OpenAI personal finance tool draws criticism for data errors
OpenAI's personal finance product was criticized by user khushi for multiple data processing errors that produced inaccurate income, inflow, and spending figures. Specific failures included missing 47% of visible incoming funds, understating income by 88%, relying on one month of data while referencing an 18-month period, treating 23% of inflows as non-income transfers, and issuing spending judgments before inflows were correctly classified. The errors remain limited to the single user's dataset.
#20Miles Brundage@MILES_BRUNDAGEPossible side quest spotting
khushi@khushkhushkhushthe personal finance product openai launched is actually one of the worst personal finance tools i’ve ever used in my entire life. borderline hazardous for people with low financial literacy to be using i had chatgpt tell me everything it messed up:
@signulll @ShanuMathew93 true actually, there should just be proactive genui dashboards for everything
signüll@signulllboth chatgpt health & finance products leave so so much to be desired. they’re fundamentally misconstructed imho. forget the model messing up, it’s just kinda frustrating that everything by default is delegated to a chat first interface. chat works well in open ended queries like search & curiosity but absolutely sucks in other categories where the context is broadly familiar but not *clear*. e.g. in health & finance, ppl rarely want to cross examine a blank text box about their own life. what they want is a system to know the baseline, watch the deltas, & flag the weird stuff. most of the time i want to forget shit like this & just live my life. i guess it all makes sense cuz when you’re a bicycle company, every problem looks like a bike problem even when the answer is obviously a car or even a bus. again chat is great for exploration. it’s atrocious as the primary ux for ongoing life management. the real consumer leap in ai software is actually replacing the need to ask in the first place.
#1124signüll@SIGNULLLboth chatgpt health & finance products leave so so much to be desired. they’re fundamentally misconstructed imho.
forget the model messing up, it’s just kinda frustrating that everything by default is delegated to a chat first interface. chat works well in open ended queries like search & curiosity but absolutely sucks in other categories where the context is broadly familiar but not *clear*.
e.g. in health & finance, ppl rarely want to cross examine a blank text box about their own life. what they want is a system to know the baseline, watch the deltas, & flag the weird stuff. most of the time i want to forget shit like this & just live my life.
i guess it all makes sense cuz when you’re a bicycle company, every problem looks like a bike problem even when the answer is obviously a car or even a bus.
again chat is great for exploration. it’s atrocious as the primary ux for ongoing life management. the real consumer leap in ai software is actually replacing the need to ask in the first place.
khushi@khushkhushkhushthe personal finance product openai launched is actually one of the worst personal finance tools i’ve ever used in my entire life. borderline hazardous for people with low financial literacy to be using i had chatgpt tell me everything it messed up:
@NickADobos yup, i have it. try tapping on any item.
it doesn’t feel right overall.
Nick Dobos@NickADobos@signulll Did you actually try the finances one? It creates a full dashboard and tons of hidden UI that I wouldn’t classify as a chat interface Not quite a hands off set it and forget it, chat does lack the proactive notifs. But it’s already way better than most budgeting apps
@signulll Did you actually try the finances one?
It creates a full dashboard and tons of hidden UI that I wouldn’t classify as a chat interface
Not quite a hands off set it and forget it, chat does lack the proactive notifs. But it’s already way better than most budgeting apps
signüll@signulllboth chatgpt health & finance products leave so so much to be desired. they’re fundamentally misconstructed imho. forget the model messing up, it’s just kinda frustrating that everything by default is delegated to a chat first interface. chat works well in open ended queries like search & curiosity but absolutely sucks in other categories where the context is broadly familiar but not *clear*. e.g. in health & finance, ppl rarely want to cross examine a blank text box about their own life. what they want is a system to know the baseline, watch the deltas, & flag the weird stuff. most of the time i want to forget shit like this & just live my life. i guess it all makes sense cuz when you’re a bicycle company, every problem looks like a bike problem even when the answer is obviously a car or even a bus. again chat is great for exploration. it’s atrocious as the primary ux for ongoing life management. the real consumer leap in ai software is actually replacing the need to ask in the first place.