Home insurance rates reportedly jumped nearly 47% nationwide from 2020 through 2025
Yahoo Finance reports that inland states saw the biggest increases, driven by hail, wildfires and severe storms rather than hurricanes. Florida and California weren't in the top 10.
TLDR
Home insurance rates rose nearly 47% nationwide from 2020 through 2025, Yahoo Finance reports. Neither Florida nor California ranked among the 10 states with the largest increases. The hardest-hit states were farther inland, with the outlet pointing to hail, wildfires and severe storms rather than hurricanes as the drivers.
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