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24 Comments
- wannaBdug, on 05/19/2009, -1/+8Is there anyone that's honest anymore?
- DirtyVicar, on 05/20/2009, -0/+6It's interesting that the state attorney generals are the ones that go up to bat for the consumer, while the FTC and DOJ just churn out form letters and clock out for the day.
- Hiltonizer, on 05/20/2009, -1/+6only 2? i just assumed all of those were a scam.
- Armor1901, on 05/20/2009, -1/+4***** crooks
- fury420, on 05/20/2009, -1/+4yea, apparently the Attorney General of New York state
- inactive, on 05/20/2009, -1/+3watch TV advertisements. show me an honest one.
- VassilaZaitsev, on 05/20/2009, -0/+2Its the old American way.
But now people are taking notice - Eorster, on 05/20/2009, -0/+2Buried for nytimes. People, reference links from a site that most of us can view. This crap gets old after a while. It took me two seconds to find the equivalent.
http://www.bizjournals.com/buffalo/stories/2009/05 ...
Let this nytimes company roll over and die already. - kd1s, on 05/20/2009, -0/+2Key to most debt (Student loans excepted!) is to walk away from consumer type debt. Seriously, take the credit hit, let the original creditors sell the debt to the collectors.
What most people don't know is that the collectors don't get the originating documents for the debt. Those are usually destroyed after a couple of years. So you simply write the collector, via return receipt requested mail. You ask them to provide proof of the debt within 30 days and that proof is to include your signature, the original agreement, etc.
Works amazingly well. - thirtytwoutside, on 05/20/2009, -0/+1Normally, I'd blame the people who were in debt for getting themselves in that deep... but given the way things are going now, some people don't really have any other choice but to rack up debt like that.
Way to take advantage of people already in a bad situation.
I say let the 2 companies burn. - inactive, on 05/20/2009, -1/+2Fraudulent and deceptive business practices and false advertising is the Amerikan way of doing business, duh!
- danefett, on 05/20/2009, -0/+1"A few bills were settled, and each time Nationwide charged her another fee. Most were not settled. Now, she said, “our credit is destroyed.”
She already had to have poor credit or it wouldn't make sense to go to settlement company.
Some of these companies are legit, Credit Solutions, with 18,000 customers in NY State and only able to settle debt for 2,000 customers, obviously sucks. Don't judge the whole industry. - wkenri, on 05/20/2009, -0/+1So where's the jail time for these sc*mbags?
- VassilaZaitsev, on 05/20/2009, -0/+1Every-time someone uses a credit card ....their should be a electric jolt like obedience dog collars.
Wake people up. - bjs3171, on 05/20/2009, -0/+1but I thought Nationwide was on MY side...
- Eorster, on 05/20/2009, -1/+2The scavengers preying on the weak. Sounds like any big bank or credit card company as of late. This just shows how desperate a situation people find themselves in at the hands of their ignorance and the cowards that are more than willing to feed on it. The banks, credit card companies and the "we will help you" companies are all from the same mold. Welcome to the new American way.
- Kumah, on 05/20/2009, -0/+1BILLY MAYS DOES NOT LIE! HI, BILLY MAYS HERE, AND I'D LIKE TO TALK TO YOU ABOUT ZORBEEZ, ONE TOWEL COULD HOLD THE ENTIRE OCEAN!
- drdebt, on 07/09/2009, -0/+0Another legitimate company is DebtBusters (http://www.debtbusters.com) they have been around for more than 20 years and have a BBB rating of A+. Most debt settlement firms can't even get rated by the BBB. So, if you come across one that has no BBB rating, or a lousy rating, avoid them like the plaque.
A true debt settlement company won't advertise that they can save you 40%-60%. The percentage saved varies person-to-person, account-to-account. The company should offer a free, no pressure consultation; advise you of your options; and 10% of the time or more, recommend an alternative to debt settlement.
Moreover, consumers can settle their debts themselves, but it takes a lot of time. Good debt settlement firms are upfront about this fact. Much like changing the oil in your car, it can be done by pretty-much anyone who has the patience to learn how. Hiring a debt settlement professional will save you time, and in the long run, money because the legitimate ones have pre-negotiated rates with most credit companies and banks. However, much like choosing a mechanic, it's important to do your homework and choose a good one, which is normally not the one that promises instant relief or million dollar savings.
-Dr. Debt - SarahSpencer, on 07/03/2009, -0/+0Hi,
This is my real life experience…
I used "Credit Solution" to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58%.It's legitimate . I came across this company on NBC News Special Edition.Check it out here:
http://CreditSolution.ez-mart.biz - gemlarin, on 05/21/2009, -1/+1Real classy. I swear, the maturity level of the users on digg has gone downhill drastically over the past year.
- walnutmon, on 05/20/2009, -1/+1Yes, by getting heart surgery
And it's hun you ***** - gemlarin, on 05/20/2009, -7/+5A few bills were settled, and each time Nationwide charged her another fee. Most were not settled. Now, she said, “our credit is destroyed.”
Hon, your credit was destroyed long before you hired them.
What ever happened to personal responsibility? Im not saying its right for them to pray on people the way they do, but seriously, these people already ruined their credit long before the debt management firms came into the picture. - inactive, on 05/20/2009, -5/+0Hey, in their defense they said they did it for the lulz!
- inactive, on 05/20/2009, -6/+1Auschwitz
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