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- inactive, on 10/10/2007, -17/+10914. Grow your own weed.
15. Cut down to one hooker per week (lube is cheap). - expert01, on 10/10/2007, -4/+90If I don't actually make any money, will reading this give me an extra $100 a week?
- abstracthuman, on 10/10/2007, -2/+59"3. Change adds up quickly, don’t let it disappear under your couch."
Yeah but it's way more satisfying to find a few bucks in the couch than it is to watch it accumulate in a jar on your table. Always a nice "Jackpot!" feeling. - Vodka2389, on 10/10/2007, -4/+58Dude he added your comment to the page. You're famous!
- BenHanby, on 10/10/2007, -5/+58If you're cheap like me, all these suggestions are either automatic or useless.
Nothing can replace the best advise of all, "buy a house in 1998". Not doing that has cost me $200,000 at least. - esbern1, on 10/10/2007, -6/+58.....just want to point out that a blogger that is trying to save money each weak is spending $3.42 on a Starbucks Cappucino
- Caps, on 10/10/2007, -1/+5316. Poop at work! Think of all the money spent on TP you'll save!
- dannyboy3020, on 10/10/2007, -1/+51"Then at the end of the week I went to a coinstar machine at my local grocery mart."
Coinstar doesn't come cheap. - dashdingo, on 10/10/2007, -2/+38How to save $100 a week: every morning, take $15 out of your wallet.
Problem solved. - tehWyman, on 08/19/2009, -2/+364. Turn off your AC, TV and other appliances when you’re not home.
9. Waste less energy in your home.
Is it just me, or are these pretty much the same? - FeartheKnighted, on 10/10/2007, -6/+40What could you do with an extra $100 laying around every week? I’d probably save for a new laptop or go out more often, maybe create a stockpile of beer (or create an ice cave). I was on my disastrous commute this morning and I ran through a checklist in my mind on how I could go about saving $100 a week so that I could invest in other things that would make my life easier or just more enjoyable for that matter.
As I sat there, waiting for the D train to make its way out of the Bronx and into Manhattan I began my brainstorming. One thing after another and I realized that there was a lot you could do to save money with some simple tips. By employing some of these tips you can save a bundle every week and save it towards something you would really like or to invest it. Let’s get to the list.
1. Bag your lunch and bring it to work.
This is a goldmine so to speak. Personally, I spend about $7-20 a day on lunch while I’m at work depending on what I feel like eating, the fact that I work in downtown Manhattan doesn’t help. Let’s make the average to $10.
I could save a bundle if I were to make a sandwich for about $2-3 from home and bring it to work (buying coldcuts at the local grocery store), along with a $1 soda thats about $3-4 spent on lunch everyday as opposed to an average of 10$.
Savings: $36 per week.
2. Institute a ‘tax’ on your household.
We all hate taxes. No, let me rephrase that, despise taxes. However this is a little different. What about getting you and each person living in your house to put $2 a day in a savings jar? You can then use this money towards anything. Clothes, food, movies, a long needed vacation, a car, anything basically, be as inventive as possible!
Savings: ~$20 per week (based on 2 family members).
3. Change adds up quickly, don’t let it disappear under your couch.
You’re at your local StarBucks and you order a cappuccino for $3.42. You get an ugly $0.58 cents back. I used to forget about this change, lose it, or stuff it down my pants pocket for it never to be seen again.
A week ago I started saving all my change, I mean every single penny and dime. Then at the end of the week I went to a coinstar machine at my local grocery mart. How much did I save? $9.87. I was shocked really, I didn’t know it added up so quick. I was well on my way to an easy extra $100 a week.
Savings: $5-10 per week.
3. Give yourself a pay check every two weeks.
Whether you get your pay every week, bi-weekly, or daily, take a percentage and save it! Whether you put 15% of your paycheck in a money market or 2% in a small savings account you’ll be surprised as to how quickly all of it adds up. Set a percentage and deduct it as the first thing that you do with your paycheck.
Savings: $10-100 per week (depending on your salary).
4. Turn off your AC, TV and other appliances when you’re not home.
Seems really simple and basic but you’d be surprised how much you can save and how many people don’t do this. For more information on exactly how you can save money by conserving energy, check Get Energy Smart out.
Savings: $5 per week.
5. Don’t drive if you can avoid it.
Gas prices are nearing around $3 per gallon these days, its ridiculous. Dump the car (if you can) and use a bike, run or take public transportation to work. You’ll also save a ton on tickets ;-).
Savings: $20-50 per week.
6. Brand name household products will burn your cash, buy cheap and buy wholesale.
Why get 9-ply super-duper-fancy-ass-toilet-paper when you can get the no-name brand for 3/4th the price? Run through Costco and BJ’s to get your household needs at a wholesale bargain that will last you a lifetime.
Savings: $5-10 per week.
7. Make your calendar work for you.
Haircuts, pedicures, manicures, massages, car wash, etc. If you do one of these activities (services) every 2 weeks, why not make it every 3-4 weeks? You can save a bundle by stretching these out over a longer period of time.
Savings: $5-10 per week.
8. Scrap your home-phone line, use your cell phone instead.
Might not be viable for everyone but I have ditched my landline and added on some more minutes to my wireless plan. I’m saving $30 a month on my home line and added $10 a month to my cellphone bill.
Savings: $20 per month.
9. Waste less energy in your home.
I found this amazing resource which has 101 ways to save money around the house by optimizing lighting, air conditioning, heating and so forth.
Savings: $30-50 per month.
10. Have crap around the house that’s picking up dust? Sell it on eBay.
Believe it or not, people will buy crap you don’t use. Where else but on eBay? I have a friend who sold his PlayStation (Yes, PS1) for $120 on eBay. Find stuff you don’t use and put it up there. Make sure to do a search and see what similar items are selling at and always remember to consider the seller fees.
Savings: $5-500 per month (depending on items).
11. Ask yourself, “Do I really need this?”
I realized how much stupid crap I wast tons of money on month in and month out. Ask yourself if you really need what your about to buy, will it have an impact on your life or will you throw it away and stop using it a month in?
Savings: $X per week (really depends on the person).
12. Head to the local library instead of Barnes & Nobles.
Let’s face it, your local library probably doesn’t get the newest Harry Potter as soon as it ships but it probably has a wealth of great books that you can read for free. Why spend $25 on something that you’re only going to use once, maybe twice?
Savings: $20-50 per month.
13. Get rid of those cancer sticks.
Smoking will eat your cash alive. I had a problem giving it up but finally did, and my wallet loves me for it. You’ll probably save money at the laundromat too ;-).
Savings: ~$20 per week.
Here are two extra tips from Diggers that I found amusing:
14. Grow your own weed. - caponumen
Grow it yourself! Save yourself that twenty sack. Duck when you hear the sirens though ;-).
15. Cut down to one hooker per week. - caponumen
If you go for two, at least try to get a discount. Cheers cap. - Azulus, on 10/10/2007, -0/+31is "opt for the cheap hosting" package one?
- kweee, on 10/10/2007, -0/+30What the hell, Digg. WHAT THE HELL!!!
Turn off appliances. eBay junk. Use a library instead of a bookstore.
Please tell me these things were the commonest of common sense to SOMEONE else. - Seventus, on 10/10/2007, -1/+264. Turn off your AC, TV and other appliances when you’re not home.
Who's lazy enough to actually leave their TV on when they leave? Turning off the AC isn't the smartest thing to do either. Changing the threshold might be a better idea. Coming home to an apartment that's 90 degrees isn't going to save you any energy when your AC is running for an hour to cool it back down. - profOblivion, on 10/10/2007, -1/+22Glaring omission: stop buying bottled water. (Obviously depends where you live.)
- TenebrousX, on 10/10/2007, -1/+21Blogspam is linking to a blog with just an embedded youtube video and maybe a paragraph commentary. An article like this is not blogspam.
- heyitsgarrett, on 10/10/2007, -1/+21Open up an ING or other high-interest savings account. I've you've got a scheduled salary, set it to automatically deposit to the savings with each paycheck. You don't miss money you never saw in the first place, and the interest adds up.
- kufu91, on 10/10/2007, -1/+15anybody else think the house tax was bs?
i understand the concept of saving up but putting money in a jar costs that exact amount of money - degoba, on 10/10/2007, -1/+15Quitting smoking is huge. Bagging my lunch is also huge. I probably save 3 or 4 hundred a month now.
- iSmart, on 10/10/2007, -0/+14#14 - Create a list with Google ads then link it to Digg, so that suckers click on it a lot and then you'll make at least 100 dollars for this week alone.
- Nerfdude, on 10/10/2007, -0/+13i pay for literally everything with my debit card. i don't accumulate change, i just have more money in my bank account.
- antonio97b, on 10/10/2007, -1/+14*****. I need to be making more than 100$ a week.
I need more hours damnit. - ImNotDrewCurtis, on 10/10/2007, -4/+17"Borrow" your neighbors' wifi connection and stop paying $30 and up per month.
- superdupergc, on 10/10/2007, -0/+13so walk to a bank and put it in your account there. tellers will hate you, but they wont take a percentage like coinstar does.
- Smight, on 10/10/2007, -0/+12The more expensive toilet paper is always worth it.
I like the way she spends $3.42 for a cup of coffee but won't shell out the extra 50 cents for toilet paper that won't rub you raw.
I recently switched from toilet paper to moistened baby wipes. It's like the Emperor's wipe! - jaxxon, on 10/10/2007, -1/+13Generic meds are identical to the brand name ones. If you pop Advil for your headaches, get a bottle of ibuprofen. A whole hell of a lot cheaper for the exact same chemical compounds.
- wetdog, on 10/10/2007, -1/+12What's up with CoinStar? This story is about saving money, and they want you to take your change to a kiosk that charges you to count it? C'mon! Any bank will do this for free if you have an account.
- AaronCSU, on 10/10/2007, -0/+11All this stuff is obvious to anyone already on a budget. Put 2 bucks a day in a jar? Sticking money in a jar doesn't lower my expenses, it's simply moving money from my wallet to a jar, assuming I don't have the self control to save it if it's in my wallet. Personally I live with some of the cheapest roommates on the planet and have learned several tips to REALLY save money.
We buy a lot of our groceries at the discount grocery store. What's a discount grocery store? Easy, they sell soon to be expired food, food in damaged packaging and food that simply isn't selling. Sounds sketchy but alot of the stuff they sell is high end organic stuff that the yuppies weren't buying. Plus I can get 3 pound boxes of pasta for a $1.50 there. That's dinner for 2 weeks. We save tons of money there.
Sports equipment; ski jackets, outdoor gear, etc. Usually once or twice a year the sporting goods stores will have blowout sales for damaged and returned goods. Shop wisely, often damagd gear will still have the tags on it. Buy it and send it back to manufacturer to get a new item under the warranty. Voila, brand new gear at 1/3 the cost. One of my roommates has saved several hundred dollars this way.
Learn the specials in town. Twice a week the local pizzeria has a dollar slice special. I go and buy 5 or 6 and put the rest in the fridge, there's lunch for a few days. Another place has a 2 for 1 burger special once a week, I get that and take the extra burger home. Make a calender of the specials and whenever you go out go to the place that's having a good special. You can do the same thing with coupons if you can find some good ones.
Thrift shopping. You can save hundreds at thrift stores, especially the ones that sell a lot of appliances and electronics. I dont usually buy clothes there but I've gotten air conditioners, microwaves, fans, you name it. All at a fraction what it would cost retail.
Don't pay for internet if you can hop onto your neighbors unlocked wireless connection. Technically this is probably illegal but how often do people actually get caught? I did this for 9 months once, at 40 bucks a month for internet that's 360 bucks.
One of my roommates is so cheap that instead of buying lunch he goes to whole foods several times a day during his breaks and eats the free samples they put out. That's a little extreme but if you wanna be cheap there are ways to be really cheap. - inactive, on 10/10/2007, -1/+11dont worry there ought to be a few bargain homes about soon!
- psykiv, on 10/10/2007, -1/+10Who the hell spends $20/day in lunch?
Hell, whenever I go out with a friend to lunch, the bill between BOTH of us is STILL not $20 (with tip included).
I'm talking about a steak, rice, fries, a drink, AND dessert here.
Local family-owned cafeterias > Fast Food - inactive, on 10/10/2007, -1/+10This guy is an idiot. The coinstar bit just solidified it, after the mention of paying $3+ to get coffee every day and $1 for soda, along with the arbitrary advice to "save $2 a day" and "pay yourself a paycheck every 2 weeks". Why not just pay yourself $28 more each 2 weeks?
- blitzer, on 10/10/2007, -3/+11download all music, games, software from the internet
- phauna, on 10/10/2007, -2/+10So, if I do all of those things I'll be bringing home $1300 bucks a week. That's about 1300 times more than I earn now, if my earning nothing was rounded up to earning one dollar a week.
- ThatGeek, on 10/10/2007, -1/+9you are an idiot. we buy generic tylenol, generic sudafed. And im not dead yet.
- samurailynn, on 10/10/2007, -0/+7His next article will include a tip about counting your own coins instead of using coinstar.
- zarathos, on 10/10/2007, -1/+8The quitting smoking tip is a real killer if you live in Canada. When I quit (Halloween will be two years), I was paying $120 a month (10 packs a month at $12 a pack, not including taxes) for smokes...I took the savings from the first month and bought a bike, thereby helping with the not driving tip.
- darnit, on 10/10/2007, -2/+9Steak, rice, fries, drink, desert for two + tip for less than 20?
Are you digging from Botswana? - Hcope, on 10/10/2007, -0/+714. Switch to a cheap web host. Who needs bandwidth today anyway?
Estimated savings: $20- 200, depending on who your host is. - GetShorty, on 10/10/2007, -1/+8Start drinking more [tap] water. It's amazing how much canned drinks can cost you over time.
- FTLJohnson, on 10/10/2007, -3/+10http://duggmirror.com/business_finance/13_Creative_Simple_Ways_to_Save_at_Least_100_a_Week/
- profOblivion, on 10/10/2007, -1/+8Rolling your own coins isn't hard, and if you do it say, while watching TV, it doesn't feel like it takes as much time. Even do just a few rolls a day and it won't take you that long.
- psykiv, on 10/10/2007, -2/+7If I give you my paypal address, will you send me $100/week?
I'll even go do the paperwork to make myself a 501(3)(c) non-profit if you want me to, so you can deduct it as a donation. - phlebitis, on 10/10/2007, -1/+6Your ass is raw for some other reasons. Some people, as hard as it is to believe, still read books. Some at the astounding rate of 1 or 2 per month.
The idea that most people can't commute with a bike is the reason that most of America is obese, and the reason that our sad planet is doomed. Everyone can make changes, but everyone is too damned lazy and we are all paying for it. - Eric8p, on 10/10/2007, -0/+5these things are useless...if you need that extra $100 per week, then you probably are already doing all these things...if you're wasteful and doing the opposite of everything that's recommended, then you probably have $100 a week to waste anyway
- Vodka2389, on 10/10/2007, -2/+6That's pretty much common sense for anyone with a tight budget and without a bonehead.
- inactive, on 10/10/2007, -1/+5My neighbor did that when i accidentally left my DHCP server on and they ended up paying me $100 to remove all the spyware and junk that had "somehow" got on their computer.
- DeeprBlue, on 10/10/2007, -1/+5You know, you could always do it yourself.
- Rodman930, on 10/10/2007, -0/+4As you should.
- emmyann, on 10/10/2007, -1/+5Not necessarily. Today I just deposited over $15 in coins into my checking account. Handed a bag of change to the teller, he dumped it into a counting machine, and a minute later I had a nice little deposit receipt.
- kungfumaniac, on 10/10/2007, -0/+416. Stop drinking.
but we all know that's not gonna happen. -
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