PYMNTS says debit card replacement poses a handoff problem for AI agents
PYMNTS describes seven handoffs in most environments: verifying an address, issuing physical and virtual cards, handling the PIN, updating tokens, shipping the card and notifying the customer.
TLDR
PYMNTS argues that an AI agent cannot manage a process it has to hand off, pointing to the seven handoffs involved in replacing a lost debit card in most environments. Citing PYMNTS Intelligence data with Thales, the publisher’s Tracker examines turning replacement into a single lifecycle event.
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