27 Comments
- JamesWilson, on 10/12/2007, -2/+12How to keep debit and credit cards safe:
If you are going to make large purchases store, all cash on you and never have a debit or credit card. Oh wait.. that's illegal now.
http://www.digg.com/offbeat_news/Police_need_no_evidence_to_keep_your_cash - celchu33, on 10/12/2007, -1/+10"Do not loan your credit card to anyone else."
Duh. These are just common sense things. Lame. - d7415, on 10/12/2007, -1/+9"Do not make purchases over the telephone or on the Internet unless it is a transaction that you are initiating."
I don't have a clue what this means...don't buy anything online unless....you're buying it?!?! - Wootery, on 10/12/2007, -0/+7I guess it means that it isn't the company initiating it... so they're really saying don't give your credit-card details to phone salesmen.
- willcode4beer, on 10/12/2007, -0/+6"Innocent until proven guilty", what country is that?
- heptahedron, on 10/12/2007, -0/+5Tip++: If you intend to travel abroad, ask your bank if the ATMs in the destination country are safe. Our bank told us (Spring 2006) that using our ATM card in Spain would cause it to be deactivated and need to be replaced. Recently there were reports of this occurring in Canada, too.
- YellowJKT, on 10/12/2007, -0/+5Mississauga is near Toronto, Canada.
- lnf69, on 10/12/2007, -0/+3Excuse me, but where exactly is 'Mississauga'?
- JamesWilson, on 10/12/2007, -0/+2Innocent until proven guilty, right?
- heptahedron, on 10/12/2007, -0/+1@Alex.W: The examples were of using a U.S. ATM card in foreign countries. The Canada problem was probably solved, but that's why one should check with you bank to see if they know of any issues. See http://www.schneier.com/blog/archives/2006/03/class_break_of.html
- Aharoni, on 10/12/2007, -0/+1While shredding your statements should be a good idea generally, it won't help you avoid the cases that were described in the article (nor the idiotic suggestions by the police). The article specifically said that these Debit/Credit cards were obtained by skimmers.
- Yorenn, on 10/12/2007, -0/+1@MoneyPenny:
We are supposed to be _anyone_ on this site. Now is my grand-auntie, 75 years old, not very used to credit cards and such, mentally impaired?
Ok, she might be _technically_ off.
This is precisely where this kind of article can be handy.
Dugg. - quazywabbit, on 10/12/2007, -0/+1most banks now days allow you to opt for paperless billing so you won't ever receive anything in the mail.
- sunnyd71, on 10/12/2007, -0/+0The problem in Canada was an isolated incident where people modified gas pumps overnight to steal data. This happens in every country and is a widespread growing problem in both Canada and the U.S. since it is apparently very simple to do.
- wurzelgummage, on 10/12/2007, -0/+0Debit/credit cards aren't that great an idea compared to cash, in so much as the muggers like to frogmarch you to the nearest ATM at knifepoint, and you'd BETTER damn well remember your number.
Depends where you live, and where you're going. - coldfusion1970, on 10/12/2007, -1/+1Its useful information.
Dugg. - Alex.w, on 10/12/2007, -1/+1You mean if you take a US ATM card across the boarder to Canada and try to use it will will be turned off? Or do you mean your ATM card from another country, or do you mean a Canadian card taken to Spain?
- qwertydvorak, on 10/12/2007, -0/+0you sir, are totally inaccurate, and so is this radio host you listen to... so take everything else he says with a grain of salt...
some linkage:
http://www.usa.visa.com/personal/security/visa_security_program/zero_liability.html?it=il|/personal/security/index.html|Zero%20Liability - harlowsmonkeys, on 10/12/2007, -0/+0An important one they left off: shred your statements.
On both of mine (Bank of America and Discover), they print the full credit card number on the bill (more than once, if the bill is more than one page).
I seem to remember that this is not how it was years ago. They would print only the last 4 digits, X-ing out the rest. - JShore, on 10/12/2007, -0/+0I agree. This should be titled "How To Keep Debit And Credit Cards Safe: For People Without Any Common Sense."
- bossmanthe, on 10/12/2007, -1/+1This made front page!!!???!!!!!
- growler1, on 10/12/2007, -0/+0The thing they fail to mention about the the debit cards is that if stolen or spoofed, etc., most banks leave you high and dry...your money is just gone.
My favorite radio personality calls them "piece of trash fake visas and mastercards" precisely because of this reason--since it has the endorsement you think you've got the same protection as your credit card, but in most cases you really don't.
I would add an addendum to the article that says just carry a regular atm card w/o the endorsment for getting cash and use your credit cards for the plastic purchases. - rockefeller, on 10/12/2007, -1/+0"Can't steal what isn't there."
I guess this is some sort of rationalization for pissing all your money away and carrying debt.
Unless of course you're being sarcastic, but with the way people handle their money thesse days, it's hard to tell. - djfelix, on 10/12/2007, -2/+1How does this crap make it to the front page?
- MoneyPenney, on 10/12/2007, -4/+2Buried as lame... we are supposed to be technically minded on this site, and the article is really badly written.


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