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284 Comments
- PleaseJustDie, on 10/11/2007, -47/+312What do you tell a woman with 2 black eyes?
Nothing, you've already told her twice. - doctorfungi, on 10/11/2007, -14/+218Something tells me that we're not hearing the whole story.
- pintomp3, on 10/11/2007, -12/+130try running up to my car with my kid in it and see what happens.
- ggidster, on 10/11/2007, -19/+116>>Something tells me that we're not hearing the whole story.
I agree, and I'd like to hear the other side of it. But that said, he's just a debt-collector, and it's only money. Even if she provoked the attack, he should have walked away. Especially with a 5 year old in the car.... - longboarder543, on 10/11/2007, -4/+87Something similar happened to my mother, although it didn't involve any face-to-face contact. Circuit City sold about $750 in debt on a circuit city charge card to a debt collection agency. My mother began getting phone calls from a wacko who was designated to handle her case, and he would scream obscenities at her and harass her every day. The reason she didn't pay was because there was a dispute regarding the original purchase. The collector claimed she owed over $2,000, and he went as far as making outright threats to my mother regarding her relatives. Somehow, he got a hold of both my mother and father's parents phone numbers, and was calling them and giving them details about the situation, saying my mom was a loser and a deadbeat. The guy even threatened my 80 year old grandmother that he was coming over to her house she's lived in for 50 years and was going to start loading up items and taking them as payment. I know it sounds wild, I don't know why he was contacting her family, and he was breaking all kinds of laws. We ended up getting it escalated to the regional better business bureau director lady, and needless to say we weren't the 1st people to complain about circuit city's debt collection practices. With the help of the BBB, we got Circuit City dissolved the debt, and the BBB even petitoned the city of Pasadena, TX to prevent the opening of a store that was being built at that location because of their practices. They ultimately weren't successful with that.
- msmayhew, on 10/11/2007, -24/+104What do you call a woman with one black eye?
A good listener. - Stumblinforward, on 10/11/2007, -1/+60I help a friend do collections on the side, have been doing it with him for years, have taken many cars from people willingly and while they where in the local burger joint, and i can tell you there are some strict laws on what a collections agent can and cant do, IF what the lady says is true then the title holder "Bank" that hired them needs to cut there ties and find some other people to do collections.
@alternateheaven
"Its a shame they didn't summon the police to aid in the repossession"
Now I'm not sure what the laws in here area are but unless the police had a court order to assist in the repo then there would be nothing they can do, and if there was a court order then it would be the Sheriffs department that would serve the warrant at there convenience not the collection agents.
If someone is physically in the car then you are not allowed to try and take it, you can talk to the people and ask them to relinquish the car, i would say 95% of all the cars that we have to get we get through talking to the owner in a respectful manner and ask them to give the car over, now there are is the other 5% that you have to snatch the car from there house, parking lot, or work place. We don't like taking them from peoples houses unless we have too, cause ( the law in TN ) if the owner catches you in there yard trying to take the car they can call the police and have you arrested for trespassing, ( which is the letter of the law but the police here will just tell us to leave, as we know all of them anyway ), and if its behind a fence or blocked in by another vehicle then we cant touch it.
Ive known some repo men that have tactics like the ones that this lady said that they used and most of them have been beaten, stabbed, or/and shot in the past, acting like you are the big bad repo man will work sometimes but more often that not it will get you nothing more than a head ache. - admdrew, on 10/11/2007, -5/+60How's the single life treating ya? ;)
- DrDragun, on 10/11/2007, -8/+63Man these guys are some pros. Was this really a 2-man job? If I was running the company I would probably downsize out the crazy hood-jumper guy. Seems like 1 face-puncher would be enough to get the job done.
- inactive, on 10/11/2007, -18/+68Maybe she didn't know when to shut up?
bad taste? - retral, on 10/11/2007, -11/+61She was probably fighting them. I suspect we're not getting the whole story as usual.
- littlebylittle, on 10/11/2007, -13/+61I wish I would have been there.
- PATSCRU, on 10/11/2007, -8/+42@ mainfr4me:
your memes are going straight to dvd. - mwolfzorn, on 10/11/2007, -3/+36"she said she was three weeks and about $250 late in making payments."
http://www.boston.com/news/local/articles/2007/05/23/repo_men_interrupted/
I've never heard of a repo after three weeks and $250... - joaob, on 10/11/2007, -9/+41The kids father (who owns the business) attacked the victim on the local news stating that "she is a bad person, she has bankruptcies and extremely bad credit and another repossession in her past, the truth will come out in court"
Is that appropriate at all? Can't she seek civil damages?
Bad credit doesn't make you a bad person. - RearNakedChoke, on 10/11/2007, -2/+31Repo men are NOT allowed to forcibly remove the vehicle. Its against the law. You can sneak and take it away, but if the owner confronts you, you must back down.
I quote from http://www.lectlaw.com/files/cos18.htm:
"Once you are in default, the laws of most states permit the creditor
to repossess your car at any hour of the day or night, without prior
notice, and to come onto your property to do so.
However, when seizing the vehicle, your creditor may not commit a
"breach of the peace" by, for example, using physical force or
threats of force. Taking your car over your protest or removing it
from a closed garage without your permission also may constitute a
breach of the peace, depending on the law in your state."
The very fact that there was a confrontation tells me the fault lies with the two repo men because legally, there SHOULD NOT be confrontation. If a person tells a repo man to back the hell off, he must comply. Otherwise its the repo man breaking the law. - kilroy0097, on 10/11/2007, -0/+29There are rules to follow in repossession of property. Obviously these two men never read that rule or listened in their classes. The woman is in her car with her child. You don't stop to repo a car. You just drive on by and wait till later when she's not in the car. Then hook it up and tow it away. Chalk this story up to two very stupid repo men.
- HiFlyerAu, on 10/11/2007, -9/+38I wouldn't give up my car to someone who punched me in the face. If he had the law behind him he didn't need to be violent. Good on the driver for taking them to the police to sort it out. Rather that than get car-jacked (for all she knew) by a couple of goons possibly on drugs. Especially since her daughter was in the car. What would have happened to her if the "repo guys" had got the woman out of the car?
- helinism, on 10/11/2007, -11/+37Debt collectors are typically nothing more than glorified thugs in a suit...
- inactive, on 10/11/2007, -0/+26I'm not a lawyer but I don't think you can seek civil damages based on statements unless the statements are lies. If she has bad credit, repossessions, bankruptcies, etc. then he's just stating the truth. If she doesn't, I think his statements may qualify for character defamation. Again, I'm just going based off of the limited legal knowledge I have.
- SpaceMonkeyZero, on 10/11/2007, -1/+22About 8 years back, I had a roommate who was a bit of a gun nut. (Side note. I'm all for the 2nd amendment and have a CC permit, NRA member and all that stuff... but this roommate was a gun nut, certified nut job with guns, he's now in jail on some weapons charges)
One night we're just watching TV, and he hears some noises outside, and the house we were renting was in a bad part of town.
He's up, gun out, bursting out the side door, and heads right to the garage. He starts yelling "GET THE F*CK ON THE GROUND YOU MOTHER *****!" "DON'T MOVE M-Fer, COPS ARE ON THEIR WAY" over and over.
A Repo man was trying to take his car out of the garage. Of course, we didn't know he was a repo man, he could have been just another one of the local punks who had been robbing houses on the street lately. (Our 2 neighbors were robbed less than 24 hours apart the week before.) The repo man crapped his pants and smelled like it.
I called the cops to report a break-in into our garage and that my roommate "has the guy at gun point."
Cops were there within 2 minutes.
Repo man was allowed to leave with the car. - inactive, on 10/11/2007, -3/+23rePWNed
- Photokon, on 10/11/2007, -0/+20@hagnar
When the bank sells the car you get the balance of whatever amount is left after they pay off your loan.
Example. You owe $3000 on a car that is worth $12000. The bank repossess your car and sells it for $12000. The bank keeps $3000 and you get $9000. The bank isn't allowed to make money off the sale. So no, there is no wrong doing on the banks part, they are entitled to their money they lent out. - Braingoo, on 10/11/2007, -4/+23Thats what you get when Borrowing from the loan offices of Soprano and Corleone
- ripstuntz, on 10/11/2007, -4/+20At least she can pay off that debt with the fatty settlement she's going to get in court....
- SteelChicken, on 10/11/2007, -1/+17yeah the kid is learning all about bad financial planning, on bad interpersonal communications.
- jrefenes, on 10/11/2007, -2/+18So from what I can gather from all this...
it's totally WRONG to punch a woman with her 5 year old watching, however, it's perfectly acceptable to punch a woman if the kid isn't around... - xtmno3, on 10/11/2007, -3/+18Wolfie351 has apparently never heard of a tow truck.
- middleclassbuzz, on 10/11/2007, -9/+24Tony Soprano style. Nice.
- DreKor, on 10/11/2007, -1/+15douche chill
- chris9902, on 10/11/2007, -2/+16and if they don't pay up she should hire these 2 to go collect the money.
- Armor1901, on 10/11/2007, -4/+16I've been a debt collector for several years. I work for one of the companies that Sallie Mae owns and collect on federally insured defaulted student loans, and I've talked to thousands of borrowers and have heard just about everything you can possibly imagine, and some things you can't. I've spoken with people in every state in the US, I've talked to people in Japan, England, the Philippines, Lebanon, Guam, Australia, Germany, France, and a few other smaller countries. I've had people threaten my life, threaten my family, threaten my coworkers and friends, I've had people threaten to commit suicide, and I even once had a lady perform an exorcism on me over the phone, and I am ***** you not friends. Some people are stupid and don't think they should pay, some people honestly can't pay, and some people simply refuse to pay for whatever reason. One thing that is true for every single one of them though: they are all treated with respect and dignity. My company isn't some fly by wire night job, we're a large corporate entity with a great deal of oversight. If one of our collectors ***** up, they lose their job, period.
Debt collectors have debts, they have families, and we're people, too. All of you guys that are flaming debt collectors in general are ignorant. Maybe you did have a bad experience with a bad debt collector, but the bottom line is if you're a borrower, you promised to pay back - don't be an ***** to the people who you owe when it comes time. Legislators and other non collectors stick up for borrowers and paint them as innocent, victimized honest people. Many of them are, but let me tell you, after speaking with so many people and doing my job for so long, 75% of the people we talk to are nasty, vicious people. It's just the nature of the job. Usually, and this is a generalization, most of the people who fall into default are there for a reason: because they're deadbeats. Again, there are a LOT of honest and good people who want to pay their debts but fall onto hard times, but don't be misguided or confused when you think about this: the reality of the fact is that most people in default are ***** *****, plain and simple. Don't always believe the word of the people in default. Again, most of them are there for a reason. - rhawk301, on 10/11/2007, -2/+14Attacking someone and stealing their car is akin to car-jacking. Regardless of the intent, this person and even perhaps the company should be held liable for aggravated assault.
- inactive, on 10/11/2007, -2/+13It's a funny joke.
You need to relax - have a glass of wine or something sweetheart.
Don't make have to repeat myself. - VinceNoir, on 10/11/2007, -8/+18@davev
My my my... you really are a despicable ***** piece of trash. You think people can actually save money to buy a car with cash outright when they are in a bad financial situation? No matter what kind of capitalist fantasyland you think you live in, things can change and change fast. And when the ***** hits the fan and you're in a bad financial situation, there is NOTHING you can do about it. Not unless you're comfortable resorting to crime. If you're living the high life because you're doing OK today, and then tomorrow the bottom falls out for you, then YOU become exactly what this woman is. An unfortunate victim of circumstance. People don't always go into debt because they're stupid or lazy. Sometimes bad things just happen and there's absolutely no hope of getting out. Period. It's all a game of chance in our society which is why things are so ***** up. - LogicBomB, on 10/11/2007, -3/+13Correct me if I'm wrong (because I have no idea). But can't the debt collectors call the police, have the police forcefully remove her if necessary, and peacefully toe it away? I imagine if they have a legit claim and their is a dispute, they can simply wait the 5 minutes and repo it then can't they?
- khyberkitsune, on 10/11/2007, -4/+14@stumblinforward
In TN, if you're caught on another's property without permission attempting ANYTHING that looks remotely like potential theft (even in the case of debt colelction) The proeprty owner has every legal right to open fire upon you. I've done it twice with repomen, and the courts found me justified EVERY TIME. - DreKor, on 10/11/2007, -1/+11Meanwhile, back on topic...
- Monk22, on 10/11/2007, -0/+9ZING!
- TonksKC, on 10/11/2007, -5/+14I can't believe people are defending the repo men here.
No matter WHAT she said to them, if she provoked them or not, gave them the finger, whatever, they do NOT have the right to physically harm her. Bottom line. - joaob, on 10/11/2007, -12/+21*Rohmaan*
If you are a bad speller you are most likely a bad person who went to school and skipped class the whole time because your lazy ass was too lazy to learn.
It amazes me how someone who can not spell borrow correctly can even get a job let alone have a car and a 850 credit score. - isntreal, on 10/11/2007, -4/+13I need to get out of this city. Boston has become the News' ***** rag.
- thethresh, on 10/11/2007, -1/+10I repo'd in college, very exciting and stupid work. Pay was excellent but the hours killed. In TEXAS, you're not allowed to take a vehicle if the persons are still occupying the vehicle. Remember, they don't own it anymore, the lender does and has for the last 45-90+ days and they're stealing it. They know they're stealing it because repo-men do not come out to your work/home/wherever for free. The cheapest I'd go out was $400. So, now, I'd be a FOOL to confront the individual if he/she is parking the car as I can steal it (by steal it I mean take it while they don't know it) and avoid conflict. But, if the person is about to leave with it and I have been looking for the damned thing for a day or two, I might follow them to the fast food joint, work, mom's house wherever to steal it there. NEVER would I confront the lender face-to-face while they're in the vehicle. It's against every instinct a repo man has. You have none of the control and they have every foreseeable advantage for future hiding of the vehicle. Remember, it costs ME money to look for the damned thing. These guys were morons and way too young/inexperienced to be doing this line of work.
The best repo is when you come out and say "damn" six hours after I left with your ride. - fwedwic, on 10/11/2007, -0/+8its really not a good day for u is it. haha
"stupid ass blacks"
ummm id say thats pretty racist. especially since ur just pulling it out of ur ass. and whats all this about liberals. i severely doubt u have any information to support your assumption.. now i dont have much to go on either, but since we're just talking ***** anyway id have to call u an ignorant republican, correct me if im wrong. o.O - philwalsh, on 10/11/2007, -5/+13what the article didn't mention is that the debt collector was in fact chuck norris.
- inactive, on 10/11/2007, -0/+8@holycannoli
Are we going to have to ask your mom to step up the parental controls? - MarkOfTheDead, on 10/11/2007, -1/+8you know, i really hate to judge people based on their appearances, but after looking at the two of them in that picture, they look like a couple of street thugs.
if they were cruising around trailing my car with me and my child in it for 5 miles, then at a stop light they got out and (were stupid enough to) stand in front of my car (which i still don't understand why the guy didnt identify himself before getting in front of the car, or just follow them to when they are PARKED, not a stop light), i'd have violently gassed and braked until they were no longer clinging to my hood, and under my wheels for being so goddamned stupid and appearing to threaten the safety of my family.
next time they might want to approach someone else and keep a few things in mind:
1. have some kind of document or identification signifying your car's make and model and who it is you work for that can be phoned to confirm that it is genuine. you've got to be kidding me if you think i'm getting out of my car without some kind of document. you're actually putting your life on the line if i think you're trying to steal my car with my child in it.
2. how about working when you're not out joyriding with your friends? i mean, seriously, these are two kids. who in their right mind would believe two hoodlum-looking ***** who just got out of a car with 6 people in it (isn't there only 5 seatbelts in that model of saturn?) are actually there to professionally confiscate my car? you've got to be kidding me. i bet if you asked anyone in that situatuion what they would think, they'd say carjack.
also- i like how the father of the two hoods is complaining he's lost 4 customers over this, well goddamn right, when you have (your ***** kids as) employees that don't act like ***** animals maybe people will want to employ your services. not everyone wants dog the bounty hunter, dude. - SpaceMonkeyZero, on 10/11/2007, -3/+10ex-roommate pretty much fit that description, except he was a Russian Jew instead of a nazi.
- TehSwat, on 10/11/2007, -3/+10She should sue him so hard he has to sell his hands for medical science research, then she can hit him :)
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