nypost.com — When you are the victim of fraud, you assume that your biggest friend will be your bank. They're the ones that are supposed to help you put your life back together. After identity thieves wiped out a Bronx mom's life savings, her neighborhood bank sprung into action - by slapping her with a lawsuit.
May 21, 2007 View in Crawl 4
exec721May 22, 2007
I love the way people dugg you down for telling the truth. Shows the maturity of those individuals. Seriously, 90 days is a long f**king time. If you didn't notice, then you were just being negligent. Period. The bank loses their charge back rights after 90 days Its the law, not a rule the bank made up. If they can't get their money back, YOU can't get your money back. Its as simple as that. You can't really blame the banks either. What can you say? "That's not right because well, I didn't look at my statement." Or "I didn't update my address" or "Well I updated my address with you but I haven't been receiving statements for 6 months so its not my fault." All B.S., people need to learn to handle their s**t. Many adults want to be treated like kids and fail to recognize that this is the real world. As Stephen Colbert would say, "Deal with it!"
adeptusliberusMay 22, 2007
I had my credit card number stolen online, and I have a Visa card through B of A, and it was immediately resolved without any problems or lasting damage to my credit. I agree with other posters that there's a LOT of missing information, and something does, indeed, stink, from B of A's side, as well as the alleged victim's.
dustin00May 22, 2007
Also: Banks are making $50 billion in service charges.Credit Unions do not.
bongobottomMay 22, 2007
i didn't read all the comments, but a lot of people on here think small credit unions are the best way to go. they may be better, but we got screwed this exact same way at a small credit union. An ID thief halfway around the world emptied our entire checking and savings account within 48 hours, before we even knew it. it was at Christmas time and we had just written a bunch of checks, which all bounced of course. the "friendly small town credit union" said they weren't responsible (even though the activity showed us spending money 10,000 miles away and then at home within hours of each other), plus slapped us with about $150 worth of over-draft fees. We were flat broke and in the hole. every check we got went to pay off their stupid ass fees they kept hitting us with. these ID thieves can empty accounts really really fast and on a weekend before it shows on your balance. this lady didn't have to be stupid or negligent to not notice her depleting account. these guys are quick and smart and i feel sorry for this lady. i don't doubt it is a true story, having been there myself.
fleahMay 31, 2007
True or not, one thing remains constant based on all the discussion here and on the reported "story" of what happened to this person. She did not have the wherewith all to monitor her own accounts for at least two statement periods, if not three. It's not the responsibility of any bank to monitor all customer accounts 100% of the time. To do so would be a nightmare from a logistical / resource viewpoint. Granted reportedly there was one particular 37 transaction day that should have flagged something but that doesn't account for the rest of the time. Are banks to assume people don't go on shopping sprees? Perhaps it was this person's financial priorities changed and she decided to spend spend spend. Where's the line between too much spending and normal spending? It's difficult to discern without knowing an individuals life situation and their spending preferences.I have very little compassion for someone who cannot be proactive and keep tabs on their financial lifelines, aka checking/savings accounts etc. There's a reason for bank statements AND for the 800 CS numbers that banks have. Sure not everyone is internet saavy and not everyone has access to their accounts in that format but any reasonably minded, halfway intelligent adult knows to check their bank statements. It's absurd to think you should be able to hold an institution responsible when their policy clearly states they expect you to monitor your own accounts and they give a generous 60 day period for which to report any unauthorized transactions, which is more than enough time, IMO. The debit/credit card dispute process is easy and BoA honors disputes by automatically refunding the money into the customer's account even BEFORE research and adjustment is initiated with their card services division. If that's not protecting your customer's best interest, then I really don't know what is. According to the "story" this woman didn't even dispute ANY of the supposed fraudulent charges nor did she even initiate anything until suddenly her accounts were "sucked dry". Any person in their right mind would have caught this problem long before thousands of dollars were lost. So much of the media/news is full of purported stories and all the facts are often either not shared or left out. Often times news is sensationalized in order to sell more papers and attract more readers. It's very difficult with this story to accept it as fact when so many details are missing and the reported events / tragedies of losing her savings just doesn't seem to add up.
alfonzzoDec 6, 2007
I wonder why people blindly trust huge ads and brands and have no wish to choose. Even if you don't wanna choose - there are lots of people who'd like to do it for you.SO, you need a loan - go google for "online assistant for payday loans for savings account." It's easy, right? What I see on the very first page is <a class="user" href="http://www.thisgold.com/payday-loans-emergency-loa">http://www.thisgold.com/payday-loans-emergency-loa</a> ... That site claims to help you to choose from more than 2 thousands of loan offers with most acceptable options. So tell me why people don't do that today - when www is really worldwide and you do not have to go to the closest bank to your place?
elgstrJan 17, 2009
Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo are simple, undereducated, preaching buffoons. They are half a baby step away from the homeless people who babble to themselves in the street. They may well be insane, it's hard to tell without seeing them in person. Just stop. Stop embarrassing yourself and go away. Far away. Far away where the rug Czars, pedophiles, mortgage fraudsters and cross dressers run free and chase butterflies in fields of sunflowers. Go be with the Drug Czars, pedophiles, mortgage fraudsters, and cross dressers, Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo. Let them pet your head and tell you the truth. Now go Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo, be free, be with your people. Run along sweet cheeks, run along. Good boy, good girl, good....?Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo, you lookin' at me? You look' at me? Are you lookin' at me?" It's awesome. Not only are they dumb, they?re totally looped. Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo you can't hide what you are and what you do. You are a bunch of sanctimonious psycho pricks. I think Bristol Palin?s retarded fetus is more qualified to be in charge of or working at Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo than those currently are. Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo, are you trying to out-stupid yourself?! If so, mission accomplished boys and girls!! Go treat yourself to a Nazi pie! Bank of America, Countrywide Home loan, National City Mortgage, and Wells Fargo, if you send me a postage pre-paid 3 x 3 x 3 box, I'll mail you the s**t Eleanor and Gertrude produced on your head-up-your-ass illegal unethical stupid asinine fraudulent mortgage documents. I can also send you a clump of their urine (complete with litter) if you like. Next person to call these dumb, crazy pricks a dick will get a -1 on their comment from me. Take that, potty mouths.The home loan lenders and fraud caused the collapse. Read Craig B.?s <a class="user" href="http://reno.broowaha.com/profile.php?id=1516">http://reno.broowaha.com/profile.php?id=1516</a> Among Us exposes,<a class="user" href="http://www.google.com/cse?cx=partner-pub-4112622850374470%3Ayphad4qj2vd&amp;ie=UTF-8&amp;q=craig+b,">http://www.google.com/cse?cx=partner-pub-411262285 ...</a>Is Your Lender A Patriot Or Terrorist? <a class="user" href="http://www.broowaha.com/article.php?id=3462,">http://www.broowaha.com/article.php?id=3462,</a> Just Do The Required Home Loan Modification <a class="user" href="http://www.broowaha.com/article.php?id=4070,">http://www.broowaha.com/article.php?id=4070,</a>and Why is Countrywide NOT doing the REQUIRED loan modifications? <a class="user" href="http://www.babelation.com/?q=node/1549.">http://www.babelation.com/?q=node/1549.</a>El G
johnfleming12Jun 2, 2009
How DAE51D, thats crazy. I wouldnt be doing business with them anymore either. Sorry to hear about your vacation!<a class="user" href="http://www.premiumsafeidentity.com/">http://www.premiumsafeidentity.com/</a>
idman504Sep 25, 2009
Over 9 million people a year get there identity stolen check out this video on Identity theft protection <a class="user" href="http://www.youtube.com/watch?v=HuMJDkbeyJI" rel="nofollow">http://www.youtube.com/watch?v=HuMJDkbeyJI</a>