A post citing Mortgage News Daily says its 30-year mortgage benchmark reached 7.45% on September 24, 2026, up from 7.26% the previous day. The post notes that the index adjusts for upfront costs, so individual quotes can differ. It distinguishes that figure from Freddie Mac's 7.03% weekly average, which covered applications through September 23.

Its illustrative $400,000 loan over 30 years would require about $2,783 a month in principal and interest at 7.45%, versus $2,494 at the daily index's year-earlier 6.37%. That excludes taxes and insurance.

The post links mortgage pricing partly to the returns investors demand on bonds backed by home loans. It also notes that existing fixed-rate borrowers keep their contracted rate, while buyers, movers and refinancers need new quotes.