Pawp Review
- 24/7 access to virtual veterinary care
- One plan covers every pet in your household
- Will reimburse up to $3,000 per household per year for emergency health care only
- Flat fee pricing
- User-friendly mobile app
- Highly rated by the Better Business Bureau and Trustpilot
Up to 90% Vet Bill Reimbursement
- Get up to 90% back at any vet
- Comprehensive illness & accident coverage – no levels
- Optional wellness plan covers routine vet, grooming, & training costs
- Customizable annual deductible, annual limit, & reimbursement percentage
24/7 Telehealth Helpline
- 30-Day Money-Back Guarantee*
- Up to 90% reimbursement on eligible vet bills
- Multi-pet discount & access to 24/7 vet helpline
- Visit any U.S. licensed veterinarian or specialist
- Accident, illness, and optional preventive care coverage available
No Upper Age Limit on Enrollment
- Comprehensive coverage at affordable prices
- No upper age limit on enrollment
- Choose $5000 annual or unlimited benefits
- 24/7 veterinary support line for all customers
Coverage Starting at as Little as $10 per Month
- Coverage starting at as little as $10 per month
- Optional preventive care policy available
- Quick claims payment & easy-to-understand policies
- Live chat with veterinary experts through mobile app
Coverage for Pets of Any Age and Breed
- Coverage options for less than $1 a day
- Reimbursement for up to 100% of vet costs
- Customizable deductible and reimbursement rates
- Take your pet to any licensed vet, emergency clinic, or specialist in the US
- Coverage for pets of any age and breed
- Family plans with a single deductible for the whole furry family
Overview:
Founded in 2019, Pawp Is a digital platform that connects pet owners, when they have pet health concerns, with veterinary specialists who can advise them on how to address their pets' problems. Virtual veterinary services are available 24/7. Pawp policies also pay claims up to $3,000 annually for pet health emergency costs. Pawp's headquarters are in New York, New York.
Coverage
We don't want to call Pawp the poor man's (or woman's) pet insurance, but the company all but suggests it: Pawp sounds an awful lot like "pauper", don't you think? And the truth is, while Pawp is not pet insurance in the way we typically think of—the company defines "coverage" differently than other insurers—it's a low-cost alternative to traditional pet insurance. Pawp is a virtual healthcare plan that affords pet lovers access to unlimited veterinary advice and a limited degree of financial protection.
Beyond providing telehealth services for pets and pet parents, Pawp covers one thing: emergencies. You can only file a claim under a Pawp plan if you've been surprised by a sudden illness or accident and your pet needs immediate treatment. Unlike traditional pet insurance, It doesn't cover chronic conditions, congenital conditions, or diseases like cancer. The same goes for tummy aches and hot spots. But under the worst circumstances, Pawp will be there for you, up to a coverage limit of $3,000 per year.
What kind of worst-case scenarios are we talking about? Your dog gets hit by a car. Your cat ingests some poison. Broken bones. A foreign object in the eye. That sort of thing. Treating any of these conditions can be very costly and many people don't have savings set aside for pet health care. In essence, Pawp does the saving for you. You've got $3,000 "in the bank" when you purchase a Pawp plan. There's one caveat, however, that you should keep in mind when you're evaluating Pawp: you're only allowed to submit one emergency claim a year. Beyond one incident, you're on your own.
According to the Centers for Disease Control (CDC), among all adults aged 18 and over, 37.0% have used telemedicine in the past 12 months. If you're a fan of virtual health care, you'll appreciate the convenience of having access to veterinary advice when and where you need it. Pawp offers a very user-friendly mobile app that allows you to schedule appointments and meet with a veterinary specialist from the comfort of home.
Using the Pawp platform shouldn't be confused with (or substituted for) a vet visit if your pet is suffering a serious illness, to be sure. But speaking with a veterinary specialist can help you decide when a vet visit is warranted. It can also guide you on how to treat your pet at home for minor illnesses. And if your pet is injured in an accident, Pawp's vet specialists can advise you on how to treat a wound in an emergency, how to keep pets comfortable when they're in pain, and more.
Given that vet visits for even minor ailments can cost hundreds of dollars, having unlimited access to virtual vet care can save pet parents quite a bit of money during the term of their policy.
Pricing
One thing we love about Pawp: it's easy to understand. There are no confusing deductibles or copays. All Pawp subscribers get the same unlimited, 24/7 access to virtual vet care. And there's one coverage limit for everyone: $3,000 per year. For the record, unused benefits do not accumulate. You start with a clean slate of $3,000 in coverage on the anniversary date of your policy.
Users pay a flat monthly fee of $24 per month per household. Yes, that's right. You can protect a whole home full of pets for the same $24. With traditional pet insurance, you must purchase a separate policy for each furry member of your family. But no matter how many pets you have, the same cash benefit of $3,000 applies.
Pawp's reimbursement policy makes paying for your pet's emergency care easy. When your pet's treatment is complete, your vet can submit the bill to Pawp directly. You don't have to file a claim, pay your vet out of pocket, or wait to be reimbursed yourself. Pawp will usually reimburse your vet on the day of surgery—a feature many vets will appreciate
Let's summarize the benefits of Pawp's streamlined reimbursement process:
- You don't have to worry about paperwork or waiting for reimbursement.
- You can get reimbursed for up to $3,000 per emergency.
- Pawp covers any unexpected, life-threatening medical situation that requires immediate veterinary attention.
If you're looking for a pet insurance company that makes it easy to get reimbursed for emergency care and connects you with unlimited virtual veterinarian services as you need them, Pawp is a great option.
