What is Digg?101 Comments
- TheFinaleofSeem, on 10/29/2007, -1/+3111. Don't spend money that you don't have unless you're damned sure you can pay it off.
Too many people simply don't get that and just HAVE to get that new big screen TV or riced-out car. Then they whine that the evil credit card company is screwing them over. - Billiam627, on 10/29/2007, -1/+23Not having a job is keeping me poor.
- awtripp, on 10/22/2007, -0/+18like he said, "college don't help either"
- webcure, on 10/29/2007, -0/+15Getting control over impulsive spending worked well for me.
- brufleth, on 10/23/2007, -0/+14Saving money doesn't mean buying things that are on sale. It means not buying things.
- trevorjez, on 10/22/2007, -1/+15and all along i thought it was my coke habit...
- wittyname, on 10/29/2007, -0/+14So shaking this coffee can won't help?
- fegul, on 10/22/2007, -0/+12"No I don't have monkey problems, why would I have monkey problems?"
- WWWoody, on 10/29/2007, -0/+12Agreed. My mom's friend had $15,000 on her Sears card, they took that away and gave her a new card for $30,000. Guess how much she owes now?
- superguysteve, on 10/22/2007, -1/+10OK, so why is your grammar so poor?
- Ninjaneer, on 10/29/2007, -0/+9That's the problem, TOO many people are "damned sure" they can pay it off. Sorry, if you don't have the money, don't buy it. Self control is the one thing people these days lack.
- niz85, on 10/29/2007, -0/+8"You need to maintain a sense of balance between money and the rest of life." - I need to learn this.
- betobeto, on 10/22/2007, -1/+8"But... but that Belgian designer carpet was just what I needed for my den, it was 25% off and I never come shopping to this place anyway" (Me yesterday, true story).
Oh yeah, hi, my name is Beto and I'm an impulse buying addict. That article was really sobering. - houndeyex, on 10/23/2007, -0/+7"It’s a mistake to rely on friends to bale us out of money problems."
Thank God I can get someone to "bale" me out of my problems! Someone wrap me in twine! - heartcoldfusion, on 10/22/2007, -0/+6It appears your statement is true. Thank you for pointing that out.
- flightgamer, on 10/24/2007, -3/+9No!!!!!
These are the common mistakes keeping you poor.
1) 29 and still at home
2) I update my forum signature once a month but my resume is still in Wordperfect 5.0
3) Deciding that all the good jobs are already taken.
4) Spent enough money this year on my system to make Crysis run smooth.
5) Spent more precious time writing this list.
6) Tivo full of "adult swim" programs I still need to watch.
7) Bought AppleTv and now youtube is on my Tv...........sooooo handy.
8) Waiting to go to college until they offer the perfect degree program "flame wars and the global economy"
9) Just waiting for that big guy on Lost to drop so I can take his place.
10) Lois is right on Family Guy....that world out there is so bright and scary. - licoricewhip, on 10/22/2007, -0/+5If Digg fixed the "remember me" checkbox, then, my financial situation would be greatly improved.
- Firehed, on 10/29/2007, -0/+5Don't spend money you don't have unless you absolutely can't avoid the purchase. Basically, if you can't cover it it cash, the only thing you should be buying is a house or a car.
- RodTheCritic, on 10/24/2007, -0/+5Dugg because I am happy to take financial advice from a writer who abbreviates et cetera "e.t.c."
- DephexTwin, on 10/29/2007, -0/+4http://danwho.net/mp/index.php?id=snl_dontbuystuff
- adrianmonk, on 10/22/2007, -0/+4Yep, 3 ways, and you need to do at least SOME of every item on that list.
A common mistake people make is they think they can skip one or two of them. You can't. If you focus on "make more money" and skip "spend less", you can easily end up making $150,000/yr and still having trouble paying your bills. If you skip "make more money", you can wind up devoting all your free time to cutting your spending and stress out a lot, or you can let your limited income pressure you into taking extreme risks with investments to try to make up ground. And if you skip "invest better", you can end up making decisions out of ignorance or fear (like putting everything into savings bonds for 40 years) that cheat you out of huge earnings. - CraigJ, on 10/22/2007, -1/+5http://www.dailymotion.com/video/xt0c6_snldontbuys ...
- adrianmonk, on 10/22/2007, -0/+4The prices of stocks will temporarily drop, allowing me to buy more stock at lower prices. Then the stocks will go back in line with their long-term trend over the next decade or so as the population continues to grow.
- NJank, on 10/22/2007, -1/+5BIGGEST: not making and keeping a budget.
If you're gonna screw up your financial life, at least be aware of it and stop claiming ignorance. how many free money managing software products are out there now? Also lets you put things in perspective (spending 10 hours of time saving $20 versus less time to refinance and save $100's) - ruiacp, on 10/29/2007, -0/+3No, he is talking about Radiohead's In Rainbows.
- Y0tsuya, on 10/29/2007, -0/+3Cars are not meant to be investments.
- WWWoody, on 10/22/2007, -1/+4Most of it is common sense to me, but I guess not everyone knows this stuff (unfortunately).
I digg it, people need to stop shoving everything on their credit cards and pretend they're living a "Leave it to Beaver" life. - scoobycarolan, on 10/24/2007, -1/+4***** duh? Why isn't expensive drug habit one of the items....
- themoosejuice, on 10/22/2007, -0/+311. Steal money from the rich.
- dreesemonkey, on 10/23/2007, -0/+38a) Minor in "Political Science: Digg, Daily Show, and Colbert Report - Yes, you do in fact know it all"
- luag, on 10/29/2007, -3/+6Wait a minute....media piracy....prevents people from getting poor?
yaykthxbyelulz. - aukxsona, on 10/29/2007, -0/+3do you just make enough for gas money and basic expenses? I know I do.
- TheFinaleofSeem, on 10/29/2007, -0/+2There are exceptions, such as a house or possibly a car, but make sure that the financing options are good.
- adrianmonk, on 10/22/2007, -0/+2Actually, in a sense they are living a "Leave It To Beaver" life. There was an episode where Eddie Haskell gets an FM radio in his car so he can impress chicks with classical music (FM radio was a new thing back then). Wally (I think) asks him how much it costs, and he says, "It's only 5 dollars a month." Then Wally asks, "How many months?" and Eddie goes silent and gets a blank look on his face like he'd never even thought of that.
There are a lot of Eddie Haskells in the world... - antitab, on 10/22/2007, -0/+211. Don't go to the Apple store with a credit card.
- alpinecow, on 10/22/2007, -1/+3When did digg become conspiracy theory central?
- thinksInCode, on 10/22/2007, -0/+2One thing I do is use a high interest savings account. There are several of these from ING, Citibank, HSBC, etc. I happen to use the ING DIrect Orange Savings account and have made a crapload of interest.
- Metis2be, on 10/22/2007, -0/+2It's really simple. Spending more than you make is a bad idea.
It hurts me to watch someone lose their job and continue to spend money on things they don't need. I did that myself until I realized how poor I was. Now that I barely have a job, I have 2 months income saved up while I have friends who make several times what I do without any extra expenses but they're hundreds in debt. It all comes down to how you set your outlook. People who think "I worked really hard today so I can go out drinking tonight" will spend three days income at the bar every single day. - vertinox, on 10/24/2007, -2/+41. Don't get married (or spend money on women)
2. Don't have kids
3. Don't buy ***** you don't need
4. Get a job
5. Invest money
6. ???
7. No longer be poor
Simple as that... Although most people will complain about the kids and getting married part. Its not required for being rich but it helps to get rich first and then have kids. - Buzzbean, on 10/22/2007, -0/+2One sentence later he uses the phrase "if you put it off to long". Just the kind of professor I'd take financial advice from.
- SnowPuffKing, on 10/22/2007, -0/+1Yeah I disagree with #1. If you both work you are in a MUCH better financial situation than being single. DINKing it (dual income no kids) is an extremely fast way to accumulate wealth. You just have to be sure your and your partner share the same goals. And to fill in your ???, 6 should be shelter your money from taxes (401k, Roth IRA, etc).
- edwartica, on 10/22/2007, -0/+1And?
- jasg, on 10/22/2007, -0/+1How about NOT living with your parents ?
having your own place is the major reason for you being poor !!.. - coppert0p, on 10/22/2007, -0/+1Cars are the biggest drain on most people.
Buy appreciating assents, not depreciating ones. Don't spend your life savings on your wedding, spend it on a down payment on a house. Don't screw up your credit! Don't gamble (no you're not good at poker). - shibainu, on 10/22/2007, -0/+1No. Whats making me poor is having no money.
- AggieFalcon01, on 10/22/2007, -1/+2Well said, Hilary.
- r00tus3r, on 10/29/2007, -0/+1Try being late for work everyday because your bus isn't on time. See how that works out to increase you income.
- smergs, on 10/22/2007, -0/+1I use ING Direct as well. But don't think of it as a long term solution. Only short term. Long Term inflation will out do your savings in an account like that. If your saving for a car or just putting money back for in case of an emergency then use something like that. If you are saving for retirement you better invest in something better.
- bitweever, on 10/22/2007, -0/+1No, student loans are keeping me poor.
- edwartica, on 10/22/2007, -0/+1Limit driving! Walk, take a bus, ride a bike. These are all cheaper than driving.
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Show 51 - 98 of 98 discussions
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