CryptoSlate reports that splitting the same 100,000-token bad debt across ten loans cuts modeled depositor losses from 90,000 to 4,500 tokens, with the same reserve and settings.
CryptoSlate describes an XRP lending model in which a single 100,000-token default leaves depositors with a 90,000-token loss, despite reserves twice the loan’s size. Splitting the same bad debt across ten loans reduces the modeled depositor loss to 4,500 tokens without changing the reserve or settings. The key detail, CryptoSlate says: the cover cap resets with each default.
1.5K
1 post, first seen 4d ago
CryptoSlate reports that splitting the same 100,000-token bad debt across ten loans cuts modeled depositor losses from 90,000 to 4,500 tokens, with the same reserve and settings.
CryptoSlate describes an XRP lending model in which a single 100,000-token default leaves depositors with a 90,000-token loss, despite reserves twice the loan’s size. Splitting the same bad debt across ten loans reduces the modeled depositor loss to 4,500 tokens without changing the reserve or settings. The key detail, CryptoSlate says: the cover cap resets with each default.
CryptoSlate@CryptoSlateIn a modeled XRPL loan book, one 100,000-token default leaves depositors with a 90,000-token loss. Split the same bad debt across ten loans and the loss falls to 4,500. Same reserve, same settings. The cover cap resets with each default.
Not enough discussion yet.
No sentiment analysis available yet.
Not enough discussion yet.
No sentiment analysis available yet.
—
Not ranked yet
—
Not ranked yet
CryptoSlate@CryptoSlateIn a modeled XRPL loan book, one 100,000-token default leaves depositors with a 90,000-token loss. Split the same bad debt across ten loans and the loss falls to 4,500. Same reserve, same settings. The cover cap resets with each default.