So OpenAI literally kill*d many fintech startups today
OpenAI launched a personal finance feature in ChatGPT for Pro users in the US.
You connect your bank accounts via Plaid, get a spending dashboard, and can ask GPT-5.5 questions grounded in your actual transaction data - balances, spending patterns, subscriptions, investments.
It can't see full account numbers or move money. Intuit integration is coming for things like tax estimates and credit card applications.
Financial memories store context like savings goals across conversations.
Plus users get it later, free tier eventually. They built an internal benchmark with 50+ finance professionals and say GPT-5.5 Thinking scores 79/100, GPT-5.5 Pro 82.5/100 on complex personal finance tasks.