articles.courant.com— The U.S. reached a very disturbing threshold this year when the amount of money owed for student loans exceeded the money piled up in credit card debt for the first time ever.
Nov 9, 2010View in Crawl 4
It may not be nearly as crazy as using a credit card, but one real method students have been using to forgo debt is to go back to school and earn another degree, because you don't have to pay while you're a student!
The Student Loan Crisis in general is simply ridiculous, and the fact that total debt has surpassed that of credit cards says something major. We at Skillshare take this problem seriously, and are creating an animated video to educate everyone on the subject. Support our project here: http://kck.st/d0MG8oComment is buried, click here to see the rest.
It would suggest that unless the quality of education is improving, colleges are more concerned with increasing their profits every year than they are improving their product, which an improved product is the only real justifiable reason for the increased cost.
The combination of cost going up (unjustifiably) & effort to reduce inflation results in fewer customers with enough spending power and no choice but to borrow/buy on credit for the education needed to achieve some sort of self-reliance.
Essentially, the "business owner" (in any industry, really) cannot expect limitless profit growth and not see the potential to cannibalize their consumer base, unless we accept more money being pumped into the system. This is why everything under the sun cannot be wholly profit-driven: because consumer costs (profit/income for the business) cannot grow faster than the income of the consumer if one expects a long-standing presence of a robust consumer base.
I wouldn't completely agree. I have worked in IT at a college for 8 years. For the past 10 years, the state has choose to cut funding for higher education. 10 budget cuts in 10 years. Increasing tuition is the only way to keep all the staff salaries paid and to keep the school moving forward in the Higher Ed. industry. We haven't even gotten a cost of living raise for the past 3 years.
I do agree that the cost of a college education is ridiculous, but saying "colleges are just going for higher profits" is a bit of broad stroke.
If you want to look at who's concerned with making 'higher profits', look at college sports. It's ridiculous how much they make off colleges make off their sports programs. ...but... the 'athletic' funding and the 'educational' funding are separate pools of money, and they do not support each other.
You probably meant to say: unemployment is up as well. Down would be good.
Don't forget if you have owed your loans for 10 years, they will be forgiven. Thank you President Obama.
To clarify the 10 year program is only for those employed by the government in areas such as low income education, etc. You must be employed for 10 years in these low paying high need areas and make all payments during the 10 years on time. At no point in the ten years can you exceed certain income thresholds, which means that after nine years of living on low wages that in the 10th year you earn slightly above the minimum, your disqualified. It is also your burden to prove you met the wage requirements, employment requirements and payment requirements during those ten years, so keep good records. But for the rest of us, the overwhelming majority of us, this plan is bull s**t and doesn't do a thing. Sounds like a lot of Obama's plans. Trumpets announce them, they seem too good to be true and then you find out its just another thing tax payers will have to pay for that doesn't really help that many people.
There was just an infographic on the front page the other day. It showed the cost of college double every 10 years or so. And we're paying something like an average of $21,000 per year for higher education at the moment. f**king ridiculous.
Colleges never have to worry about lowering prices when the going gets tough because they just get subsidies from the government. This is why they never actually lower costs but continually increase them without any repercussions. The result of the government is to offer even more subsidies to compensate and the chain never ends.
Why is this at all disturbing? People lose their jobs and some are taking loans to retrain for a new industry, adding to the normal stream of kids hitting the educational snooze bar on life. That can be smart and a good thing. At the same time, Americans are paying down debts at a good clip - non-mortgage debt (excluding defaults) dropped for the first time since 2000 and total consumer debt has dropped by over 7% since 2008.
Higher education requires people with highly specialized degrees. Those individuals usually won't work for the same amount as the fellow who takes your ticket at the movie theater. Professor salaries are on the high end of wages usually... thus making tuition higher. Add that to the fact that most professor's primary responsibility is to research and publish (not teach) and we see the average cost per class taught is even higher!
This isn't going to happen fast at all. It ultimately means paying the instructors less, or increasing class sizes. One gives the incentive to work elsewhere... the other decreases learning overall.
Or you know... not cutting education funding first every f**king time, and coming up with new ideas to put funds into education giving better aid to students who aren't wealthy enough to pay for it all out of pocket.
The problem here is that per child spending has increased substantially over time (at least in the US) ... but performance indicators stay at the same level. What does that say about funding and education?
"new ideas to put funds into education giving better aid to students who aren't wealthy enough to pay for it all out of pocket"
I think countries could benefit from a college "voucher" system.
sorry but there are LOTS of schools out there who spend LESS than what the public schools spend per child and are providing their students with a much better education. More money is not going to fix this problem. Breaking the stranglehold the Teacher's Unions have on our public school system would do much to remedy this problem.
Unfortunately, most publicly supported universities are highly unionized, and the sweet pension programs negotiated by the public employee unions (e.g. SEIU) are going to bankrupt everyone, making higher education completely out of reach of most parents and students. The president of the University of California system just yesterday proposed raising student tuition by another 30% along with mandating the retirement age of university employees be raised from 60 to 65 years just for the system to remain financially solvent. And of course, today the unions are calling for him to be put before a firing squad.
norman, thats because private and charter schools do not have to take every student. they are selective, therefore the have students with family support who meet academic prerequisites, and have no special needs. People forget that public schools must take the student of anyone paying property tax in their districts. Public schools could do just as well as private/charter/voucher schools if they could expel anyone who under performs.
Or expect people to learn the old fashioned way. I went to college and got a computer science degree. It was a waste of time since I knew most of what I was supposed to learn because I pretty much taught myself. the school didn't even teach anything practical related to the work I was and am doing in the industry. The degree was simply a very expensive entry ticket to the job market. It really had no other value. It didn't tell an employer how much piratical experience I had. My resume did that. the Degree simply forced my employer to pay me what I was actually worth. I worked my way through college as a computer admin but was getting paid dick. After I graduated and had the degree the company raised my salary to what it should have been in the first place. Except for some very special cases cos a colossal waste of time and money. But I did have fun while there!
I hope you are just being sarcastic. Experience is actually having DONE the work before and knowing what you are doing. Please define what you mean by "knowledge."
lol sorry I was just teasing you. It was an odd spelling of "practical". And yes, I really do think it's great to have an excuse to have fun and take a few adult years off from working while you develop skills (on paper or otherwise) for the rest of your life. For many of us, college is the last and best chance to have a wild, great time. I kinda wish I had done more of that, myself.
And no, I didn't waste money on a degree - I left college with more money than I entered it due to generous scholarships/grants/handouts and excessive fiscal discipline.
junior colleges are quite cheap yet for some sort of reason people look down on such schools and refuse to go to them even when they often offer a better education.
In my case, I used credit cards to pay for school. Then when I couldn't afford the payments any longer, stopped using credit cards for about 10 years, at which time the debt was magically not there anymore.
Tidy. I'm lucky I didn't have to resort to anything like that because my father was a disabled veteran and I got all kinds of perks from it. Also got some scholarships from being modestly on the 'gifted' side. All in all, I made a profit from going to school. Probably would have worked harder if I had a debt load.
And then you can never get a loan again, hooray! Seriously this line of thinking is what's wrong with Americans. You borrowed the money, pay it back. Some countries cut off your fingers for stuff like that.
Wrong. 10 years go by and then it's like it never happened - it falls off your credit report. Seriously, if you have no idea what you're talking about..
My wife and I have two sons we've put through college (five years for the oldest, and now four years for the youngest, and he probably won't graduate for another year). The student loan debt does far exceed our credit card debt, but carries a much lower interest rate than any of our credit cards. We expect to be paying this off over 15-20 years (and hope the boys end up making lots of money after graduation so they can share in the payments).
Kick your kids in the azz and tell them to finish college in three years. I just did it and saved a lot of money and it really wasn't too much extra work.
I know some people that went to a $40k a year high school, then came to my $50k a year college. I have no clue how they can pay for that. (except for the ones driving Porsches. I have a pretty good guess as to how they paid for their schooling)
Credit card is typically on stuff you don't need and is a luxury. School debt is an actual investment in most cases unless you are in a useless degree program. This seems to me a positive turn of events for our society.Comment is buried, click here to see the rest.
I paid my way through college. It took a LOT longer, but I had work experience and a degree. Since then I've never been without a job offer, and make enough $$ to keep me happy. I've never been a fan of debt (it causes me stress, and I obsess over retiring the debt), and I am really happy I did not go into hock for college.
The availability of student loans, Pell Grants and other subsidies are what allows the tuition rates to skyrocket. If the market were not distorted, all tuition rates would fall to something more reasonable to the market.
Ironically my state has a lottery (great way to milk the poor) that gives college scholarships. This quadrupled the number of students, but the state schools never increased capacity. This has made competition so fierce that 4.5 GPA's and insane ACT's are needed to get into even the most mediocre state university. The state takes they money back from students who cannot get in, and it goes to the general fund. What a freaking scam.
This is why you don't want to go directly to a 4 year school from high school. You get your GE requirements done in community college then transfer into the school you want to go to. I did it that way and saved myself boat load of money. All that stressing over SAT's and such is unnecessary for high school students.
Part of it is people seem to think that degree == good, high paying job. Its true that a degree goes a long way towards that but its not guaranteed. You need to be in a major that is in demand and actually has earning potential.
Seems like recent generations ( mine included ) seem to think that they're entitled to a high salary just because they're doing something "they love".
Another thing, the pay you get after college doesn't scale with how much you paid for college. Your 65k degree from USC in sociology is worth about as much as a 30k degree from a UC or CSU.
"Parents have to teach their children to be smart shoppers when it comes to a college education." Parents also need to get smarter themselves and realize its not for everyone.
dralezero: Only those who went to college themselves would know it's not for everyone. Those who never went are sold a bill of goods. They are told their child needs a college education to make it in life. This is a load of bulls**t but what can you do?
While tuition rates rising faster than inflation is not good, student loans are GOOD debt, as opposed to credit card debt which is BAD debt. While the debt for student loans is large, it represents an investment that will pay for itself.
This is why I just print off my degrees as I need them. The cost of paper and ink is negligible compared to college tuition. If I use the printer at work, it's even better.
Sooner or later the whole system is going to collapse, public and private. As for private schools doing better on less money, they only appear to do so by paying their teachers and professors rock bottom wages or by severely limiting extracurricular and extra-academic opportunities for students. Private institutions are grossly overrated.
This is one of those things the Government should provide out of the taxes that we all pay. But instead of that, we spent billions invading another country for 10 years, which as far as I am concerned has done absolutely nothing for me personally, aside piss me off.
qwed88Nov 9, 2010
ridiculous
norman619Nov 9, 2010
Expected
oboyNov 10, 2010
inconceivable
crunchdiggNov 9, 2010
that's easily fixed. Pay the loans off with your credit card! Duh.
skillshareNov 10, 2010
It may not be nearly as crazy as using a credit card, but one real method students have been using to forgo debt is to go back to school and earn another degree, because you don't have to pay while you're a student!
The Student Loan Crisis in general is simply ridiculous, and the fact that total debt has surpassed that of credit cards says something major. We at Skillshare take this problem seriously, and are creating an animated video to educate everyone on the subject. Support our project here: http://kck.st/d0MG8oComment is buried, click here to see the rest.
jasoncoxNov 9, 2010
Hooray Capitalism! /s
ect5150Nov 9, 2010
What does capitalism have to do with your own personal choice of going into debt?
ericschc1Nov 9, 2010
It would suggest that unless the quality of education is improving, colleges are more concerned with increasing their profits every year than they are improving their product, which an improved product is the only real justifiable reason for the increased cost.
The combination of cost going up (unjustifiably) & effort to reduce inflation results in fewer customers with enough spending power and no choice but to borrow/buy on credit for the education needed to achieve some sort of self-reliance.
Essentially, the "business owner" (in any industry, really) cannot expect limitless profit growth and not see the potential to cannibalize their consumer base, unless we accept more money being pumped into the system. This is why everything under the sun cannot be wholly profit-driven: because consumer costs (profit/income for the business) cannot grow faster than the income of the consumer if one expects a long-standing presence of a robust consumer base.
modpirateNov 10, 2010
I wouldn't completely agree. I have worked in IT at a college for 8 years. For the past 10 years, the state has choose to cut funding for higher education. 10 budget cuts in 10 years. Increasing tuition is the only way to keep all the staff salaries paid and to keep the school moving forward in the Higher Ed. industry. We haven't even gotten a cost of living raise for the past 3 years.
I do agree that the cost of a college education is ridiculous, but saying "colleges are just going for higher profits" is a bit of broad stroke.
If you want to look at who's concerned with making 'higher profits', look at college sports. It's ridiculous how much they make off colleges make off their sports programs. ...but... the 'athletic' funding and the 'educational' funding are separate pools of money, and they do not support each other.
armedrebelNov 9, 2010
Yeah, who needs college?!
hipmanNov 9, 2010
Idiot.
norman619Nov 9, 2010
Sounds like someone slept through Econ 101. Assuming they have any kind of education.
enantiodromiaNov 9, 2010
You took a lot of econ classes as an at major, norman?
norman619Nov 10, 2010
Your comment tells me you never took any.
aprilxjwNov 9, 2010
I believe it! Every year tuition prices go up and our unemployment rate is still down. This comes to no surprise to me
Closed AccountNov 9, 2010
You probably meant to say: unemployment is up as well. Down would be good.
Don't forget if you have owed your loans for 10 years, they will be forgiven. Thank you President Obama.
aprilxjwNov 9, 2010
YES, sorry- thanks for the correction!!!
Closed AccountNov 10, 2010
No worries. I figured that's what you meant. I have 4 years to go....
Closed AccountNov 10, 2010
wait what?
..will be forgiven?
Closed AccountNov 10, 2010
nope not true, its more like at your 50th birthday and you get taxed on the amount forgiven.
skeeordyeNov 10, 2010
which you can then take to your grave in installments. Not really clearing your debts, more like stapling them to your ass
Closed AccountNov 10, 2010
To clarify the 10 year program is only for those employed by the government in areas such as low income education, etc. You must be employed for 10 years in these low paying high need areas and make all payments during the 10 years on time. At no point in the ten years can you exceed certain income thresholds, which means that after nine years of living on low wages that in the 10th year you earn slightly above the minimum, your disqualified. It is also your burden to prove you met the wage requirements, employment requirements and payment requirements during those ten years, so keep good records. But for the rest of us, the overwhelming majority of us, this plan is bull s**t and doesn't do a thing. Sounds like a lot of Obama's plans. Trumpets announce them, they seem too good to be true and then you find out its just another thing tax payers will have to pay for that doesn't really help that many people.
mcqueenpkerNov 9, 2010
There was just an infographic on the front page the other day. It showed the cost of college double every 10 years or so. And we're paying something like an average of $21,000 per year for higher education at the moment. f**king ridiculous.
prettyboyfloydNov 9, 2010
And yet the taxpayers are on the hook for $220,000 per year for every inmate incarcerated in state prisons.
addiktionNov 10, 2010
Colleges never have to worry about lowering prices when the going gets tough because they just get subsidies from the government. This is why they never actually lower costs but continually increase them without any repercussions. The result of the government is to offer even more subsidies to compensate and the chain never ends.
jhw539Nov 9, 2010
Why is this at all disturbing? People lose their jobs and some are taking loans to retrain for a new industry, adding to the normal stream of kids hitting the educational snooze bar on life. That can be smart and a good thing. At the same time, Americans are paying down debts at a good clip - non-mortgage debt (excluding defaults) dropped for the first time since 2000 and total consumer debt has dropped by over 7% since 2008.
http://money.cnn.com/2010/11/08/news/economy/ny_fed_household_credit/index.htm
norman619Nov 9, 2010
You do realize that you need to get a job to pay off those student loans and we are kinda short on jobs at the moment.
catpartyproductionsNov 9, 2010
we really need to come up with an affordable higher education system... and fast
ect5150Nov 9, 2010
Higher education requires people with highly specialized degrees. Those individuals usually won't work for the same amount as the fellow who takes your ticket at the movie theater. Professor salaries are on the high end of wages usually... thus making tuition higher. Add that to the fact that most professor's primary responsibility is to research and publish (not teach) and we see the average cost per class taught is even higher!
This isn't going to happen fast at all. It ultimately means paying the instructors less, or increasing class sizes. One gives the incentive to work elsewhere... the other decreases learning overall.
jaydoNov 9, 2010
Or you know... not cutting education funding first every f**king time, and coming up with new ideas to put funds into education giving better aid to students who aren't wealthy enough to pay for it all out of pocket.
ect5150Nov 9, 2010
The problem here is that per child spending has increased substantially over time (at least in the US) ... but performance indicators stay at the same level. What does that say about funding and education?
"new ideas to put funds into education giving better aid to students who aren't wealthy enough to pay for it all out of pocket"
I think countries could benefit from a college "voucher" system.
norman619Nov 9, 2010
jay:
sorry but there are LOTS of schools out there who spend LESS than what the public schools spend per child and are providing their students with a much better education. More money is not going to fix this problem. Breaking the stranglehold the Teacher's Unions have on our public school system would do much to remedy this problem.
prettyboyfloydNov 9, 2010
Unfortunately, most publicly supported universities are highly unionized, and the sweet pension programs negotiated by the public employee unions (e.g. SEIU) are going to bankrupt everyone, making higher education completely out of reach of most parents and students. The president of the University of California system just yesterday proposed raising student tuition by another 30% along with mandating the retirement age of university employees be raised from 60 to 65 years just for the system to remain financially solvent. And of course, today the unions are calling for him to be put before a firing squad.
wellsad1Nov 10, 2010
norman, thats because private and charter schools do not have to take every student. they are selective, therefore the have students with family support who meet academic prerequisites, and have no special needs. People forget that public schools must take the student of anyone paying property tax in their districts. Public schools could do just as well as private/charter/voucher schools if they could expel anyone who under performs.
norman619Nov 9, 2010
Or expect people to learn the old fashioned way. I went to college and got a computer science degree. It was a waste of time since I knew most of what I was supposed to learn because I pretty much taught myself. the school didn't even teach anything practical related to the work I was and am doing in the industry. The degree was simply a very expensive entry ticket to the job market. It really had no other value. It didn't tell an employer how much piratical experience I had. My resume did that. the Degree simply forced my employer to pay me what I was actually worth. I worked my way through college as a computer admin but was getting paid dick. After I graduated and had the degree the company raised my salary to what it should have been in the first place. Except for some very special cases cos a colossal waste of time and money. But I did have fun while there!
catpartyproductionsNov 9, 2010
True. Unfortunately sometimes you can't progress in a career, even if you have the experience, without a degree (whether undergrad, masters, etc).
norman619Nov 9, 2010
Yeah and it's pure crap.
hipmanNov 9, 2010
Well what good is experience without knowledge.
norman619Nov 9, 2010
hip:
I hope you are just being sarcastic. Experience is actually having DONE the work before and knowing what you are doing. Please define what you mean by "knowledge."
amaoicanNov 9, 2010
"It didn't tell an employer how much piratical experience I had."
It also didn't tell employers how much sapelling skills you have.
"But I did have fun while there!"
Yeah, and that's the important thing.Comment is buried, click here to see the rest.
norman619Nov 9, 2010
Don't get pissy with me cuz you wasted money on your degree as well.
amaoicanNov 9, 2010
lol sorry I was just teasing you. It was an odd spelling of "practical". And yes, I really do think it's great to have an excuse to have fun and take a few adult years off from working while you develop skills (on paper or otherwise) for the rest of your life. For many of us, college is the last and best chance to have a wild, great time. I kinda wish I had done more of that, myself.
And no, I didn't waste money on a degree - I left college with more money than I entered it due to generous scholarships/grants/handouts and excessive fiscal discipline.
angelbunnyNov 10, 2010
junior colleges are quite cheap yet for some sort of reason people look down on such schools and refuse to go to them even when they often offer a better education.
norman619Nov 9, 2010
Well since we have been drilling into the heads of all students that they MUST get a college education it's not that big of a surprise.
enantiodromiaNov 9, 2010
In my case, I used credit cards to pay for school. Then when I couldn't afford the payments any longer, stopped using credit cards for about 10 years, at which time the debt was magically not there anymore.
hipmanNov 9, 2010
Really?.
norman619Nov 9, 2010
Yeah it takes about 7 years I think for things to "go away."
amaoicanNov 9, 2010
Tidy. I'm lucky I didn't have to resort to anything like that because my father was a disabled veteran and I got all kinds of perks from it. Also got some scholarships from being modestly on the 'gifted' side. All in all, I made a profit from going to school. Probably would have worked harder if I had a debt load.
angelbunnyNov 10, 2010
ditto. i never ended up with a degree, but while I was going to college I was paid to go there.
the way I saw it was: finish up on core classes that serve little to no purpose and then get around a 100k job, or get a 100k job now. hmmm.. :P
but to be fair, the elective classes i took in college helped a lot. I wouldn't be where I am today without them.
tierneybNov 10, 2010
And then you can never get a loan again, hooray! Seriously this line of thinking is what's wrong with Americans. You borrowed the money, pay it back. Some countries cut off your fingers for stuff like that.
amaoicanNov 10, 2010
Wrong. 10 years go by and then it's like it never happened - it falls off your credit report. Seriously, if you have no idea what you're talking about..
vivaciousmuffinNov 9, 2010
Not surprising. Our combined credit card debt is a drop in the bucket when compared to the massive amount of student loan debt my husband and I carry.
prettyboyfloydNov 9, 2010
My wife and I have two sons we've put through college (five years for the oldest, and now four years for the youngest, and he probably won't graduate for another year). The student loan debt does far exceed our credit card debt, but carries a much lower interest rate than any of our credit cards. We expect to be paying this off over 15-20 years (and hope the boys end up making lots of money after graduation so they can share in the payments).
fitzfanNov 10, 2010
Kick your kids in the azz and tell them to finish college in three years. I just did it and saved a lot of money and it really wasn't too much extra work.
socialstacyNov 9, 2010
not surprising at all
roy5000x2Nov 9, 2010
I know some people that went to a $40k a year high school, then came to my $50k a year college. I have no clue how they can pay for that. (except for the ones driving Porsches. I have a pretty good guess as to how they paid for their schooling)
cantholditdownNov 9, 2010
Credit card is typically on stuff you don't need and is a luxury. School debt is an actual investment in most cases unless you are in a useless degree program. This seems to me a positive turn of events for our society.Comment is buried, click here to see the rest.
SteplagNov 9, 2010
I paid my way through college. It took a LOT longer, but I had work experience and a degree. Since then I've never been without a job offer, and make enough $$ to keep me happy. I've never been a fan of debt (it causes me stress, and I obsess over retiring the debt), and I am really happy I did not go into hock for college.
SteplagNov 9, 2010
The availability of student loans, Pell Grants and other subsidies are what allows the tuition rates to skyrocket. If the market were not distorted, all tuition rates would fall to something more reasonable to the market.
Ironically my state has a lottery (great way to milk the poor) that gives college scholarships. This quadrupled the number of students, but the state schools never increased capacity. This has made competition so fierce that 4.5 GPA's and insane ACT's are needed to get into even the most mediocre state university. The state takes they money back from students who cannot get in, and it goes to the general fund. What a freaking scam.
norman619Nov 9, 2010
This is why you don't want to go directly to a 4 year school from high school. You get your GE requirements done in community college then transfer into the school you want to go to. I did it that way and saved myself boat load of money. All that stressing over SAT's and such is unnecessary for high school students.
kaylayray783Nov 9, 2010
Student loans = life
lilrabbit129Nov 9, 2010
Part of it is people seem to think that degree == good, high paying job. Its true that a degree goes a long way towards that but its not guaranteed. You need to be in a major that is in demand and actually has earning potential.
Seems like recent generations ( mine included ) seem to think that they're entitled to a high salary just because they're doing something "they love".
Another thing, the pay you get after college doesn't scale with how much you paid for college. Your 65k degree from USC in sociology is worth about as much as a 30k degree from a UC or CSU.
rabeldanoNov 9, 2010
Talk about forebearance and deferment
dralezeroNov 10, 2010
"Parents have to teach their children to be smart shoppers when it comes to a college education." Parents also need to get smarter themselves and realize its not for everyone.
norman619Nov 10, 2010
dralezero: Only those who went to college themselves would know it's not for everyone. Those who never went are sold a bill of goods. They are told their child needs a college education to make it in life. This is a load of bulls**t but what can you do?
promomanagersNov 10, 2010
Meanwhile post graduate income barely exceeds that of non graduates within the first few years.
tekmonkeyNov 10, 2010
While tuition rates rising faster than inflation is not good, student loans are GOOD debt, as opposed to credit card debt which is BAD debt. While the debt for student loans is large, it represents an investment that will pay for itself.
angelbunnyNov 10, 2010
'While the debt for student loans is large, it represents an investment that will pay for itself.' lol, you keep believing that.
toddyb3Nov 10, 2010
it also exceeds all my debt by a wiiiide margin.
m3g4tr0nNov 10, 2010
This is why I just print off my degrees as I need them. The cost of paper and ink is negligible compared to college tuition. If I use the printer at work, it's even better.
readmymindNov 10, 2010
Sooner or later the whole system is going to collapse, public and private. As for private schools doing better on less money, they only appear to do so by paying their teachers and professors rock bottom wages or by severely limiting extracurricular and extra-academic opportunities for students. Private institutions are grossly overrated.
ahsanbhaiNov 10, 2010
good
Closed AccountNov 10, 2010
This is one of those things the Government should provide out of the taxes that we all pay. But instead of that, we spent billions invading another country for 10 years, which as far as I am concerned has done absolutely nothing for me personally, aside piss me off.