What is Digg?92 Comments
- MasterThief117, on 11/05/2007, -3/+47Call Geico.
They say 15 minutes can save you 15 percent or more on your car insurance. - YanSan, on 11/05/2007, -3/+25i'm pretty sure you can't do all of these things in 15 minutes...
- z0zin, on 10/17/2007, -4/+17Yea but some people happen to be taller than 5'5", so a Smart really isn't an option.
- tnoy, on 10/17/2007, -0/+13You can save on rent by being homeless, too.
- genericwhiteguy, on 10/17/2007, -0/+11At the risk of sounding like a commercial, they DID cut my insurance bill in half compared to AAA.
Signing up really did only take 15 minutes and when someone hit my car parked on the street the claim was just as painless-- 10 minutes in an online form, they called me 5 minutes later, an adjuster took a look the next day and they set up an appointment for repairs for me.
Plus, that gecko, he's like a brother to me. He'll literally give me an english muffin with butter and jam. - MajorD, on 10/18/2007, -1/+12It's decent information.. nothing ground-breaking but a nice refresher course, nonetheless.
- DeFex, on 10/24/2007, -0/+7you can save even more on auto insurance and gas by not having a car.
- lantrix, on 10/17/2007, -0/+7I called my Credit Card provider, and got my interest lowered from 19.5% to 10%!!! I hadn't even thought of trying this, so the first point in the article is quite a good option. They tried to get me to bump up my limit at the same time, and I had to refuse over 3 times verbally.
- phenolholic, on 10/17/2007, -1/+711. get off cocaine and hookers
- ostracize, on 10/17/2007, -2/+8On that subject, mpg is not what everyone should be looking at. If I drive 5 miles a day with my 20mpg car, this is cheaper and better for the environment than anyone driving a 50mpg car 50 miles everyday.
- funktimus, on 10/17/2007, -0/+5i like my bike and public transportation... i save a lot of money ;)
- Evildad, on 10/17/2007, -0/+5"Look in your car’s manual and see what the recommended maximum tire pressure should be on your car - that’s what the pressure for your tires should be. Get an air gauge, then the next time you’re at a gas station, head over to the free air pump. Check the pressure in each tire, then air up to the maximum."
That's gonna feel pretty stupid when you hit that water puddle or the first bit of snow. The max air pressure is for carrying loads, not all the time driving. And what free air pump? - mrfunktastic, on 10/17/2007, -0/+5That 2-3 day wait is just what some people need to actually save. Being able to instantly raid your savings -vs- having to think - oh gosh, I have to wait: that little barrier can be a compulsive spender's best friend.
- Dirtydog, on 10/17/2007, -0/+5I have never heard of an online savings account. Can anyone point me to some reputable ones?
- MrFisty, on 10/17/2007, -6/+11Rob a bank. The only drawback is that it's not really a long term investment.
- allenthar, on 10/18/2007, -1/+5ING Direct has some decent online-based accounts.
http://home.ingdirect.com/ - inactive, on 10/17/2007, -1/+5The Italians have a saying "Pizza shops don't do banking and Banks don't make pizzas."
Simply put, a ***** article with no substance.
Number one rule: Live on 10% less than you earn.
Number two rule: Don't live on credit.
Number three rule: Pay off your house as soon as possible.
Number four rule: Don't take financial advice from strangers. - tnoy, on 10/17/2007, -0/+4Now do the same calculation with something like a Focus, Civic, or Corolla. The savings in gas with the Prius vs. other new cars isnt that great when you include the price of the car.
- HippyInASuit, on 10/18/2007, -0/+4You can get "bright white" or "daylight" CFL bulbs.
- bubba9999, on 10/17/2007, -0/+3With my luck, I'd get one of those idiotic cavemen on the phone.
- Nefi, on 10/17/2007, -1/+4For #10 signing up for an online savings account:
If you have a WaMu near you, they have a saving account option that you can open online(but you can't in the local branch, hmm..) with a 5.00% APY. You have to have a WaMu free checking account to link it together for the high interest, but that way you can transfer your money from checking and saving instantly. Rather than waiting 2-3 business days to transfer it to some online only back such as ING. - tavenger5, on 10/17/2007, -0/+3I use ING as well along with their home equity and mortgage. Great rates!
- Evildad, on 10/17/2007, -0/+3Actually, the airline industry uses passenger miles to show efficiency, so should we. If you drive 20 miles in your SUV all alone, that's one thing. If you drive your Smart 20 miles all alone, that's another. But what if you constantly drive that SUV with 3 passengers?
- LoungeActx, on 10/17/2007, -0/+3I use ING Direct for an online savings account, and it's honestly one of the best things I've done with my money.
- Zoshchenko, on 10/17/2007, -0/+3Yeah, do all of this and enjoy the extra $20 a month you now have available to secure your financial future!
- NuneeDigger, on 10/17/2007, -1/+4I recommend ING Direct. Great rates, easy to use, hassle-free.
- inactive, on 10/17/2007, -1/+4The last one is just silly. If you are going to open an online savings account, why not just transfer ALL your money to that online bank? Close out your current checking account and open both a savings and a checking at the online bank. The one I am in has a money market account that can be used just like a checking account. And I get 3% interest in it, along with 5.5% in the savings. When I opened it 7 years ago, it was something like 7% and 5%. Free ATM, including them reimbursing me for up to 4 ATM transaction fees that the location charges for using them. It may be a bit of a pain if you don't have direct deposit at work, but worth the effort.
- IllBeBack, on 10/17/2007, -0/+3My user manual shows the tire pressure for normal driving as well as pressures for various other purposes, so you're not quite correct in my case. Having the correct tire pressure is actually a good tip for getting the most miles out of your tires, getting the best gas mileage while also reducing the chance of having a blowout.
- mrfunktastic, on 10/18/2007, -1/+3Remind me never to buy anything from you. Especially advice.
- squegie, on 10/17/2007, -0/+2Most states require gas stations to provide pumped air for free, as well as access to drinkable water. In PA, that is the case. In VA, it is also the case, but there seems to be a loophole where the station only has to make it available to "their customers". Most I've seen in VA just give it away, but I've seen at least one that has "we provide free air to our customers, please ask attendant to activate pump." I bet if I went in and pushed the issue, they would activate it without me buying anything (important if I'm on my bike).
- anarchytv, on 10/17/2007, -1/+31. Get your ass off of Digg, go apply for a bag boy job down at the local grocery store, and move out of your mom's basement...
- mrfunktastic, on 10/17/2007, -0/+2An $85 night at a bar can be well worth living. Spending that $85 in a month on things you weren't even thinking about is a waste of money. Prioritizing the right things over time is what separates the happy from the Darwins.
- Pie4Weebl, on 10/17/2007, -1/+3here is another vote for ING, I have a savings with them.
- ostracize, on 10/17/2007, -2/+4Well I didn't say it justified using an SUV, I'm saying buying a Smart car (or any 50mpg car) does not automatically justify itself. Your distance from your destination plays a factor too.
- mattsx, on 10/17/2007, -0/+2try again... this ain't wordpress
- ohandre, on 10/17/2007, -2/+4a smart car also takes 22 seconds to get from 0-60, wouldnt catch me driving that!
- wattersm, on 10/17/2007, -0/+2That's not an option for most people.
- IllBeBack, on 10/17/2007, -0/+1Actually, I've robbed dozens of banks, and my extensive research shows that if you're in the bank more than 2 minutes, you'll probably get pinched.
/not serious, but it IS 2 minutes - mountaincable, on 10/18/2007, -0/+1Referrals get $13 a piece too!
- liljay2k, on 10/17/2007, -0/+1which one are you in?
- opusthe2nd, on 10/17/2007, -0/+17. Air up your car tires.
Apparently they dont live in snow country. - skellener, on 10/17/2007, -0/+1AMEN BROTHER!
- inactive, on 10/17/2007, -0/+1Mine takes 10.6 seconds actually.
- noisymime, on 10/17/2007, -0/+1Or you could just buy things with money you have rather than putting it on credit?
- Zipko, on 10/17/2007, -0/+1I need to move closer to work. 10k per year is average?! I just bought a new car in mid May this year and I'm already at 12k on it. I have a 110 mile round trip commute daily though, so I think it's just me.
- mrfunktastic, on 10/17/2007, -0/+1Brilliant comment actually. I tried the CFL bulb thing too, and it was fugly. Has anybody out there found an alternative to incandescent that isn't like living in a spaceship?
- pingudownunder, on 10/17/2007, -0/+1Absolutely. I've lived in a few countries now, and can strongly recommend Smile in the UK, Banque Directe/AXA in France and Citibank in Australia. All three have been going for donkeys years, are owned by major banks and registered as bona fine backs with their governments.
- offwithyourtv, on 10/17/2007, -0/+1Number one is the only one I think could be problematic for some people. If you lower your credit card limits so you will be less tempted to spend money, but end up nearly maxing out your credit cards every month because your lowered limit barely allows for things you do need to buy, your credit score will go down. It's much better to have a higher credit limit and a little more self-control with spending (for example, setting a budget and actually sticking to it).
- Rodman930, on 10/17/2007, -0/+1You can install a programmable thermostat in 15 min?
- MurderMystery, on 10/17/2007, -0/+1http://www.dailymotion.com/video/xt0c6_snldontbuys ...
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