the annual free credit report program. Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies. To request your free annual report under that law, you must go to www.annualcreditreport.com.
***
It clearly states that when you order your free credit report (it is free), you are also agreeing to participate in their credit monitoring service, which if not cancelled within 7 days, your credit card will be billed a monthly charge of $14.95.
Another case of read the ***** terms of business before signing up for ANYTHING. - chaos7, on 08/04/2008, -7/+66their commercials are annoying
- soelinn, on 08/04/2008, -3/+51and when you call to cancel, your call would not go through (or) they will put you on hold FOREVER.
My roommate is being charged like $15 a month and not being able to cancel the service. - Kbriggs, on 08/05/2008, -4/+37I called the Better Business Bureau and complained of the misleading name, and my money was returned to me promptly without hassle.
- inactive, on 08/05/2008, -1/+28Just call the credit card company and dispute the charges, saying you were unable to cancel the service (or they refused). They'll almost always side with the consumer rather than the business.
- edstate, on 08/04/2008, -4/+31Look. I am just about the biggest fan of "buyer beware" you can find... HOWEVER... for these ads to be 99% "FREE CREDIT REPORT!!! FREEEEEEE!!! FREEEEE!!!!!" (including their name, obviously) and then, in 1 second of mousetype at the end, say "...creditreportnotreallyfree..." is a little much.
I STILL think that it's incumbent on ALL consumers to very a LOT more careful than they currently are (see housing crisis), but there are rules and regulations concerning overly-misleading products and services. For a good reason. - StGhurka, on 08/05/2008, -0/+26It's important to note that that isn't link spam. That site is sanctioned by the FTC and the required by the Fair Credit Reporting Act - which require that credit reports be available for free to every consumer once per year.
http://www.ftc.gov/bcp/conline/edcams/freereports/ ...
From that site:
" The FTC has received complaints from consumers who thought they were ordering their free annual credit report online. Some consumers responded to TV ads, email offers, or simply searched online. "
Every other site offering FREE credit reports is a scam of one form or another. - btgoss, on 08/04/2008, -12/+34A website that offers as a service, something that you can do for free on your own, misleading financially struggling people on television? Not in America... I am sure we must have a government that can protect it's people from something like this.
I mean they got that fake Jamaican physic off the air a few years ago, they will eventually get around to these guys. - MBHockey, on 08/05/2008, -2/+23The article protagonist is an IDIOT. For two reasons. One, he didn't read ANYTHING apparently and just gave out his credit card number (good job, retard) when it is clearly written that you have 7 days to cancel your free membership or else you will start getting charged for their monitoring service.
And two, how did it take this moron "months" to notice this? Does he just pay his credit card bill at the end of each month WITHOUT looking at his statement?
Darwin award candidate. - domains, on 08/05/2008, -1/+20BREAKING NEWS : People don't read
- ECas123, on 08/05/2008, -0/+17So I WONT be driving off in a used sub-compact AND my posse WONT get laughed at?
- jeremyduffy, on 08/04/2008, -6/+22Misleading is still a lie even if they EVENTUALLY tell you the truth. Having information in the "fine print" isn't absolute protection. As Judge Judy masterfully showed:
http://www.youtube.com/watch?v=ZJDK6ctRjqw - jaxcs, on 08/05/2008, -0/+16Another problem is that people think this is the only way they can get a free credit report.
- vogelshock, on 08/04/2008, -1/+15Obvious.
- Samurai77, on 08/04/2008, -1/+14Duh,
Remember these chestnuts your Mom told you, A fool and his money are soon parted and there is no Free lunch. - whatthefu, on 08/04/2008, -2/+15Really?! Go to the site and look at the little "important information" paragraph at the bottom left that they are required to put there. If you want a real free credit report that is required by law for you to have access to, go to annualcreditreport.com
- Origin415, on 08/05/2008, -0/+13Per credit agency
- inactive, on 08/04/2008, -2/+13If you're too stupid to realize that some call center worker can't actually tell predict your future, the only thing you should receive from the government is a firing squad.
- Sp0rAdiC, on 08/05/2008, -0/+11Which works out to a free credit report every 4 months. Do any of them give you your actual score though?
- elcalrissian, on 08/04/2008, -3/+14Have you ever seen a McDonalds commercial?
Now, have you ever seen a racially mixed group of thin and attractive young people visibly enjoying their greasy fast food while busting out skating tricks and listening to hip music?
Misleading commercials are everywhere, from Coke and Pepsi to Gold for Cash. Businesses thrive on suckers. - esfisher, on 08/05/2008, -1/+11The commercial isn't misleading, you just aren't paying attention. At the end of the commercials they say "Offer applies with enrollment in Triple Advantage".
- Spuy767, on 08/05/2008, -0/+9How about the end of the goddamn commercial where some ***** says, "Offer applies with enrollment in tripe advantage."
- idntunknwn, on 08/05/2008, -1/+10Strangely enough, I was able to cancel without any hassle, the very same day I signed up. Maybe I was lucky?
- PhilLesh69, on 08/05/2008, -2/+10That's surprising. The Better Business Bureau doesn't have any authority or power, and any company that is being intentionally deceptive isn't going to give a ***** that some volunteer or low paid part timer calls them "from the BBB" threatening to place the shady business on some list of bad businesses.
Now, calling your credit card issuer and requesting a chargeback usually works wonders. - mco5t9, on 08/05/2008, -1/+9Yeah, but they don't have a catchy jingle. Sooooo no thanks.
- WELLDOITLIVE, on 08/05/2008, -0/+8No. While this site gives you free credit reports, scores are extra. Still the best site to check your credit though.
- inactive, on 08/05/2008, -0/+7Anyone stupid enough to actually believe their service is free probably doesn't know about Digg.
- mbarker2, on 08/04/2008, -1/+8How long have those commercials been going on for? It took this long to find that out?
- ldkronos, on 08/05/2008, -1/+8It even says so in the youtube version of the commercials embedded in the article itself.
- jeremyduffy, on 08/04/2008, -2/+9Exactly. No one can be an expert at everything and understanding not only what legal details say, but what they MEAN can be really difficult.
To all you bashers who complain about people not reading the fine print, it's not really too much to ask that companies not lie and mislead. So what if they have the actual information SOMEWHERE? That doesn't mean that everyone is going to understand the information. - inactive, on 08/05/2008, -1/+8it's in small, almost camouflaged print off to the side. and the name of the site is freecreditreport.com
- inactive, on 08/05/2008, -0/+6The moment someone starts saying they'll give me something for nothing, I immediately look for fine print saying otherwise.
Seriously, An advertisement for something free is a ridiculously GIGANTIC clue that they're gonna charge you an arm an a leg. - spectre_25gt, on 08/05/2008, -2/+8I cancelled without issue. Took me less than 5 minutes.
- krnldmp, on 08/05/2008, -1/+7Everybody knows that anyone looking for a free credit report doesn't read.
- johndavidjack, on 08/05/2008, -3/+9huffingtonpost.com Articles Lying to You...
Anyone that didn't know those commercials are/were a scam, and there was a catch involved, are the same people that take HuffPo, DailyKos, etc as gospel... - inactive, on 08/04/2008, -2/+8Apparently the people this is aimed at were already lied to when told they were literate.
- IMJGaltstill, on 08/04/2008, -2/+7Anyone want to bet that this idiot is also having mortgage issues? Why do we feel compelled to keep bailing out stupid people?
- theutopian, on 08/05/2008, -1/+6Actually get can get one credit report a year from each reporting agency. So you can get 3 a year, space them out and you don't need these garbage 'services.'
- theexitwound, on 08/05/2008, -0/+5Amazing commercials. Read the fine print at the bottom of EVERY one though, along with the very audible "Offer applies with enrollment in Triple Advantage".
Bottom line: People are stupid. There's little that's *Free* in this world. - jrowny, on 08/05/2008, -2/+6I was also able to cancel easily and my report was very useful to me at the time, so I don't really see a problem with it.
- cubbbies, on 08/05/2008, -1/+5Why would you give them a credit card number if you thought it was free?
- inactive, on 08/05/2008, -0/+4The trouble is when the government feels obligated to pay for the mess created by these slow witted people with OUR tax money. Or when the government and the slow witted people are one in the same...
- diggerphelps, on 08/05/2008, -1/+5
People have encyclopedic knowledge about Supermodels and sports figures, but ask them to be diligent about their finances and they don't know FDIC from DIAF.
Call it Financial Darwinism, but it's the slow-witted and lazy who get scammed by this kind of *****, and that's fine with me. -
Show 51 - 100 of 246 discussions
© Digg Inc. 2009
— Content created and posted by Digg users is