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35 Comments
- inactive, on 07/09/2009, -1/+19I have always used the following financial strategy and found it works pretty well: If you can't afford something, don't buy it.
- winguero, on 07/08/2009, -0/+12Mint.com has an awesome setup and service...
- 3Den, on 07/09/2009, -0/+9Am I the only one who has an issue with having some 3rd party website know my financial information?
For me that's very personal - extremely.
Sure, the right government agencies get to know what they are required to know for tax purposes, etc - but that's it. - falser, on 07/09/2009, -0/+5Paying bills on time and practicing financial discipline is for suckers. I just pay everything with my credit card. Then I extract money from my home using my line of credit. And then when it suits me I declare bankruptcy and walk away from all my debt obligations and let the taxpayers foot the bill by giving my bank tons of money. Everyone gets rich this way, isn't America great?
- cbeach, on 07/09/2009, -0/+3Notably absent from the list: buxfer.com
Awesome site which can sync with bank accounts and automatically tag transactions, report on income/expenses, budgets, projections etc - sirron811, on 07/09/2009, -0/+3Mint.com FTW
- tubaros, on 07/09/2009, -0/+3Seems very US Slanted, which is fine, but would be cool if there were some (mint especially) that you could use in the UK
- Alias1431, on 07/09/2009, -0/+3MINT.
- WhistlinTom, on 07/09/2009, -0/+3Mint.com done and done.
- joculator, on 07/09/2009, -0/+3Now, only if I had some money.
- SigmaXXX, on 07/09/2009, -3/+6That's a pretty simplistic view of the world.
So what about saving for retirement? If you can't afford it, don't buy it?
What about a house? - danzaman13, on 07/09/2009, -0/+3MINT.com w/o a doubt.
- Vesuvias, on 07/09/2009, -0/+2You sir, have explained how Donald Trump got rich... twisted system we live in
- vilago, on 07/09/2009, -0/+2yeah i use buxfer on a regular basis and i'm surprised its not on here. very very useful for tracking who, what, where, when, how your money goes over time. plus it saves everything and you can categorize (like i can see exactly how much money i spent on beer over a year)
- inactive, on 07/09/2009, -0/+2My grandma would have no idea why thats a bad idea.
- CasinoJack, on 07/09/2009, -0/+2I've been using Yodlee for nearly a year - it's essentially MINT for the UK (and other markets).
- steeltormentor, on 07/09/2009, -0/+2Go ahead and digg me down but I don't like the idea of my passwords being housed somewhere....
I use Morningstar to track my investments and get advice. For Credit I have used TransUnion for a few years now. Even though most times I apply for credit they pull TransUnion, the site shows Experian and Equifax too. - KiraDnote, on 07/09/2009, -0/+2What about quickenonline.com ? It's free and it connects to more banks than mint.
- RumpleForeskin3, on 07/09/2009, -0/+2401k? IRA?
- weasel61782, on 07/09/2009, -0/+2I agree, I wouldn't even want my siblings/parents/etc to know that stuff....maybe after the website has been around a little longer.
- MichelangeloPM, on 07/09/2009, -0/+1I was also looking for a Mint.com equivalent in Europe and found Kublax. I signed up and haven't really tried it though.
- CanadianRealist, on 07/09/2009, -0/+1While I agree with your strategy, I've found it much easier to implement using personal financial software.
Record all your regular income and expenses and you can make very good predictions about the future. This allows me to effectively use my credit cards, knowing that when the bill comes I will be able to pay it in full to avoid interest charges.
Do you just wait till the end of the month when all your bills are paid to make all of your optional purchases? - geoboy, on 07/09/2009, -1/+2You're not really living life if all you do is hoard cash. It's okay to spend it, just learn to spend it wisely. Ain't nothing wrong with tools that aid you in that process.
- tubaros, on 07/09/2009, -0/+1OK, cool, ill take a look - thanks!
- inactive, on 07/09/2009, -0/+1Saving isn't buying something. People should do more of it. I'm not saying never buy anything, I'm saying don't go into debt buying worthless crap you don't need.
- inactive, on 07/09/2009, -1/+2no way I'm giving one website the info for every account I have.
- covertbadger, on 07/09/2009, -0/+1I don't like the idea much either, but you don't have to give up *all* of your passwords to get use out of sites like mint. What I do is only enter my current account and my main credit card account, which is enough to let me track my monthly incomings and outgoings - that's 95% of the value of mint anyhow. I don't keep enough money in my current account to be too worried (after payday, anything left after bill payments is immediately moved to a savings account with a different bank), and my credit limit is kept low enough that no-one can do any real damage with it.
All my savings/investment accounts I keep well away from aggregator sites. That's my future, and I wouldn't trust mint with it. - qaelith2112, on 07/09/2009, -0/+1I have a great deal of hope that QuickenOnline will become a product that's as feature complete as the desktop version, but they sure are taking their time. I do use many features of the desktop version but for me it would be much easier to do use a web application for this kind of thing than a locally installed one. I find myself at several different computers at times and it is really awkward to share Quicken data between them. Not to mention that I don't have easy access to my registers. The most notable missing piece for me is split transactions. That one alone is a deal-breaker. If I shop at Wal-Mart SuperCenter and buy a bundle of groceries, some household cleaning supplies, office supplies, a case of motor oil, and yard fertilizer, one single category isn't going to work. I can't believe that after so long they haven't gotten this in. I do keep checking in. I've tried Mint and it still isn't what I need.
- covertbadger, on 07/09/2009, -1/+2He didn't say "don't spend money", he said "don't spend money until you have it". Big difference. Going into debt for anything other than a house or an education is moronic.
- AlifKhan, on 07/09/2009, -0/+1I use Mint and it is phenomenal. Its simplicity and ease of use makes it a wonderful tool for even the newest Internet users.
- plotoman, on 07/09/2009, -0/+1I have always used 4 envelops.
- Iceman21, on 07/09/2009, -0/+0I get it, the account was disabled, damn moderators.
- Vesuvias, on 07/09/2009, -1/+1Quit thinking like your grandma...
- paydayadvances, on 07/27/2009, -0/+0Good suggestions.
In all times we were informed but little bit of us used them.
If your finance in trouble - http://paydayloanslenderswithbadcredit.blogspot.co ... - Iceman21, on 07/09/2009, -1/+0Can anyone tell me what *your account is invalid* means when you try and login? i had to make a new account...wtf??



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