US banking regulators reportedly question banks about AI agents and safeguards

Gizmodo, citing Reuters, reports that the Fed, FDIC and OCC are asking US banks whether they use AI agents to respond to cyber threats and what safeguards they have. Questions reportedly cover human approval, limits on agents’ authority and emergency shutdowns. Reuters also reports that the Bank of England and European Central Bank fear AI-driven disruption could hit financial markets sooner than expected and that banks’ recovery plans are inadequate.