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“Verified by VISA” Issues

cerias.purdue.edu — The premise of the “Verified by VISA” program seems fine: request a password to allow the use of a credit card online, to lower credit card fraud (besides the problem of having to manage yet another password). However, there were several problems with how I was introduced to the program.

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  • Alex76, on 10/11/2007, -0/+2The Visa program also enables a new kind of attack against credit cards. If criminals get their hands on your last 4 SSN digits (or if they guess it, it’s only 9999 brute force attempts) and your credit card number, they could register it themselves, denying you its use!

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