howtobuyaforeclosure.org — Bidding on a HUD foreclosure is completely different than bidding on a property at the courthouse steps. Most of these properties will be sold via an online auction. Days 1-5 (Friday through Tuesday) - Owner Occupant Only - Simultaneous Open. Days 6-10 (Wednesday through Sunday) Owner Occupant - Daily. Starting Day 11 (Monday) All Bidders - Daily