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434 Comments
- kanimara, on 09/23/2009, -5/+251Why don't they just get credit? It's awesome, I don't have to worry about living paycheck to paycheck.. I'm a stable negative twenty paychecks.
- ParadiscaCorbas, on 09/22/2009, -10/+233If I had a $100,000 salary, I'd have way less trouble living paycheck to paycheck. Sheesh.
That's just conspicuous consumption to keep up with the Joneses if you make that much money and still are scrambling for pennies before Payday. - Beatmiser, on 09/23/2009, -1/+195Josiah! This is Ezekiel get off the internet!
- Gr00ver, on 09/23/2009, -6/+161Hey, I'm part of that 60%! Awesome.
Being a statistic feels great. - inactive, on 09/23/2009, -3/+152If you're having trouble living with $100,000 a year, you're doing something wrong. You're either living in a place you really can't afford or your ex-wife had a really good lawyer.
- BotchaMcCoola, on 09/23/2009, -3/+130Not us Amish.
- arunforce, on 09/23/2009, -6/+130Yeah, I bet less than 10% are actually "scrambling to make ends meet," the rest are just blowing money on useless *****, like upgrading their 45" LCD to a 55" LCD and stupid ass ***** then wonder why they can't pay the bills.
You could live off $1000 dollars if you HAD to. The difference is, people look for something to spend their money on instead of sticking the left over money in the bank.
Not that it's wrong, just don't ***** complain and expect someone to assist you. - inactive, on 09/23/2009, -10/+99They're just lazy under-achievers. This is AMERICA!! ANYONE can be successful!! Thats right! Everyone can be a CEO! all at the same time!! Imagine a world where no one had to be a waiter, or janitor, or laborer, we could all just be CEO's!
Thats right isn't it? "Anyone" means the same thing as "everyone" doesn't it? Whats that? It doesn't? You mean there will always be people at the bottom? - lorem1000, on 09/23/2009, -6/+91It's all about living beyond their means. It's the American way. Depending on where you search you'll see estimates of up to 12 credit cards per average household. This is freaking insane!
Get an apartment. Take the bus. Lose the bling. Your kids don't need cellphones. If you're making $100,000 and you're living paycheck to paycheck, maybe it's time to live the lifestyle of those who make $40,000. Seems like a no-brainer. - Armor1901, on 09/23/2009, -9/+90For all you people blasting away at those Americans that live paycheck to paycheck because they can't control their spending, or that anyone can live off $1,000 per month of they had to, but are just too lazy/greedy...get the ***** out of high school or college, get in the real world, start a family, then come back and talk to me about your idealistic and completely unrealistic fantasy world. Plenty of Americans are excellent at maintaining a budget and not overspending, but life comes at you, and guess what - what you know of the real world extends so far beyond your parent's house or your dorm room that once you get finally get there, you'll be able to look back on yourself and think, "Man was I ever a ***** TOOL that didn't know JACK *****."
- flip2trip, on 09/22/2009, -6/+82Of course it would also depend on where you lived as well. 100,000 dollars goes further in say Georgia than it does in NY or Massachusetts.
- agfresh8, on 09/23/2009, -4/+6890% of Americans buy ***** they can't afford
- mcquitty, on 09/23/2009, -1/+57My brother in law makes just at 100K.
I think he would be living paycheck to paycheck. Instead, they are behind because he thinks he can own whatever he wants, spend whatever he wants and the money is going to be there.
Of course, he owes more on his house that it is worth. Had 100K in credit card debt. He got one of the credit card companies to settle for 10 cents on the dollar. He skipped paying his mortgage to pay that off. He purchased a 37K motorcycle years ago. Rarely uses it. But he needs it while his children go without.
100K is a nice chunk of change, but you still have to live within your means. - chrisinsocalif, on 09/23/2009, -1/+46We are a land of hyper-spenders. Not a surprise. Here in california i see many women with prada bags, expensive shoes/clothes and the men with cool electronics and other gadgets. The urge to spend money overcomes the sense to save for instant gratification or maybe we can just blame excellent marketing.
- inactive, on 09/23/2009, -2/+46Jesus, 100K? I live paycheck to paycheck on 22K a year. What the ***** are these people doing? Eating out every night and buying a new car every year? Holy *****. I mean, technically I live paycheck to paycheck but I'm comfortable. I pay my bills, buy food and video games and still have money to waste on a stupid cat.
Makes me laugh when I make 22K a year and I'm worth more than people who make 5x what I make. I love owing not a dime to a single credit company. - greevar, on 09/23/2009, -1/+45The internet is on computers now?
- Dgen_X, on 09/23/2009, -0/+43You're on one of those computer free internets aren't you?
- maz2331, on 09/23/2009, -5/+48$100k a year in Manhattan is a near pauper wage. Even small loft apartments there run $5k a month. Hell, even in Queens you are looking at rents that are high by national standards. And San Francisco - under $150k need not apply outside of a near-ghetto lifestyle.
In Pittsburgh, you can have a McMansion at that income level. Or live like a miser and buy an average house with cash every few years. - tgc1, on 09/23/2009, -2/+44Negative twenty paychecks. LOL!
- jsp123, on 09/23/2009, -7/+48In Rich Dad Poor Dad, Robert Kiyosaki stated that it doesn't matter how much someone makes, they will just increase their wants according to their income. It is all about how you treat money that will determine if you are in debt or not. Sometimes when I hire people, I am tempted to pay more to "help them out". Then I remember that book and instead keep them at a normal level and try to help them change their habits. Unfortunately, I have found that no one wants to put the effort into changing their ways...
- joculator, on 09/23/2009, -10/+48I would venture to say that's a low estimate; I think 70-80% is probably more inline with today's economy.
- richmomz, on 09/23/2009, -1/+39Update: 95% of U.S businesses and banks living paycheck to paycheck...
- DefaultGen, on 09/23/2009, -9/+45What a financially irresponsible country I live in.
- MScrip, on 09/23/2009, -0/+35Well, you own part of Cadillac!
- spriggig, on 09/23/2009, -5/+37There are a few regions in the US where $100,000/year is just barely enough to get by (San Francisco). But choosing to live in SF when you make "only" $100,000/year is still a choice, not a law. You could, instead move and perhaps take a 20% pay cut but live like a king (or at least a prince) in a much less expensive town. I have zero sympathy for people who knock down +$60,000 a year and whine about living paycheck-to-paycheck.
- redchina, on 09/23/2009, -2/+32$100,000/yr is certainly livable in Manhattan. Studio apartments here go for around $1500/mo, and some are even less than that. They are small, but for one person it's enough.
- SolituSneiku, on 09/23/2009, -0/+30California is living paycheck to paycheck
- ousthouse, on 09/23/2009, -2/+31No... it' just means that people spend pretty much every penny they make.
- Protonz, on 09/23/2009, -1/+29Just wish the banks gave more than 0.75% interest on a savings account... our money is worthless to them right now. Kind of discourages savings when inflation is above 4% per year.
- molotovcat, on 09/23/2009, -9/+35Oh, sorry. Didn't know kids were forced on people.
- covertbadger, on 09/23/2009, -6/+32"get the ***** out of high school or college, get in the real world, start a family, then come back and talk to me about your idealistic and completely unrealistic fantasy world"
I'm a decade out of college, so I'm quite familiar with 'real life'. Let me ask you this though - if starting a family has left you living paycheck to paycheck and continually walking the line of financial destruction, why didn't you wait? I'm not having a family until money ceases to be a concern - another 3 or 4 years, when I'm about 35, is currently looking about right. - Ajajadude, on 09/23/2009, -1/+27Just because you make 6 figures doesn't mean you need to live in the most expensive apartment or condo you can afford. I could get myself an apartment, but I would have no money for anything else in my life (apartment rent is, at minimum, $1100 a month in the shadiest parts of the county). Instead, I rent a room with full house privileges for half that.
I think a lot of these people tend to go with the maximum they can afford, for whatever reason. - oep4, on 09/23/2009, -1/+27and they will be happier too knowing that they've got a pillow of money each month . its all about lowering standards and learning to be happy from things that arent necessarily related to objects...
- thizzlebot, on 09/23/2009, -1/+26Easy, because this is the internet.
Im off to go ***** my playboy model girlfriend. - Aroundtown27, on 09/23/2009, -0/+24Your comment got me to thinking what the world would be like if everyone walked around all day everyday, thinking they were actually CEO's in their own respective jobs... what an interesting sight that would be haha
- inactive, on 09/23/2009, -1/+25Bigotry? Where?
- wickensworth, on 09/23/2009, -4/+28You would have almost had a point, but you were a little bit of a Nancy in your complaints. Everyone pictured you crying all over your dress. The source is definitely suspect--it's a fair observation. If you had phrased it as if you didn't have a handful of sand in your vagina you might have received more diggs. And the phrase "a fine example of yellow journalism by MSN"--come on, princess. In the future try not to sound like an educable retard and your argument will be conveyed more effectively. Good luck on your first period.
- MystLurker, on 09/23/2009, -5/+28For the record I live in SF, in the city itself, not suburbs, and I do just fine making well under $100k a year.
Here's how: I have no kids and I have a roommate.
Its that simple. With those two things I actually have decent savings and hardly even know when my payday is. If you can't live on $100k a year in the US you either spend to much, have kids you can't afford (consider that before procreating please, I don't want to pay for you), or aren't willing to make the sacrifices necessary (roomate) to live where you are at. I will never ever have any sympathy for anyone anywhere in the US who makes $100k and has it hard. Spend less and/or move! - EmperorAwesome, on 09/23/2009, -1/+24What the *****? How does a 26-year-old save up $100,000,000?
- inactive, on 09/23/2009, -2/+24Anyone can be successful. Nowhere near close to everyone can be successful. Society could not function this way, it requires people to be at the bottom.
- Jaime2000, on 09/23/2009, -0/+22And there is nothing wrong with being content with such a situation. Some people don't want to kill themselves working to the bone so they can get a better job so they can buy more things so they can get a raise so they can work more so... yeah. Some people think there are better ways to spend their limited time on earth.
- offspring06, on 09/23/2009, -0/+22Actually the government is living off of credit cards at the moment.
- slowreader, on 09/23/2009, -2/+23What paycheck?
- inactive, on 09/23/2009, -1/+22the govt is living paycheck to paycheck....why shouldn't we?
- covertbadger, on 09/23/2009, -1/+21"$100k was a lot of money 10 years ago, but it doesn't get you nearly as far as it used to."
The cost of living hasn't risen THAT much. Your $100K doesn't stretch because your *lifestyle* has inflated massively since you were earning $38K. I earn around $100K and I still live pretty much the same way I did when I was earning half that (except that I've moved from a 1-bed apartment to a nice house), and as a result I save over a third of my income every year. $100K is still a lot of money. - fahrvergnuugen, on 09/23/2009, -0/+19Since being a minority meant not living paycheck to paycheck
- sirbeta, on 09/23/2009, -4/+23I'd sure love to live "paycheck to paycheck" with a $100,000 salary. /rolleyes
- paulvq, on 09/23/2009, -0/+19Jesus, stop being so defensive. If you're not blowing your money on stupid *****, then he wasn't talking about you.
- Shawn4168, on 09/23/2009, -1/+18Quit blaming all of your financial problems on everybody else and take some responsibility for yourself. You're not the only person that the cost of living has increased for, you're not the only one who has kids, you're not the only one who has student loans, and you're not the only one who has medical bills. I bet there are plenty of people living in your community, in a similar life situation as you, making half of your income, and getting by just fine.
Its attitudes like these that propagate this type of irresponsible behavior in our country. EVERYTHING is somebody else's fault, nobody takes responsibility for themselves by controlling their spending and/or lowering their standard of living.
Here's a few tips: Stop going out to eat every night, sell that car that you're making a $400 monthly payment on and buy yourself something cheap and used, drop the satellite TV, quit buying alcohol, and put the family vacation on hold until your get your bank account in order. And sit down with your wife and write out a monthly budget, for crying out loud. -
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