U.S. Bankruptcy Filings Reportedly Rise 11% in 2026's First Nine Months, With Subchapter V Filings Up 46%

One post says 469,719 U.S. bankruptcy cases were filed in the first nine months of 2026, up 11% from a year earlier. It reports 2,442 Subchapter V filings, up 46%; those are a small-business restructuring category, not all small-business bankruptcies. The post says Epiq points to higher borrowing costs, household expenses, growing delinquencies and a softer job market as pressures behind the increase.