foreclosure-help.877youkeep.co… — Have a 3 yr ARM, it has adjusted twice. It started at 6.25 and is now at 8.25 and is going to go up again in January. I definitely cant afford any more, I am competing with thousands of foreclosed homes if I try to sell. I owe 310k its worth about 260K. Id love to keep it, have made a complete overhaul on the house.