OpenAI is launching ChatGPT Wallet so its dots AI agents can make purchases on users’ behalf, according to 9to5Mac’s November 13 report. OpenAI says users must approve every purchase. The agent gets checkout duty, not the final say. Source
The rollout begins with limited availability for ChatGPT Pro subscribers in the United States who are 18 or older. 9to5Mac reports that OpenAI is partnering with American Express, Mastercard and Visa, but doesn’t specify which cards are eligible. Source
You approve. The agent gets a token.
According to OpenAI’s explanation reproduced by 9to5Mac, users review the items, total and selected card before each purchase. They then approve it through a security check, such as Face ID or a fingerprint scan. OpenAI says each approval creates a record of the purchase the user authorized. Source
After approval, OpenAI says the payment network supplies a token: substitute payment credentials with a card number, security code and expiration date. The selected card gets charged without the agent or merchant receiving the user’s actual card details. Source
OpenAI also says existing card rewards and protections for eligible disputes remain in place. 9to5Mac’s report does not include independent security testing. Source
The website can still say no
9to5Mac reports that ChatGPT Wallet won’t work with websites that block agents. A wallet isn’t an invitation. Source
OpenAI says it is starting with limited availability to “learn from real-world use” and work with businesses, banks and payment networks to improve compatibility and reliability, according to the statement reproduced by 9to5Mac. Source
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