consumerist.com— The public has spoken, and Countrywide Home Loans is the winner of the Consumerist's 2008 "Worst Company in America" contest. They'll get a Golden Turd Award for the honor.
Jul 28, 2008View in Crawl 4
I have a little fun with my business reply junk mail...1. Open mail and remove business reply envelope.2. Tear up all the papers and the envelope it came in into tiny pieces.3. Place shredded paper in business reply envelope.4. Seal and drop in your local mailbox. :)
While your at it don't forget that these company's finance the campaigns of people who will change the rules to allow for their unlawful carnal knowledge of the consumer. What difference does it make whether they play by the rules when they get to write the rule book.
That's pretty sad. My family was a victim of Concast's crappy service and for there to be a company worse just tell's me how bad Countrywide is.I never would have thought somebody could beat Concast there.
Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo are simple, undereducated, preaching buffoons. They are half a baby step away from the homeless people who babble to themselves in the street. They may well be insane, it's hard to tell without seeing them in person. Just stop. Stop embarrassing yourself and go away. Far away. Far away where the rug Czars, pedophiles, mortgage fraudsters and cross dressers run free and chase butterflies in fields of sunflowers. Go be with the Drug Czars, pedophiles, mortgage fraudsters, and cross dressers, Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo. Let them pet your head and tell you the truth. Now go Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo, be free, be with your people. Run along sweet cheeks, run along. Good boy, good girl, good....“Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo, you lookin' at me? You look' at me? Are you lookin' at me?" It's awesome. Not only are they dumb, they’re totally looped. Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo you can't hide what you are and what you do. You are a bunch of sanctimonious psycho pricks. I think Bristol Palin’s retarded fetus is more qualified to be in charge of or working at Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo than those currently are. Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo, are you trying to out-stupid yourself?! If so, mission accomplished boys and girls!! Go treat yourself to a Nazi pie! Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo, if you send me a postage pre-paid 3 x 3 x 3 box, I'll mail you the s**t Eleanor and Gertrude produced on your head-up-your-ass illegal unethical stupid asinine fraudulent mortgage documents. I can also send you a clump of their urine (complete with litter) if you like. Next person to call these dumb, crazy pricks a dick will get a -1 on their comment from me. Take that, potty mouths.The home loan lenders and fraud caused the collapse. Read Craig B.’s <a class="user" href="http://reno.broowaha.com/profile.php?id=1516">http://reno.broowaha.com/profile.php?id=1516</a> Among Us exposes,<a class="user" href="http://www.google.com/cse?cx=partner-pub-4112622850374470%3Ayphad4qj2vd&amp;ie=UTF-8&amp;q=craig+b,">http://www.google.com/cse?cx=partner-pub-411262285 ...</a>Is Your Lender A Patriot Or Terrorist? <a class="user" href="http://www.broowaha.com/article.php?id=3462,">http://www.broowaha.com/article.php?id=3462,</a> Just Do The Required Home Loan Modification <a class="user" href="http://www.broowaha.com/article.php?id=4070,">http://www.broowaha.com/article.php?id=4070,</a>and Why is Countrywide NOT doing the REQUIRED loan modifications? <a class="user" href="http://www.babelation.com/?q=node/1549.">http://www.babelation.com/?q=node/1549.</a>El G
I lost my job (as a Mortgage Loan Closer) and contacted CountryWide to see if I could refinance to lower my payment. The loan officer said I could do the FastTrack loan and eagerly took my non-refundable $380.00 fee. Three months later I havent heard back from them. My phone call, which of course every one passed the buck, revealed I was denied approval for a new loan. How nice of them to contact me and let me know! By this time I cannot make my mortgage payments. I call again to get help. What a joke! No help available...." just stop making your payments" is what I got out of it. Absolutely a waste of time and $380.
splorpdotorgJul 29, 2008
Check your loan documents (this would be in the Promissory Note). They are legally not required to accept anything less than a full payment.
activedutyJul 30, 2008
I have a little fun with my business reply junk mail...1. Open mail and remove business reply envelope.2. Tear up all the papers and the envelope it came in into tiny pieces.3. Place shredded paper in business reply envelope.4. Seal and drop in your local mailbox. :)
gwolfJul 30, 2008
While your at it don't forget that these company's finance the campaigns of people who will change the rules to allow for their unlawful carnal knowledge of the consumer. What difference does it make whether they play by the rules when they get to write the rule book.
u235sentinelJul 30, 2008
That's pretty sad. My family was a victim of Concast's crappy service and for there to be a company worse just tell's me how bad Countrywide is.I never would have thought somebody could beat Concast there.
cquinndJul 31, 2008
You can always try to pay extra principal on that monthly fee.
edwardbroowahaJan 17, 2009
<a class="user" href="http://digg.com/business_finance/Why_is_Countrywide_NOT_doing_the_REQUIRED_loan_modifications">http://digg.com/business_finance/Why_is_Countrywid ...</a>In Reno Stings Its Seniors <a class="user" href="http://www.broowaha.com/article.php?id=4476,">http://www.broowaha.com/article.php?id=4476,</a> aside from the outrage of the disrespectful sting, the other offensive issue is the arrogant Reno employees that impolitely did not return the messages left for them. I live in Sparks and the main complaint I?ve heard is Sparks? tax on landlords and that Councilman Ron Schmitt is short-tempered and an abuser of women.The arrogant Reno employees, Alex Woodley, John Hester and Charles McNeeley, that contemptuously did not return the dozens of messages left for them, are public employees, answerable to the public. That is something public employees Alex Woodley, John Hester and Charles McNeeley disdainfully forgot. Alex Woodley, John Hester and Charles McNeeley are, whether they like it or not, public employees answerable to the public. Since Alex Woodley, John Hester and Charles McNeeley choose otherwise, all three should immediately resign.Last year, the Reno Gazette Journal was doing some investigating into the economic downturn and requested copies of Reno, Sparks and Washoe County employee payroll records. Reno, Sparks and Washoe County administrators correctly agreed to provide that information on its public employees. Reno, Sparks and Washoe County employee organizations however, arrogantly went to court to pompously block the release of its public employees? payrolls. On December 12, 2008, Judge Patrick Flanagan rightfully ruled that information as public information.Reno News & Review Editor obtained the payroll list of Reno employees and posted it at <a class="user" href="http://media.newsreview.com/reno/salary/salaryinfoscannedredacted.pdf.">http://media.newsreview.com/reno/salary/salaryinfo ...</a>Look up aloof Alex Woodley, John Hester and Charles McNeeley for what they?re being paid for not doing their job of returning the public?s calls. Alex Woodley, John Hester and Charles McNeeley should immediately resign.Since reading Zeroes Among Us, Scheible <a class="user" href="http://reno.broowaha.com/article.php?id=3372,">http://reno.broowaha.com/article.php?id=3372,</a> I would like to know what Truckee Meadows Community College public employees Susan Hornshaw and Ben C. Scheible are being paid for not doing their publicly paid job. Susan Horshaw and Ben C. Scheible should immediately resign.Since reading Contempt Among Us, Hopson <a class="user" href="http://reno.broowaha.com/article.php?id=3457">http://reno.broowaha.com/article.php?id=3457</a> and Liars, Crooks and Cheats Among Us, Reno?s Realtor Pam Madera <a class="user" href="http://www.babelation.com/?q=node/1208">http://www.babelation.com/?q=node/1208</a> and Craig B.?s <a class="user" href="http://reno.broowaha.com/profile.php?id=1516">http://reno.broowaha.com/profile.php?id=1516</a> mortgage fraud exposes, I would like to know what State of Nevada public employees Nevada Real Estate Division?s Kip Steele and Ann McDermott and mortgage fraudster Nevada Business Department Mendy Elliott (Mrs Judge Steven Elliott) are being paid for not doing their publicly paid job. Kip Steele, Ann McDermott and Mendy Elliott should immediately resign.Since reading Greedheads Among Us, Gledhill <a class="user" href="http://reno.broowaha.com/article.php?id=3448">http://reno.broowaha.com/article.php?id=3448</a> and Craig B.?s <a class="user" href="http://reno.broowaha.com/profile.php?id=1516">http://reno.broowaha.com/profile.php?id=1516</a> mortgage fraud exposes I would like to know what Washoe County public employee mortgage fraudsters Judge Fidel Salcedo and Judge Steven Elliott are being paid for not doing their publicly paid job. Judge Fidel Salcedo and Judge Steven Elliott should immediately resign.Since reading Cheaters Among Us, Maree <a class="user" href="http://reno.broowaha.com/article.php?id=3351">http://reno.broowaha.com/article.php?id=3351</a> and Craig B.?s <a class="user" href="http://reno.broowaha.com/profile.php?id=1516">http://reno.broowaha.com/profile.php?id=1516</a> mortgage fraud exposes, I would like to know what FBI public employee Agent Glen Lovedahl is being paid for not doing his publicly paid job. Agent Glen Lovedahl should immediately resign.Since reading Outlaws Among Us, Zane <a class="user" href="http://reno.broowaha.com/article.php?id=3394">http://reno.broowaha.com/article.php?id=3394</a> and Craig B.?s <a class="user" href="http://reno.broowaha.com/profile.php?id=1516">http://reno.broowaha.com/profile.php?id=1516</a> mortgage fraud exposes, I would like to know what FBI public employee Agent Glen Lovedahl is being paid for not doing his publicly paid job. Since reading Cabinet Facers <a class="user" href="http://www.babelation.com/?q=node/1068,">http://www.babelation.com/?q=node/1068,</a> Select Electric <a class="user" href="http://www.babelation.com/?q=node/1079,">http://www.babelation.com/?q=node/1079,</a> Diamond Peak Landscaping, I would like to know what the Nevada Contractors Board Gary Leonard and Gary Hoid are being paid for not doing their job. Gary Leonard and Gary Hoid should immediately resign.Since reading Cliff Young <a class="user" href="http://www.babelation.com/?q=node/1077,">http://www.babelation.com/?q=node/1077,</a> Scott Tisevich <a class="user" href="http://www.babelation.com/?q=node/1078,">http://www.babelation.com/?q=node/1078,</a> I would like to know what the Nevada Attorney General is being paid for not doing her job. Catherine Cortez Masto should immediately resign.Since reading Just Do The Required Home Loan Modification <a class="user" href="http://reno.broowaha.com/article.php?id=4070">http://reno.broowaha.com/article.php?id=4070</a> and Craig B.?s <a class="user" href="http://reno.broowaha.com/profile.php?id=1516">http://reno.broowaha.com/profile.php?id=1516</a> mortgage fraud exposes, I would like to know what the Nevada Attorney General is being paid for not doing her job. Catherine Cortez Masto should immediately resign.In the article about mortgage fraud, Reported First In Reno Broowaha<a class="user" href="http://www.broowaha.com/article.php?id=3566,">http://www.broowaha.com/article.php?id=3566,</a> the author Morgana <a class="user" href="http://reno.broowaha.com/profile.php?id=2434">http://reno.broowaha.com/profile.php?id=2434</a> wrote what investigative reporter Craig B. believes about mortgage fraud.?on April 11, 2008, wrote ?Ms. Houk left Wells Fargo because she had long suspected, but now had proof, that Mr. Vaughan and Ms. Stewart knew about mortgage fraud in Mr. Vaughan?s region. It was Mr. Vaughan?s and Ms. Stewart?s profitable for them EndGame at the expense of the inevitable destruction of our economy. The result is our now shattered community. They were no different from vandals. The total for their willful destruction, and others that were then doing the same thing, is probably more than a billion dollars just in our community. Add up the certain results of this vandalism: the foreclosures, job losses, mental and physical health costs due to the stress, divorces, suicides, arsons, drop in home values, bankruptcies, drop in rents for landlords, drop or loss in income, miscarriages, increased domestic violence, more police calls, road rage, self-treatment with alcohol and drugs, less property taxes received by Washoe County, less sales taxes received by the State of Nevada, and on and on as we spiral down into this emerging depression. That to me is economic terrorism, a threat to our Homeland. It is no different from the terror of 9-11 that brought down skyscrapers, murdered thousands and put the American economy on its knees. These local economic terrorists dragged our entire community to its knees. The toll in lives is unknown, as is the cost of the destruction. ? That was reported by Craig B in his Broo story Heroes Among Us, Houk <a class="user" href="http://www.broowaha.com/article.php?id=3430.">http://www.broowaha.com/article.php?id=3430.</a> On April 5, 2008, Craig B wrote ?What is the result of real estate loan fraud to the American economy? There are three notorious examples. The disastrous recession we as a country are in today is the first. In recent memory, the S & L crises every American taxpayer had to assist in bailing out is the second. Moreover, of course, the Crash and resulting Depression is the third. In 2006, the market watchers spoke of the hissing of the housing market bubble as it deflated; praying it was not a thud, an immediate and serious danger to the American economy and therefore, American National Security. Since then, the hiss of the deflating Real Estate Bubble has grown ominously silent as its bubble has burst. The Housing Bust has devastated the American economy. These Fraudsters are Economic Terrorists, panderers with Unclean Hands. Why is it that the ones cheated on are the ones in hell while the cheaters are not in prison??That was reported by Craig B in his Broo story Cheaters Among Us, Homier <a class="user" href="http://www.broowaha.com/article.php?id=3397">http://www.broowaha.com/article.php?id=3397</a> . On April 1, 2008, Craig B wrote ?These cheaters and others like them are economic terrorists that pierced to the very economic heart of American Homeland Security.? That was reported by Craig B in his Broo story Cheaters Among Us, Kings <a class="user" href="http://www.broowaha.com/article.php?id=3377.">http://www.broowaha.com/article.php?id=3377.</a> On March 20, 2008, Craig B wrote ?Real estate loan fraud is a threat to American national security as it is the most dangerous of threats to the US economy. In September 2004, CNN.com reported the FBI warning of a mortgage fraud ?epidemic? that, if not curtailed, could become the ?next S&L crisis.? An honest investor that gets a nonowner occupant financing cannot compete with these dishonest landlords. Worse, and here is where the economic terrorist label is earned, the price of housing was manipulated up. A dishonest landlord bought that would not have bought if they had bought as an honest investor because they did not have the cash or couldn?t legally qualify to buy. A landlord is created by Second Home Loan Fraud. That deceptively added to the demand for housing. Higher demand drives up prices. By buying with fraudulent Second Home loans, these dishonest landlords gave themselves hugely profitable, unfair and illegal advantages over legal investors. When the market inevitably adjusted 18 months later for the loan fraud, the Housing Crash quickly followed. It was the average American homeowner that ultimately suffered, not the landlords that did the Second Home Loan Fraud. Reno Sparks continues to suffer from the results of this type of real state fraud as our home values continue to spiral down. Foreclosures skyrocketed to their highest level ever.? That was reported by Craig B. in his Broo story Cheaters Among Us, Gledhill <a class="user" href="http://www.broowaha.com/article.php?id=3300.">http://www.broowaha.com/article.php?id=3300.</a> ?Read Now Is The Time For All Good Citizens To Save Their Cash <a class="user" href="http://reno.broowaha.com/article.php?id=3891">http://reno.broowaha.com/article.php?id=3891</a> and the links in it to the other articles.We're years a way from the bottom, even more years a way from a recovery, and there is still a chance we may never recover back to what we were before the collapse.The home loan lenders and fraud caused the collapse. Read Craig B.?s <a class="user" href="http://reno.broowaha.com/profile.php?id=1516">http://reno.broowaha.com/profile.php?id=1516</a> exposes.Since reading about bigamist and insurance fraudster Flip Flop Rers Among Us, James K. Olson <a class="user" href="http://www.broowaha.com/article.php?id=3630,">http://www.broowaha.com/article.php?id=3630,</a> Cheaters Among Us, Olson <a class="user" href="http://www.broowaha.com/article.php?id=3334">http://www.broowaha.com/article.php?id=3334</a> and Craig B.?s <a class="user" href="http://reno.broowaha.com/profile.php?id=1516">http://reno.broowaha.com/profile.php?id=1516</a> exposes, I would like to know what the Nevada Attorney General is being paid for not doing her job. Catherine Cortez Masto should immediately resign.
elgstrJan 17, 2009
Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo are simple, undereducated, preaching buffoons. They are half a baby step away from the homeless people who babble to themselves in the street. They may well be insane, it's hard to tell without seeing them in person. Just stop. Stop embarrassing yourself and go away. Far away. Far away where the rug Czars, pedophiles, mortgage fraudsters and cross dressers run free and chase butterflies in fields of sunflowers. Go be with the Drug Czars, pedophiles, mortgage fraudsters, and cross dressers, Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo. Let them pet your head and tell you the truth. Now go Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo, be free, be with your people. Run along sweet cheeks, run along. Good boy, good girl, good....“Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo, you lookin' at me? You look' at me? Are you lookin' at me?" It's awesome. Not only are they dumb, they’re totally looped. Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo you can't hide what you are and what you do. You are a bunch of sanctimonious psycho pricks. I think Bristol Palin’s retarded fetus is more qualified to be in charge of or working at Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo than those currently are. Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo, are you trying to out-stupid yourself?! If so, mission accomplished boys and girls!! Go treat yourself to a Nazi pie! Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo, if you send me a postage pre-paid 3 x 3 x 3 box, I'll mail you the s**t Eleanor and Gertrude produced on your head-up-your-ass illegal unethical stupid asinine fraudulent mortgage documents. I can also send you a clump of their urine (complete with litter) if you like. Next person to call these dumb, crazy pricks a dick will get a -1 on their comment from me. Take that, potty mouths.The home loan lenders and fraud caused the collapse. Read Craig B.’s <a class="user" href="http://reno.broowaha.com/profile.php?id=1516">http://reno.broowaha.com/profile.php?id=1516</a> Among Us exposes,<a class="user" href="http://www.google.com/cse?cx=partner-pub-4112622850374470%3Ayphad4qj2vd&amp;ie=UTF-8&amp;q=craig+b,">http://www.google.com/cse?cx=partner-pub-411262285 ...</a>Is Your Lender A Patriot Or Terrorist? <a class="user" href="http://www.broowaha.com/article.php?id=3462,">http://www.broowaha.com/article.php?id=3462,</a> Just Do The Required Home Loan Modification <a class="user" href="http://www.broowaha.com/article.php?id=4070,">http://www.broowaha.com/article.php?id=4070,</a>and Why is Countrywide NOT doing the REQUIRED loan modifications? <a class="user" href="http://www.babelation.com/?q=node/1549.">http://www.babelation.com/?q=node/1549.</a>El G
flwrkrzApr 2, 2009
I lost my job (as a Mortgage Loan Closer) and contacted CountryWide to see if I could refinance to lower my payment. The loan officer said I could do the FastTrack loan and eagerly took my non-refundable $380.00 fee. Three months later I havent heard back from them. My phone call, which of course every one passed the buck, revealed I was denied approval for a new loan. How nice of them to contact me and let me know! By this time I cannot make my mortgage payments. I call again to get help. What a joke! No help available...." just stop making your payments" is what I got out of it. Absolutely a waste of time and $380.