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- merreborn, on 10/12/2007, -1/+17According to this: http://www.nickyee.com/daedalus/archives/001365.php
The average age of WoW players surveyed was 28.
I'm sure there are hundreds of thousands of minors playing. But they're not the majority. - scoboose, on 10/12/2007, -2/+16i would get a new card if i could get a pic of a undead on my card
- inactive, on 10/12/2007, -3/+15"Are you nuts!!!! What in the world is good about encouraging kids to use a credit card? Nothing is good about credit cards, NOTHING! Real world debt confused with pretend world wealth is rediculous. This makes me absolutely sick."
Try buying a car or a home without having owned and used a credit card. - rebz, on 10/12/2007, -1/+11credit cards only create debt if you're irresponsible with your payments. stay on top of your bills, and they are just a convenience.
- Urusai, on 10/12/2007, -1/+10Gee, fake money only usable through a subscription service. Those of us who prefer real money I guess are SOL.
- kakapu4u, on 10/12/2007, -1/+10They should call this "Pay to pwn."
- VoxMagis, on 10/12/2007, -3/+9This is some silly 'op-ed' piece, not a fact.
Could it happen? Sure. Might also be about the time I quit playing any online games though. I do not own, use or want a credit card, ever. - Phasor, on 10/12/2007, -3/+9This is a very good idea for Visa to do since there is over five million people playing WoW worldwide.
- alexhhhh, on 11/28/2008, -1/+6The prophecy has come true :O
http://www.penny-arcade.com/comic/2005/04/25 - chicken101, on 10/12/2007, -2/+7This will take the WOW addiction to another level.
- inactive, on 10/12/2007, -2/+7But you see, Blizzard would make money off of this, so it's okay.
- lysander, on 10/12/2007, -1/+5yes, it would be nice for this to be labeled "pure speculation" rather than come off as fact.
- chicksdigme, on 10/12/2007, -1/+5This is really cheap. Instead of giving back 1% (5% for grocery, pharmacy, gas), now they want to give nothing back. Video games has a life of maybe like a few years. After a few years, people simply move on to other newer, better games. Will they then get diff credit cards?
- bugninja, on 10/12/2007, -9/+13Are you nuts!!!! What in the world is good about encouraging kids to use a credit card? Nothing is good about credit cards, NOTHING! Real world debt confused with pretend world wealth is rediculous. This makes me absolutely sick.
- blugu64, on 10/12/2007, -1/+5"There you nuts!!!! What in the world is good about encouraging kids to use a credit card? Nothing is good about credit cards, NOTHING! Real world debt confused with pretend world wealth is rediculous. This makes me absolutely sick."
While I don't like the idea of credit card debt (or any debt for that matter). Credit cards do have some great features...mine is same as cash for 30 days, meaning I can leave money in my intrest-baring checking account for that much longer. Not only that but they increase customer purchasing power. How much less would be sold (think consumer goods such as appliances, electronics, etc.) if you had to put 100% cash down. Quite a bit less wouldn't it be? Think about those reprocussions on the economy....ya not a good thought, credit cards are *great* if used in a reasonable and responsible manner. If people are not responsible with them then it's their fault, not the card. - RabbidSquirrel, on 10/12/2007, -3/+7Wouldn't that be just as bad for the local economy as all those gold farmers they fight against?
- Massif, on 10/12/2007, -1/+4It would be pretty easy for two people to exploit this. Each person signs up for paypal with their credit card and they send money back and forth to each other for "purchases." Is this against any kind of laws that I'm unaware of?
- Daniel591992, on 10/12/2007, -1/+4Agreed. Who would rather have gold in WoW, than enjoy a trip to the Caribbean?
- paulchu, on 10/12/2007, -2/+5you guys are not thinking ahead...
purchasable currency, whether legal or not, will mean there's more currency floating around the game land. and much like if the US Mint printed 5 trillion dollars tomorrow to pay off the natioanl debt, this means inflation goes up.
I'd be more worried about that than anythign else. - dongiaconia, on 10/12/2007, -3/+6That wouldn't work very well for level 60's
- Izzie, on 10/12/2007, -0/+3>Gee, fake money only usable through a subscription service. Those of us who prefer real >money I guess are SOL.
fake money = numbers stored in a private company database. Access to these numbers is account protected (login/password). they are usually displayed on a computer screen. If the numbers are high enough you can use fake money to buy digital stuff that's for salein a digital world.
real money = numbers stored in a private company database called a bank. Access to these is account protected (identity/PIN or signature). They are usually displayed on a terminal screen.
If the numbers are high enough you can use real money to buy stuff that's for sale in the real world. - joel2600, on 10/12/2007, -4/+6but when my cat applies for (and recieves) her credit card, how is she going to be able to use her online gold? she's only a cat.
i think we need to find more obvious ways of undermining the integrity of the US economy. I mean we're beating the bejesus out of it already and it's still standing. Private Interest Groups, Big Pharma, and the Credit Card Companies need to start working overtime .... - nfotxn, on 10/12/2007, -0/+2As many others have pointed out adding gold to WoW would increase inflation and throw off the dynamics of the game. If Blizzard really wanted to offer a reward credit card they could use it to, say, pay monthly fees. I'm sure they're making plenty of cash as it is without opening their own real world credit bureau. And really at best these sorts of non-bank affinity cards are a 1% dividend on your balance paid in full otherwise your interest makes the gain moot. So if you spend $1499/mo on credit monthly you could play WoW for free!
- nlatimer, on 10/12/2007, -6/+8Forget getting more gold I want more experience.
- Flashman, on 10/12/2007, -0/+2Moocat,
Yes, it's produced off no time in the game. But you still need to spend time ON EARTH to make the money to spend to earn the reward points. This will work out to an average amount across the entire WoW universe.
It's just another way that 'real' and 'game' economies are becoming entangled. The thing about economics is that it doesn't discriminate whether the goods are real or virtual :) - Moocat, on 10/12/2007, -1/+3Except this money is generated off no time in game, meaning production of said money is infintesimally faster. I'm all for buying WoW Gold on IGE or wherever because they still spent in game time producing said money (well, for those that use non-hacked gold), but selling gold sounds like something not a lot of games are prepared for. Second Life offers a choice of things like this, but games like WoW are not prepared and the economies would crash (yet again).
- Inbal, on 10/12/2007, -0/+2Spend more money - earn more in a virtual world?... How is this not disgustingly sick?
- Flashman, on 10/12/2007, -1/+3Replace "will" with "might" in the article description.
As for throwing off in-game economies, the gold generated by a loyalty program would have no more effect than gold generated by crafting/mining etc. Both are 'new' money, just one's computer-generated and the other's loyalty-generated.
The game's rate of inflation must surely be known at present, and the scale of rewards could be tweaked to fall within acceptable averages. The system sounds a lot like going online to buy gold from eBay, which is why I don't approve of it. Wealthy people end up with a better deal in-game, because they can afford to exploit the loyalty programs to their greatest extent. Is that really what MMO operators want? - XxUNDEROATHxX, on 10/12/2007, -8/+10yes, but most of them arent old enough to have a credit card....
- merreborn, on 10/12/2007, -1/+3One thing that a few of you seem to be unaware of:
Linden Labs (the company that runs second life) already sells Linden Dollars (or w/e they're called) in Second Life. In fact, it's the only way many users get cash at all. My 19 y/o sister and her roommate routinely drop upwards of $30 USD to purchase in-game items, once every few weeks.
So, this is entirely possible in Second Life. Likely even, although last I heard they don't have nearly enough subscribers to really attract the attention of the credit bureaus. - bakatrinh, on 10/12/2007, -0/+2No digg. The title makes it seem like this is going to happen. It's all speculations and just some guy's idea. Cool idea, but misleading title.
- dogbyte_13, on 10/12/2007, -0/+2Ok lets just screw the WoW economy some more eh? i just moved to a low pop server because the one i was on had crazy prices for lowbie stuff and trade skill items!! DONT ***** WITH MY GAME!!!!
- rebz, on 10/12/2007, -1/+3i disagree, now they can pay for all their /pizza ! ;)
- Bonobo, on 10/12/2007, -0/+2yay i will soon be able to afford the staff of benediction for my lvl 60 shadow priest WOOOOO!
- hasbeen, on 10/12/2007, -1/+3It's a myth that only kids play MMORPG games. Though I believed this as well. There was recently an article on digg with a study suggesting that the majority of people playing MMORPG are actually adults.
Anyways, whoever thought of this idea is a genius. Not only will it increase credit card use, but also increase spending considerably, especially with millions of people playing these type of games. - Beanlover, on 10/12/2007, -1/+3Wouldn't be against the law I'm aware of. In order to accept credit card payments using Paypal you have to have a business account. Paypal takes a fee for each transaction in these cases and that could add up quickly.
- diggahole, on 10/12/2007, -1/+3what about the fair play thing? some people spend more money than others. is it fair that you have played less and have more gold in WOW because you've spent more money on your credit card than I have?
- DCstewieG, on 10/12/2007, -1/+3Yes, I believe "fraud" is the term you're looking for.
- pr0t0, on 10/12/2007, -1/+3I can just see the commercial now...
Armor-clad orc walks up and says: Aarrgh! What's in your bag-of-holding? - rubio22, on 03/23/2009, -0/+1Here is what happens when you get caught buying WoW Gold
http://fastestwowgold.com/blog/caught-buying-wow-g ... - Hexxagonal, on 10/12/2007, -1/+2wow gold or frequent flier miles?
i don't think this could do better than my current rate of return in cash on my credit card. - inactive, on 08/05/2008, -0/+1use credit card to buy wow gold? come and have a look at http://www.docoin.com
- freebirdpat, on 10/12/2007, -1/+2Its hardly against the ToS if Blizzard backs it, but they probably wouldn't back it. But I agree, stuff like this would just toss the economy around a bit more than it should be tossed.
- tonykukoc, on 01/31/2008, -0/+1need wow gold?goes to http://www.wowgolds.co.uk best services!
- ggko, on 10/12/2007, -1/+2Some cards feature a photo of the bearer for identification purposes.
oh, you meant the frontside graphic, didn't you? - Kujila, on 10/12/2007, -0/+1"I'd love to be proven wrong, so far only a female and a homosexual replied, which just emphasized the hypothesis."
The flaw in your analysis was thinking that I am either A) Female, or B) Homosexual. - peteresch, on 10/12/2007, -3/+4Slim chance at WoW Gold. It throws off the economy and is against the TOS.
- dramatools, on 10/12/2007, -2/+3I'll stick to frequent flier miles, thank you.
- stevensj2, on 10/12/2007, -0/+1"Try buying a car or a home without having owned and used a credit card."
Having *credit* and having a *credit card* are two entirely different things.
You _do not_ need a credit card to build your credit; that is probably the biggest misconception there is about personal finances.
You can build credit by creating a good relationship with your bank, earning a good reputation. You don't need crappy interest rates and credit cards to do that.
That can be accomplished through increasingly bigger loans from your bank, paid back on time (or early). You can take out a loan, stash the money, and then just give it back slowly over time, essentially giving them back the very same money, in turn, buying yourself credit.
Credit cards are a way into debt; they are not the sole builders of credit so many people think they are. It's foolish to pay more than the cost of something just because you can't afford it _right now_. Chances are, if you can't afford it today, you won't be able to afford it 18 months from now - especially after a ridiculous APR is added. - NanoStuff, on 10/12/2007, -1/+2Keep in mind this is not official, just silly speculation. Blizzard seems to have 'some' morals, they couldn't possibly allow for this.
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