solveclimate.com — The following moral explains them both: "Let society at large foot the bill for the crisis as long as the culprits can keep doing business as usual and those that protect them can stay in power." And here are the five fundamental attributes that the two crises share.
Dec 17, 2007 View in Crawl 4
Closed AccountDec 18, 2007
The biggest polluter in the world is the US military; it has been that way for years and continues to this day.<a class="user" href="http://www.projectcensored.org/publications/2004/15.html">http://www.projectcensored.org/publications/2004/1 ...</a>
niczarDec 18, 2007
"Anyone remember the hole in the ozone?" -- yup, still here, just not growing."Anyone remember "global cooling"?" -- nope, except as a recent invention of rightwing fscktards who made it up, claiming that it was a scientific consensus in the 70's when it wasn't, at all"Anyone remember "save the trees"? (LOL now look at California wild fires)" -- I'm not sure what your point is, or rather, if I do, you appear to be even more dense that I originally thought
mtheoryxDec 18, 2007
Oh, sure, leave out big hair and neon clothing.Come on, im dying to hear your opinion on that one too!/sarcasm
3tcpDec 18, 2007
Who do they pay, the government? Who is going to enforce it, the national government? What happens when China, Thailand, Haiti or Morocco decide not to enforce it and all the factories move there? This is a global problem and no body has the power to single-handedly impose and enforce a solution. Solutions will have to be through global cooperation.
3tcpDec 18, 2007
All a homebuyer needs to know is how to use a credit card and the difference between a fixed rate and an adjustable rate mortgage. There's a balance, it accrues interest, you have to pay every month. If you have an adjustable rate, it will adjust upwards at some point over the 40 year life of the loan so make the loan small enough that you will still be able to make the payments when it happens. Buying a home is the biggest financial decision that people will make in their entire lives. If they won't do enough research to understand how the process works before they put themselves into hundreds of thousands of dollars of debt then it's their fault. They were stupid and shouldn't be treated better than someone who was foreclosed on three years ago. They just happened to do something stupid at the same time as a lot of other people.
insomniacalDec 18, 2007
"The mortgage companies were pushing and pushing saying to buy as much as you possibly could"Agreed. They'll say what they can to make as much money off us as possible. I don't mind a little proactive governmental regulation over this."and at the time the home values were so over inflated it was all you could afford regardless."Disagreed. Anyone can buy a smaller home, or a home in a less affluent neighborhood. Townhomes, even condos are options (I bought a townhome myself because I couldn't afford a single family home). It was people borrowing too much money from lenders who drove prices up. Prices depend on what the market will bear, and with too-easy money floating around thanks to unsavvy borrowers, prices soared."What a pompous ass you are for blaming the home owners."I blame BOTH. But primarily I blame the homeowners, yes, because predatory lending doesn't work unless someone signs on the bottom line."Hopefully I will be able to get out of this in the next 7yrs. That is what i have left before it goes to the stratosphere and the bank will loose regardless."I hope you will, too. I just think you can recover without government aid. You took a gamble and it didn't pay off. It happens. Hang in there.
insomniacalDec 18, 2007
"Buying a home is the biggest financial decision that people will make in their entire lives. If they won't do enough research to understand how the process works before they put themselves into hundreds of thousands of dollars of debt then it's their fault."I agree with 3tcp. The resources are out there. All it takes is talking with existing homeowners and thinking ahead.
quetranzaDec 18, 2007
1-5) Both so-called "crises" are being exaggerated and exploited for political purposes.
niczarDec 18, 2007
Those pooooor corporations sure must be glad that you're around the internets to defend them, it's not like they can defend themselves otherwise, with all those nasty communists attacking them.
aabjoraJan 8, 2009
I'd like to replace the "mortgage crisis" in your chain with something positive....(c) <a class="user" href="http://www.mortgagerefinancingloanz.com/">http://www.mortgagerefinancingloanz.com/</a>