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First American Home Warranty

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  • 24/7 support whenever your appliances fail
  • Large network of independent prescreened contractors and qualified technicians
  • In business for over 30 years
  • Good coverage on home systems
  • Does not cover pre-existing issues
  • They will replace items that fail if they can't be fixed regardless of age, make or model

First American Home Warranty is a California-based company founded in 1984 for the purpose of providing home warranty products and services in the United States. They provide coverage for home systems and appliance repairs for homeowners, sellers, buyers. The company is BBB-accredited, with a B+ rating, and a four-star TrustPilot score.

Coverage

 First American offers two different plans to choose from: Basic and Premier. The Basic plan mainly covers kitchen appliances, while the Premier plan offers complete protection for all main home systems and appliances.

Their coverage amounts are pretty high compared to other similar companies. For example, they cover up to $3,000 for kitchen refrigerators, $1,500 for heating systems, and $500 for ductwork.

Of course, there are some exclusions to their coverage, like cosmetic damages or damages due to improper maintenance or installation. They also won't cover any known or unknown pre-existing conditions.

Pricing

First American's annual premiums range from $300 to $500+, depending on the plan and options you choose. And you'll sign a standard 12-month contract term. You can get a quote and enroll online, but make sure to read your warranty agreement thoroughly before signing.

Claims and Services

When it comes to claims and service, First American's got you covered. Their service call fees range from $75 to $100, which is pretty affordable compared to other companies. And they offer a vast network of pre-screened contractors and technicians, as well as a 24/7 claims department.

Reputation

First American is a BBB-accredited business with a B+ rating and a Trustpilot score of 4.0 (Great). Although they've received some negative feedback on the BBB website, they've still been granted accreditation based on their commitment to resolving consumer complaints.