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DragonAge.BioWare.com - EA presents BioWare's new dark fantasy epic Dragon Age: Origins. '9/10' from Game Informer.
139 Comments
- Tomboys, on 05/17/2008, -0/+27Man am I in trouble.
- rlray216, on 05/17/2008, -4/+29Read The Millionaire Next Door and The Millionaire Mind for more specific answers to the question of how much to spend each year. More importantly, you'll learn what real millionaires actually think like.
- xman00, on 05/17/2008, -0/+23The easy way to do it :
- The only things you get on credit are a car, a house, and a student loan (make sure the car is very affordable)
- Put 20% of your income into a 401k or Roth IRA - do that for 30 years and you will have enough to retire at a similar salary.
- Live on what you make. Most people fail this last one. - Hefelumpman, on 05/17/2008, -4/+26I'd much rather digg/bury stories based on their individual merit, thanks.
- stdalton, on 05/17/2008, -1/+20Saving 10% is a little out of my range right now. But it's a nice goal to shoot for I guess. Gotta cut back on all those trips to the strip club.
- HaloZero, on 05/17/2008, -5/+22They forgot to mention one thing. No kids, that is the only way you can save 10-15% of your income.
- inactive, on 05/17/2008, -5/+22Save what? I don't have any money in my wallet after the gas bandits get done with me.
- megaton, on 05/17/2008, -2/+18Retirement is a "scam"??
You're either 16, or you have no concept of economy, man's will-to-work, or the way the government works.
Do you think you'll be up for 8 hour days when you're 67? - STPZ, on 05/17/2008, -0/+11I should get a job!?
- ScottMitchell, on 05/17/2008, -3/+13Your statement is only true if you spend too much or earn too little. Despite what you may think, it is possible for a family with a single, median income with kids to still save 10% per annum. It might mean Junior is wearing clothes from WalMart and it might mean that if he wants a car he's gonna have to get a job and buy one himself, but it is possible.
- bman1984, on 05/17/2008, -0/+10About 15 years in, buy a rental property. Then you still have your money, the rental property asset, plus monthly income from renters. Even if real estate prices drop, as they have proven they can do, you will more than make up for it with the rental income. Real estate is how most people who actually have to work for a living are able to be millionaires at some point.
- MikeSD34, on 05/17/2008, -0/+9I'm not, I plan on dying young from some unseen disease. Probably cancer, or thermonuclear war, whatever.
- Y0tsuya, on 05/17/2008, -0/+8Buy a rental property with POSITIVE cash flow. It's something most retard "investors" who bought recently forgot about.
- CDoug03, on 05/17/2008, -2/+10How much should you go in debt each year? Cause I sure ain't paying when I'm dead.
- atroxodisse, on 05/17/2008, -0/+8If you have a 401K with Schwab or Fidelity or any of the big 401 K companies they'll tell you exactly how much you have to put away from your current age to the retirement age you specify and they'll show you approximately how much money you'll have when you retire. There are calculators on their websites. They also let you loosely control how much of your money is in stocks, bonds, and mutual funds so you can have some control over how much risk you take.
- ScottishMcDuff, on 05/17/2008, -1/+9This article doesn't ever get around to answering it's own question.
At least not in depth.
I might as well ask some guy on the corner and let him tell me his vague opinion.
Buried.
(Oh, and why the hell do I have to pay social security taxes if I will reap nothing from it. The system's broken. Someone FIX IT!} - aenima987, on 05/17/2008, -0/+7Please stop all the hating on MrBabyMan, i know he sometimes gets ***** stories on the front page because he can, but he submits good stories as well from time to time and if he chooses to put 10+ hours a day into Digg then let him have his stories. Also, people should digg or bury a story based on how good it is and not based on who submitted it.
- cdigioia, on 05/17/2008, -0/+7"No kids, that is the only way you can save 10-15% of your income."
Funny how that works out considering the wide range of incomes people have in the US.
So both a person making 40,000/year, and 70,000/year are equally unable of saving 10-15%? That's the wrong thinking people have, however much they make, they have to spend it all. The person making 40,000/year manages to get by, so why can't a person making 70,000/year get by with the same expenditures and save a ton?
Just cut your own salary down 10% & live on the remainder, it's not that hard... - nienhulm, on 05/17/2008, -0/+7"Live on what you make"
THIS. - inactive, on 05/17/2008, -1/+8Money is only a problem if you don't have enough.
- dantidote, on 05/17/2008, -1/+7You also might want to try and figure out how long you have to live. If you plan on dying very soon, maybe retirement isn't for you?
Sounds like a plan. - nickymouse, on 05/17/2008, -0/+6I think you need to sell your $50,000 for a $15,000. That's a start.
- Aroundtheworls, on 05/17/2008, -0/+6The answer is to save as much as possible by living well within your means. At first the amount of money saved can seem rather insignificant but eventually it begins to accumulate and, if properly invested, the return on investment after a surprisingly short time becomes meaningful.
I earn a good salary but you wouldn't know it if you met me- I don't wear fashion branded clothes, don't have a car (I live in a city where I can use public transport), and have a modest-sized apartment. But over the past 10 years I've saved as much as I can and could retire next year if I wanted to.
The key for me was not trying to keep up with other people's spending and it helped to have friends who can have fun without throwing money around. - ScottMitchell, on 05/17/2008, -0/+6No they won't. Your family is not liable for your debts, just like you aren't liable for their's. You are only liable for a debt if you sign for it or, in some states, if you are married to the person who accrued the debt.
- digjam, on 05/17/2008, -0/+5someday you wont be physically and mentally fit enough to work.....thats when ppl "retire"
- expatcatalyst, on 05/17/2008, -0/+4It's really not that big of a mystery, but discipline is the key. From HS on, save 10% of all you earn until that gets big enough to place into a Vanguard Index Fund. Keep doing that until your 40 to 50 and game over! Like I said, discipline is the key.
- digjam, on 05/17/2008, -0/+4"If you plan on dying very soon, maybe retirement isn't for you?" Really?
- mclev, on 05/17/2008, -4/+8"The 'Million Dollar Question': what should you be doing now when you're young to make sure you can live in style when you stop working?"
That is, unless you die. Screw you guys, I'm living for today. - kyemichael, on 05/17/2008, -0/+4I think the question is whether or not the dollars you earn and save will be worth a damn in the years to come. With government spending out of control on wars, social programs, company and mortgage bail outs, etc, taxes are going to rise. But before that, the government will take a loan from the Federal Reserve who will in turn print more money which will trigger inflation and the dollar will continue to devalue until that savings you have is worth nothing. When I think about the state of our economy, our government, our nation, all I can hear in my head is a quote from Thomas Paine, "We have it in our power to begin the World over again."
- BlueCadenza, on 05/17/2008, -0/+4If your $1000/month car payment is a "bitch" then you can't afford it. Plain and simple. You're living beyond your means.
If you're barely affected by the payments and you shrug them off when the bill comes as just another expense then you're in the clear. People seem to forget that a car is just one expense out of many. I know people that pay more monthly for their car then their housing. It makes very little sense since it detracts from your yearly savings. - Y0tsuya, on 05/17/2008, -0/+4They'll also regularly send reps to your company for presentations and Q&A.
- Y0tsuya, on 05/17/2008, -2/+6How do you vote China and India out of office?
- jmpeagle, on 05/17/2008, -1/+5they don't say keep it in a savings account. Equities, bonds etc...are much better than keeping it as cash .
- dhughes, on 05/17/2008, -2/+6 I'd love to get a 3% increase in my salary or even match inflation but even that won't help since that doesn't take into account an increase in certain expenses such as gas.
I'm going backwards, I make less now than I did three years ago.
- liuite, on 05/17/2008, -0/+4a friend of mine retired by age 50, and so did all of his siblings. his rule is "pay taxes with 1/3 of your income, live on 1/3, save and invest 1/3. what he didn't say was that none of them had kids. so folks, stop spoiling your kids by giving them more than they need, or else not have any. if you have kids, save and invest so they can go to a good school instead of squandering on ipods, video games and such.
- LRoy12, on 05/17/2008, -0/+3i want that piggy bank in the thumbnail
- booted, on 05/17/2008, -0/+3I used to do the $800/mon car payment and figured it was the biggest waste of my money. It's fun for the 1st year or so driving the fancy car but I find it more practical to max out my 401k, contribute to company ESPP, take vacations, and enjoy living debt free.
- JonTheGoose, on 05/17/2008, -0/+3If the total amount of funds in my savings and checking accounts are any indication I should be able to retire when I'm.....*crunches the numbers*......368 years old.
***** yay. - digjam, on 05/17/2008, -1/+4Basically live one paycheck behind.
- twomeyw23334, on 05/17/2008, -0/+3Bush forces you to eat? That ***** PIG!!!!!!
- hungarianhc, on 05/17/2008, -0/+3Thanks, Dave Ramsey :-)
- nickymouse, on 05/17/2008, -1/+4You need to move your money from the jar on top of the fridge to a CD, Stock, savings, bond, or commodity (I heard oil is big). Please note that if you bury the jar in the back yard, that's NOT long term savings plan.
- Y0tsuya, on 05/17/2008, -0/+3Two of those items are discretionary spending.
- idavidcrockett, on 05/17/2008, -0/+2green text with two lines underneath = retirement savings
- Envark, on 05/17/2008, -0/+2Post a list of expenditures you made during the month of April.
I'd bet there is some fat that can be trimmed. - skidooer, on 05/17/2008, -0/+2Sure, but one gets quite hungry when they eliminate spending on food.
- mike23w, on 05/17/2008, -0/+2Here's a good retirement calculator:
http://moneycentral.msn.com/retire/planner.aspx
It was much more useful than the article. - inactive, on 05/17/2008, -0/+2I just wish I could opt-out of Social Security payments so I could add that 6% to what I already put in my 401k and Roth IRA. The boomers are going to drain that system dry, and I'll be damned lucky to get anything out of it when I retire around 2035 or so.
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