UK regulator proposes requiring Apple to add an iPhone contactless access option

The UK Competition and Markets Authority wants Apple to offer businesses both secure element and host-based card emulation access for iPhone contactless services. Its proposed pricing principles are expected to lower access fees substantially, though the CMA would not set prices. Reuters reports that Apple objects to requiring an approach it considers less protective of privacy and security. The consultation closes Nov. 17, 2026, before a final decision.