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4 Simple Financial Rules you SHOULD know before DIVORCE
workconnexions.com — Based on National Survey of Family Growth (NSFG), conducted by U.S. National Center for Health Statistics (NCHS), the probability of a first marriage ending in separation or divorce within 5 years is 20 percent. After 10 years, the probability of a first marriage ending is 33 percent.
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- tringtring, on 12/13/2007, -1/+12'After 10 years, the probability of a first marriage ending is 33 percent.'
A cruel prediction of life in the 21st century.- capiCrimm, on 12/13/2007, -0/+13The upside is your chances of having sex with a milf increase dramatically.
- B1663r, on 12/13/2007, -11/+2You say that like it is a good thing...
- cawpin, on 12/13/2007, -1/+20The probability of any marriage ending is 55%. People have lost sight of what marriage means. You know that whole "till death do you part" phrase isn't vague or unclear. People just don't think BEFORE making the commitment and they are don't fight for it when times get tough. It's the same general societal trend of the entire U.S. It's always somebody else's fault and people take the easy way out.
- JohnFlux, on 12/14/2007, -0/+1If you don't have dependants and you both want a divorce, then what's the problem? What's the point in staying together if it just makes you both unhappy?
If you do have dependants (kids etc) then it depends. It's no fun on the kids if their parents are always fighting etc.
- JohnFlux, on 12/14/2007, -0/+1If you don't have dependants and you both want a divorce, then what's the problem? What's the point in staying together if it just makes you both unhappy?
- humperdeath, on 12/13/2007, -2/+7Lets see, 10 years is to 33% as x years is to 100%,
So that means after 30 years there is a 100% chance of seperation or divivoce! Yikes, thats terrible, but maybe I'll be dead, so maybe not so. . . Hey...Wait a minute. . . That IS Terrible!- cybrguy, on 12/13/2007, -0/+6Thankfully thats not how statistics work. If it was, that would mean you could have a 133% chance after 40 years.
On the same note- divorce sucks especially when there are kids involved.- JohnFlux, on 12/14/2007, -0/+1Just to be more specific, the way it does work is that you take the chance of _not_ getting divorced, so 1-0.33 and then take that to the power of the number of years, then take 1- that.
So 1-0.33 = 67% then 0.67^3 = 0.67*0.67*0.67 = 0.30 which is the chance of not getting divorced. So the chance of getting a divorce after 3 years is 1-0.3 = 70%
(Assuming it remains at a constant 33% for each 10 years)
- JohnFlux, on 12/14/2007, -0/+1Just to be more specific, the way it does work is that you take the chance of _not_ getting divorced, so 1-0.33 and then take that to the power of the number of years, then take 1- that.
- cybrguy, on 12/13/2007, -0/+6Thankfully thats not how statistics work. If it was, that would mean you could have a 133% chance after 40 years.
- capiCrimm, on 12/13/2007, -0/+13The upside is your chances of having sex with a milf increase dramatically.
- uptown, on 12/13/2007, -0/+20The rules are slightly different if your last name is Peterson.
- blackmage439, on 12/13/2007, -0/+8Right. A correct alteration would be: "After 10 years, the probability of death is... oh screw it. You're *****."
- freshyill, on 12/13/2007, -0/+6I dunno... I think if you can get through the first 10, you might just make it out alive.
- Skooma714, on 12/13/2007, -0/+5Don't forget to adjust the figure if life insurance is involved.
- Dustin00, on 12/14/2007, -0/+2Or Gingrich, Ashcroft, Cheney...
- blackmage439, on 12/13/2007, -0/+8Right. A correct alteration would be: "After 10 years, the probability of death is... oh screw it. You're *****."
- mt066, on 12/13/2007, -5/+12I predict this page will just devolve into a bunch of people complaining about US divorce laws. Because it's just....so hard for us middle-aged white males these days.
- bitt3n, on 12/13/2007, -5/+4ya you guys have money that's why you're wrong!
well, off to the bars to pick up another over-privileged chump. - OMGWTFROFLMAOx2, on 12/13/2007, -3/+7Well I'm not white and life has always been hard(er) for us minority males in this country. That being said, US divorce and child support laws are *****. Then again, this is why I married someone who isn't from this country and isn't so westernized yet that they think divorce is the answer to 99% of marrital issues.
- drmangrum, on 12/13/2007, -4/+6It doesn't matter your age or race. However, if your a male, your gonna get boned in a divorce. If you have kids, she'll most likely get them. She'll most likely get the houses and cars ( or the cars worth owning ). You MIGHT be able to get half of the value of the house, but doubtful.
Be smart. If your gonna get married, both of you sign a pre-nup that describes in detail how assets will be split. I would also add in a no alimony clause. - Dustin00, on 12/14/2007, -0/+2Nope, we skipped the divorce laws (there are too many to complain about) and just went for the root cause: don't get married!
- bitt3n, on 12/13/2007, -5/+4ya you guys have money that's why you're wrong!
- FireAtWill, on 12/13/2007, -5/+24Don't get married. End of story.
- simpleid, on 12/13/2007, -0/+8If she loves you, she'll stay with you, if she doesn't she'll leave you. If she wants to marry you, she might love you, if she leaves you because you wouldn't marry her, she only wanted your money. if she doesn't leave you after she's convinced you won't marry her, it's probably a safe bet to marry her. ;-)
- cybrguy, on 12/13/2007, -2/+5errr... I wouldn't go as far as pulling that stunt.
- simpleid, on 12/13/2007, -0/+8If she loves you, she'll stay with you, if she doesn't she'll leave you. If she wants to marry you, she might love you, if she leaves you because you wouldn't marry her, she only wanted your money. if she doesn't leave you after she's convinced you won't marry her, it's probably a safe bet to marry her. ;-)
- leahcim, on 12/13/2007, -3/+115. Don't get married.
Sadly.- simpleid, on 12/13/2007, -0/+4for a long time at least, wait until you're past 30 maybe? if you find a girl you want to marry before 30, make her wait to see if she'd last anyway. something along the lines of that is my plan.
- blynder, on 12/13/2007, -7/+21Funny how America feels that gay marriage would be a corruption of morals. Seems to me it's already corrupted, maybe allowing people to marry who truly love each other would lower the probability of divorce, but who am I? Just a Digg user I guess.
- B1663r, on 12/13/2007, -4/+15Um, marriage has nothing to do with love... It is a financial arrangement...
- s0nicfreak, on 12/13/2007, -3/+2I wish I could digg you up harder.
- CCB0x45, on 12/13/2007, -0/+3I know this is a gay marriage thread, but keep it in your pants.
- s0nicfreak, on 12/13/2007, -3/+2I wish I could digg you up harder.
- cybrguy, on 12/13/2007, -0/+4Thats what it is to tax majors who never had a GF. I know, almost was one.
- lemur, on 12/13/2007, -0/+4Divorce rates do go down significantly when gay marriage is allowed. It's been done before and those were the discovered results.
- B1663r, on 12/13/2007, -4/+15Um, marriage has nothing to do with love... It is a financial arrangement...
- emalen, on 12/13/2007, -3/+9"Marie Claire Cooper is a Certified Management Accountant" . . . who clearly did not take any courses in grammar, spelling, or syntax. The financial info is very good, but I'm not a fan of laboring through an article because the person is either too dumb or too lazy to type 'your' instead of 'you.'
- atbnet, on 12/13/2007, -4/+2What the hell are you talking about?
- Truzseeker, on 12/13/2007, -1/+21I'll give you one rule that sums it up....men have no legal rights in marriage...got it ???
- LongShlong, on 12/13/2007, -13/+4Marriages are illogical.
- cawpin, on 12/13/2007, -6/+7No they aren't. They're at the very basis of human existence. People need other people to survive.
- simpleid, on 12/13/2007, -1/+4what does two people having a child fundamentally need to do with marriage? it doesn't matter if you marry first since you can just divorce anyway.
if you're in love, just be together... period.
- simpleid, on 12/13/2007, -1/+4what does two people having a child fundamentally need to do with marriage? it doesn't matter if you marry first since you can just divorce anyway.
- Skooma714, on 12/13/2007, -2/+3You can do that without attaching yourself to someone who will probably leave you for any old reason they can come with.
- cawpin, on 12/13/2007, -6/+7No they aren't. They're at the very basis of human existence. People need other people to survive.
- TH3W1R3D, on 12/13/2007, -8/+5Prenup
- cawpin, on 12/13/2007, -0/+4The problem.
- RuffRidr, on 12/13/2007, -1/+21Here's a grim statistic: 50% of all marriages end in divorce. The rest end in death!
- drmangrum, on 12/13/2007, -0/+7Yes, but the root cause of 100% of divorces is marriage.
- cybrguy, on 12/13/2007, -0/+3The root cause of all car accidents is oil. DANG YOU OPEC!
- databoy, on 12/13/2007, -2/+2The difference between failure and success is attitude. Americans just have a bad attitude, try to live a Hollywood fantasy, and export the ***** to the rest of the planet. Take a look in the mirror, change your attitude and maybe you will be one of the lucky 50%.
- drmangrum, on 12/13/2007, -0/+7Yes, but the root cause of 100% of divorces is marriage.
- inurb, on 12/13/2007, -12/+55. Kill her.
- yikiad, on 12/13/2007, -1/+30here's a another grim statistic. 100 percent of all heroin addicts start out on milk.
- GhostFreeman, on 12/13/2007, -1/+3But milk gives us strong bones :(
- klethron, on 12/13/2007, -1/+5Don't forget the Digg Users Institute of Pointless Fact's recent study on "Why people who get out of bed in the morning age over time".
- Bullsnot, on 12/13/2007, -2/+4Everyone knows that 78% of all statistics are made up.
- TrogdorSmash24, on 12/13/2007, -5/+7Prepare to give the woman everything the house, car, kids, dog etc.
Its no wonder men are killing there wife. - 01l0, on 12/13/2007, -4/+12is divorce law really an issue that is important to digg users?
- Verbinator, on 12/13/2007, -7/+4Divorce is not an imaginary event ... like say, global warming which gets a lot of coverage here.
- databoy, on 12/13/2007, -0/+2I live in Australia; the people are more practical and the divorce rate is only 40%.
- encognito, on 12/14/2007, -0/+2How clever and original, another variation of the "Digg users are virgins who never get laid much less get married" stereotype.
- Dustin00, on 12/14/2007, -0/+2Not any more for me!
I was young, stupid, and needed the money.
- newbis, on 12/13/2007, -1/+8Great. Just in time for the ***** holidays.
- simpleid, on 12/13/2007, -0/+2:-D
- g30ph, on 12/13/2007, -1/+8If I ever go insane and try to get married, I hope someone shoots me.
- Jus2Gud, on 12/13/2007, -0/+5It'd probably be your wife
- Skooma714, on 12/13/2007, -1/+5And she'd get away with it by claiming abuse
- EntropyFan, on 12/13/2007, -0/+13#5 Learn State Laws!
The differences in state laws make a huge difference, and not only from a money standpoint, but the rights you have as a parent.
here in New England, New Hampshire seems to favor the woman to a fault. I have a friend whose ex wife kept the kids (on his time to have them) with no notice or reason, and when he asked a judge, the judge point blank said 'if it was you, I'd lock you up, but it is her, so go away'- Verbinator, on 12/13/2007, -0/+3This needs as many diggs as it can get. Texas state divorce law has a few things going for it, but there are trade-offs. It's a common property state. So anything acquired during the marriage is considered equal property. But assets acquired prior to the marriage are considered the property of the orginal owner. Alimony is voluntary ... unless the marriage lasted more than 10 or there are extenuating circumstances prohibiting one spouse from working. And even voluntary alimony sunsets (ends) after three years!!
- sindex, on 12/13/2007, -1/+9Trust me, you can love someone and live with them forever without ever getting the government involved. And if it ends, believe me, you're better off not being married at that point.
- Jus2Gud, on 12/13/2007, -7/+1whoops replied to wrong one sorry bury me please
- reparsed, on 12/13/2007, -1/+17Here's a shortcut:
1) Find a woman you can't stand.
2) Buy her a house and a car. - 1jaxstate1, on 12/13/2007, -0/+7Well when you have people marrying too young or marrying for the wrong reasons, one should expect high a divorce rate. That said, I was about to spell divorce "divoice". hahahah.
- s0nicfreak, on 12/13/2007, -0/+3Marriage is when a man gets devoiced in the irc channel of life.
- 0crabby0, on 12/13/2007, -1/+3Rule #1: Half Eddie half
http://www.youtube.com/watch?v=HyInZF4xsUY - harrisbradley, on 12/13/2007, -0/+4If something is [NSFG], this should be posted in the title...
- Smaulz, on 12/13/2007, -0/+2LOL damn, beat me to it.
- Cerebral, on 12/14/2007, -0/+2I must be retarded but I don't get the "G".
- Skooma714, on 12/13/2007, -0/+4Love will tear us apart.
- cybrguy, on 12/13/2007, -1/+4love brings us together, selfishness breaks us apart, and divorce has selfishness written all over it.
- s0nicfreak, on 12/13/2007, -3/+91 Simple Financial Rule you SHOULD know before MARRIAGE:
PRE-NUP - hiro, on 12/13/2007, -0/+3NB If you are not in the USA virtually every part of this will not apply. Not dissing the states but the laws and tax positions are very different to most of Europe and the UK
- slipkn0tz23, on 12/13/2007, -0/+10"Do you know why Divorces cost so much, Tommy?"
"No, Mr. Titus"
"Because they're worth it! - JJ2K1, on 12/13/2007, -3/+7I would sell everything I own, leave the country and start a new life some place else. No way in hell that I will be a slave to anyone for the rest of my life.
- coreman, on 12/13/2007, -0/+6cept you need to do it before you're $2500 (in the US) behind on child support payments, otherwise they freeze your passport, and at the border, if you're really behind to the point of having a warrant out, they'll arrest you.
- s0nicfreak, on 12/13/2007, -0/+4Or don't have kids.
- coreman, on 12/13/2007, -0/+6cept you need to do it before you're $2500 (in the US) behind on child support payments, otherwise they freeze your passport, and at the border, if you're really behind to the point of having a warrant out, they'll arrest you.
- psychotron, on 12/13/2007, -0/+9Marriage is the #1 cause of divorce.
- cybrguy, on 12/13/2007, -0/+5Just as water is the #1 cause of sinking.
- databoy, on 12/13/2007, -0/+7Do not let the trouser snake rule the brain. Sex is not the relationship; sex is an expression of the relationship. Romance is for the movies; living life is a business treat it like a business. If you make a mistake in business you will go bankrupt. If you make a mistake in marriage you will go bankrupt. Therefore know your partner before you let the trouser snake rule your life. If a woman is not prepared to contribute equal financial share you are dating the wrong woman. Find yourself a slut, blow your rocks, that way your brain can function properly.
- leffunov, on 12/13/2007, -1/+3This is a woman's perspective of the financial aspects of divorce. That 50/50 ***** doesn't work because it's not fair, and sell the house being an easy decision? Wtf, if I get divorced I will never sell the house and split my assets because giving someone else that which you worked for isn't fair whatsoever
- tgc1, on 12/13/2007, -3/+4I had this sort of conversation with my grandparents once, married 50 years. I asked them what the benefits were to marriage that I couldn't get if I just had a girlfriend. Boy did they just squirm. Essentially every answer they had was the same as if I just had a girlfriend. So what I gathered, is that there is no reason to get married. Period. Unless you want a piece of paper, two rings and an expensive event that is. It's just for show when you get down to it.
- InRussetShadows, on 12/13/2007, -2/+6Yeah, because we all know that having a gf/bf is a really stable relationship with all kinds of commitment, right? And we all know that nothing is worth committing to in the first place, right? And we all know that the government should play no role in assuring a stable society by rewarding marriage, right? Let's face it, folks -- 99% of the guys posting on this thread are single because they're not only unmarriable, but they're probably not datable either.
- aurorous, on 12/14/2007, -0/+2Yea but of that 99% how many of them are undatable because All they can afford to do is sit in front of the computer because after their divorce and paying child support and saving for the college educations they're on the hook for (though their ex-wives aren't) can't afford.
Remember 100% of all people calling themselves feminists believe that fatherhood is entirely decided by money and no man should ever have contact with his children. This last point is why I HATE feminists with every fiber of my being. - encognito, on 12/14/2007, -0/+31. Commitment is a two-way street, which has nothing to do with marriage and everything to do with the people involved in the relationship. What you are as a single person, you will be as a married person, only to a greater degree. Any negative character trait will be intensified in a marriage relationship, because you will feel free to let your guard down -- that person has committed himself to you and you no longer have to worry about scaring him off.
2. The government isn't rewarding marriage but rather unfairly punishing men legally and financially for having a physical and emotional relationship. If a man decides he wants out or commits adultery, he is punished for violating the rules of marriage. If a woman wants out or commits adultery or gets pregnant by another man and tricks the husband into raising that baby, she gets rewarded with alimony, child-support, the house, the good car, etc... Is that fair and stable to the man, half of society I might add? Besides, marriage isn't what makes a person or persons stable, the person is what makes that person stable.
3. Well, I guess I am part of that mythical 1% because I date and have had three women hint at marriage or flat out declare to me that they want to have my children. But thanks to the fact that I am a responsible person, I never had any "Oops" babies which is usually how a man ends up getting married in the first place.
I have known more men destroyed by the desire to have wife and child to keep them in comfort than I have seen destroyed by drink and harlots.
-William Butler Yeats
- aurorous, on 12/14/2007, -0/+2Yea but of that 99% how many of them are undatable because All they can afford to do is sit in front of the computer because after their divorce and paying child support and saving for the college educations they're on the hook for (though their ex-wives aren't) can't afford.
- dissident, on 12/14/2007, -0/+2so what... the hoops you have to jump through, the games you have to play in american culture today, the lies, deception, the acting, the cocky witty naughty stuff, being somebody you're not, just to get a "date" is not worth it.... just stay single and look for quality over quantity.
- Dustin00, on 12/14/2007, -1/+2100% of divorce is caused by marriage.
There is no reason to enter into a legal contract with the state and another person.
Just say no. If you're a guy, say ***** NO! - Enlightenment, on 12/14/2007, -0/+2#5 - Bitch, I won't have to pay alimony, if you are dead!
Something that one of my friends told his 1st ex-wife after he caught her f*cking one of his friends. No, he didn't kill her, but the mind game did help to knock her attitude down a notch during the divorce.
I like the commercial that goes "Half...I've give you half...and then grabs a chainshaw and starts cutting up everything in the house in half...".
Like another friends always says "Bitches...can't live with them...can't f*ck sheep"
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