OpenAI launches ChatGPT personal finance preview for Pro users
OpenAI introduced a preview of a personal finance experience inside ChatGPT for a limited group of Pro users in the United States. The feature uses Plaid to connect bank, brokerage, and credit card accounts and shows consolidated dashboards with spending breakdowns, investment allocations, and payment schedules. Users can ask natural-language questions about balances, transactions, subscriptions, and portfolios. Visualizations include donut charts for holdings and line graphs for year-to-date spending. Supported institutions include American Express, Bank of America, Charles Schwab, E*TRADE, Fidelity, and Robinhood. The system does not access full account numbers or allow transfers. An Intuit integration for tax tasks is planned.
#12Greg Brockman@GDBUnderstand and manage your personal finances in ChatGPT.
A further step towards ChatGPT becoming your personal agent, operating on your behalf 24/7, for helping you at home and work.
ChatGPT@ChatGPTappA preview for Pro users: a new personal finance experience in ChatGPT. Pro users in the U.S. can securely connect financial accounts, see where their money is going, and ask questions based on the information they choose to connect. Your full financial picture, now in ChatGPT.
#337Boris Power@BORISMPOWERI’m excited about connecting more context about my life in a structured way. I previously had a folder for health, finance and taxes, but I’m excited for there to be a standardized way to do this !
ChatGPT@ChatGPTappA preview for Pro users: a new personal finance experience in ChatGPT. Pro users in the U.S. can securely connect financial accounts, see where their money is going, and ask questions based on the information they choose to connect. Your full financial picture, now in ChatGPT.
#337Boris Power@BORISMPOWERI wish every important website offered this level of security
DANΞ@cryps1sYour ChatGPT account is one of the most important and valuable digital accounts you'll ever have. Secure it with Advanced Account Security today. https://openai.com/index/advanced-account-security/
#483Andrew Curran@ANDREWCURRAN_Rolling out today for Pro users in the US only. OpenAI, Anthropic and Google will all ramp towards agentic finance from here on out. Ultimately, your agent will be a personal financial advisor tailored specifically for you. The advantage will scale along with capabilities.
ChatGPT@ChatGPTappA preview for Pro users: a new personal finance experience in ChatGPT. Pro users in the U.S. can securely connect financial accounts, see where their money is going, and ask questions based on the information they choose to connect. Your full financial picture, now in ChatGPT.
#483Andrew Curran@ANDREWCURRAN_Boris Power@BorisMPowerI’m excited about connecting more context about my life in a structured way. I previously had a folder for health, finance and taxes, but I’m excited for there to be a standardized way to do this !
If you were working on an AI financial advisor startup pivot into being hit by a disintegration beam.
Andrew Curran@AndrewCurran_#483Andrew Curran@ANDREWCURRAN_GB backing me up:
Greg Brockman@gdbUnderstand and manage your personal finances in ChatGPT. A further step towards ChatGPT becoming your personal agent, operating on your behalf 24/7, for helping you at home and work.
#666Fidji Simo@FIDJISSIMO“Help me save money” is one of the core benefits people hope to get out of AI. With this launch we’re making this super easy. Similar to what we did for Health by letting you connect your health records, you can now do the same for financial records so ChatGPT can have the full picture and give you more informed answers.
ChatGPT@ChatGPTappA preview for Pro users: a new personal finance experience in ChatGPT. Pro users in the U.S. can securely connect financial accounts, see where their money is going, and ask questions based on the information they choose to connect. Your full financial picture, now in ChatGPT.
I’ve been using this a bunch internally.
Asking questions like “can I buy a Porsche”
ChatGPT@ChatGPTappA preview for Pro users: a new personal finance experience in ChatGPT. Pro users in the U.S. can securely connect financial accounts, see where their money is going, and ask questions based on the information they choose to connect. Your full financial picture, now in ChatGPT.
#941signüll@SIGNULLL@omooretweets yeah we noticed this, our connection rates are insanely high.
Olivia Moore@omooretweetsSo many people do not understand this - and it is core to consumer software👇 Gen Z and beyond does not care about data privacy as long as a product delivers for them Bank accounts, contact book, email access, camera roll, etc. - they will gladly give it up
@BorisMPower Cool
Boris Power@BorisMPowerI’m excited about connecting more context about my life in a structured way. I previously had a folder for health, finance and taxes, but I’m excited for there to be a standardized way to do this !
#1262Prakash@8TEAPIIt’s the beginning of the end for consumer facing finance firms. If you’re selling a high expense load ETF, these AI tools will eventually channel your customer to Vanguard. Similarly credit cards, insurance, home loans etc. Some of the highest value searches on Google.
ChatGPT@ChatGPTappA preview for Pro users: a new personal finance experience in ChatGPT. Pro users in the U.S. can securely connect financial accounts, see where their money is going, and ask questions based on the information they choose to connect. Your full financial picture, now in ChatGPT.
#1262Prakash@8TEAPIChatGPT is just reading your finance s data…. wait till it starts writing… shifting you into lower cost index funds, transferring balances on credit cards to enjoy the interest free period, moving CDs to banks with higher rates..
You think they’re going after fintech naw they’re going after all consumer facing finance..
But wait, they’re not done yet.. because financial firms are also some of the largest advertisers.. so if Chat starts allocating funds… those ad dollars disappear.
#1494Chubby♨️@KIMMONISMUSSo OpenAI literally kill*d many fintech startups today
OpenAI launched a personal finance feature in ChatGPT for Pro users in the US.
You connect your bank accounts via Plaid, get a spending dashboard, and can ask GPT-5.5 questions grounded in your actual transaction data - balances, spending patterns, subscriptions, investments.
It can't see full account numbers or move money. Intuit integration is coming for things like tax estimates and credit card applications.
Financial memories store context like savings goals across conversations.
Plus users get it later, free tier eventually. They built an internal benchmark with 50+ finance professionals and say GPT-5.5 Thinking scores 79/100, GPT-5.5 Pro 82.5/100 on complex personal finance tasks.
ChatGPT@ChatGPTappA preview for Pro users: a new personal finance experience in ChatGPT. Pro users in the U.S. can securely connect financial accounts, see where their money is going, and ask questions based on the information they choose to connect. Your full financial picture, now in ChatGPT.
@BorisMPower This looks amazing. I am especially excited about the idea of this reaching every user I think of what a financial advisor like this could’ve done for a lot of of my friends when they were just starting out.
Boris Power@BorisMPowerI’m excited about connecting more context about my life in a structured way. I previously had a folder for health, finance and taxes, but I’m excited for there to be a standardized way to do this !
#1725Nick Dobos@NICKADOBOSFinally got a plaid connector!
ChatGPT@ChatGPTappA preview for Pro users: a new personal finance experience in ChatGPT. Pro users in the U.S. can securely connect financial accounts, see where their money is going, and ask questions based on the information they choose to connect. Your full financial picture, now in ChatGPT.