NPCI Reportedly Developing Unified Agent Protocol for UPI
Inc42 reports NPCI developing a protocol for AI agents to handle routine UPI transactions under preset rules.
TLDR
Inc42 stated that NPCI is working on a Unified Agent Protocol. The protocol would let AI agents execute small UPI payments for users within pre-set limits and rules. Inc42 noted the framework could start with high-frequency items such as grocery orders. A linked Inc42 article titled the effort Agentic Payments on UPI and said it would remove the need for manual approval of each transaction. The claims appear only in the Inc42 posts and carry no independent confirmation in the packet.
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