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56 Comments
- replaysMike, on 02/26/2009, -2/+4011) Stop spending your money on cocaine and hookers.
- chanop, on 02/26/2009, -2/+1712) Ask for a bailout
- shnurok89, on 02/26/2009, -1/+12hey hey now, lets not jump the gun here... who am i gonna choke when im high, lonely, and trying to get over the bad economy
- Rapter09, on 02/26/2009, -0/+10Definitely not a *completely* serious comment but: What good is saving all that money if its not worth anything?
- Enlightenment, on 02/26/2009, -1/+8Hey Fool, Don't Buy Sh*t That You Can't Afford:
http://consumerist.com/consumer/clips/snl-skit-don ... - inactive, on 02/26/2009, -4/+1010 obvious money skills in case no one ever taught you the basics of personal finance
- redcolumbine, on 02/26/2009, -1/+7You know all that hollering about "buy low?" Well, seriously, why not? Get an ETF or two. I used ING Direct to set up an automatic investment plan. It stops me from blowing money on stuff I absolutely don't need, and gives me at least something for the far future once we dig out of this mess. Investing isn't for "flippers," it's for the long term.
- mirunit, on 02/27/2009, -2/+8It is like this.
If you have to destroy your credit cards to control yourself, you will never be able to properly handle money. - EasyE888, on 02/27/2009, -0/+5These are the basics of personal finance, bad economy or good. If people would have used this advice we could have avoided this financial storm to begin with.
- inactive, on 02/26/2009, -0/+5I agree with the list of money skills. I would add that people should not rely on credit cards to buy things they can't afford. This is the main reason why people are in debt. Don't buy things on a credit card that you wouldn't buy if you were carrying the money.
- akchrs, on 02/27/2009, -2/+613) Buy lots and lots of guns.
- kurtwoodfin, on 02/27/2009, -0/+4They forgot the two must important rules to follow in a bad economy:
2) Never get involved in a land war in Asia
1) Never go in against a Sicilian when Death is on the line - jdroth, on 02/26/2009, -0/+3That's a good point, Rapter09, but right now inflation isn't a concern. Right now, experts seem more worried about DE-flation.
http://money.cnn.com/2009/02/19/news/economy/defla ...
Of course long term is another story. We might have deflation for a couple of years, but I know many people expect the ongoing economic stimulus to spur things in the other direction. - Samueul, on 02/27/2009, -0/+2It did if they stick with it... or do you like to buy high and sell low?
I can't wait for the market to turn around as I'm picking up stock dirt cheap. - wangarific, on 02/26/2009, -1/+3The simple act of budgeting can save you so much money, but so many people avoid it because they think it's not worth the time. If you do nothing else, do that.
- LawScholar, on 06/25/2009, -0/+2"This scary black bar represents things no one ever needs. Like multiple magic sets, or professional bass fishing equipment"
- GeorgeTirebiter, on 02/27/2009, -1/+3I can't take it anymore. I am going to become an Obamorrhoid. Following the lead of my government I will obtain as many credit cards as I can, max them all out, then claim that I am a victim of predatory lending and reneg on my obligations. How can I lose? (By the way, is there any stimulus money left for me?--I certainly deserve it.) Thank you, Lord Obama. Your wisdom will save us all. I am looking forward to seeing your face on the new Zero Dollar Bill.
- LawScholar, on 06/25/2009, -0/+2Well, I tried spending it on stocks for awhile, but cocaine and hookers seemed to be a more promising investment
- EliteNick, on 02/27/2009, -0/+2I do it, but I also just generally try to avoid spending money unless it's something I think I really need, or something that will progress myself, such as a new microphone for home recording, a new graphics program, etc.
Of course, food, gas and clothes are the top things. - QueenOfAStoner, on 02/27/2009, -0/+2"Save for major expenses: house, marriage, car, etc."
This article is for squares. Just join a band. - bri719, on 02/27/2009, -0/+2msaleem has readers?
- thinkb4utype, on 02/27/2009, -3/+4If you save any money - Obama is just going to take it. Spend! Spend! Spend!
Live beyond you means and get the idiots to bail you out. - lostsymphonies1, on 02/27/2009, -0/+1BUT I DONT WANNA STOP
- aflusche, on 02/26/2009, -1/+2Budget, budget, budget. But this list goes even further!
- CreamySmooth, on 02/27/2009, -1/+21 step at a time man!
- srbsausage, on 02/27/2009, -1/+2I made a million dollars on the interweb, send $1 to learn how.
- jforth, on 02/26/2009, -0/+1good advice.
- edud, on 02/27/2009, -0/+114) Learn to print your own money.
- error2k2, on 02/27/2009, -0/+1I hope you said 10.5)Food and water, because it ain't gonna happen.
- chriscim, on 02/27/2009, -0/+1@tmcal
ING Direct has no minimums and no fees. FYI
Though their rates (and most other banks) are ***** right now. They're currently at 1.85%, down from 2.2% last week. - inactive, on 02/27/2009, -0/+1http://www.hulu.com/watch/1389/saturday-night-live ...
- TheMachine1, on 02/27/2009, -0/+1The irony is the defensive economic moves made by people in a slow down is precisely the thing that makes it worst for everybody. Granted the speculative bubble that busted is an example of being too fast and loose with your money.
- Uriah, on 02/27/2009, -0/+1Burried for obvious information which has been posted many many many ***** times before.
Not interesting, not insightful, not news. - GamerXR72, on 02/27/2009, -0/+1I don't know wtf you are talking about. I wish I could post a picture of a bunny with a pancake on it's head.
- Barackalypse, on 02/27/2009, -0/+111. Figure out what Government entitlements you qualify for!
- inactive, on 02/27/2009, -0/+1Ah yes, you are right.
I did have an account there back when their rate was 3% or so. I couldn't remember if they kept you at a low rate (<1%) until you met a minimum, then switched you to the higher 3% or whatever. I'm shocked at how low it is now. And looking at inflation data from last year, it seems to be heading in the 5% territory. That is going to absolutely crush people. And you can also see why gold jumped so much last year... - DonAlfred, on 02/27/2009, -2/+2when you have enough money - you don't have to worry about money.
- BooLag, on 04/23/2009, -1/+1Yeah especially the "open an investment account" one...
I'm sure it worked out great for people heeding that advice a year or two ago. - gnomik, on 03/01/2009, -0/+0This is also why stocks are over inflated in value.
How bubbles in general are created as well. - themastersb, on 02/27/2009, -1/+1Or people with money could spend money and actually help the economy.
- GeeksSpeakFont, on 02/26/2009, -3/+3some much needed money advice for tough times!
- lordtrini, on 02/27/2009, -0/+0Soooooooooo,
Tell me about a good investment account...
Does any exist... - Shawn4168, on 02/27/2009, -1/+1Just about any mutual fund would be good right now, as long as you're in it for the long haul. If you're looking for good returns within the next 5 years, you're probably out of luck.
- christinme, on 02/27/2009, -1/+1irrelevant for those people that don't make much money. No use to me. My wife is a kindergarten teacher and I am a children minister. We make less than 50k a year. We live paycheck to paycheck and are high in debt. This is no use to us.
- mariodecember2, on 02/27/2009, -0/+0Excellent Article
Optimizing your bank account is a good idea. Some of your local banks dont compete with alot of these banks you find online like ING. - inactive, on 02/27/2009, -0/+0Share Cable.
If your on good terms with your apartment neighbor next door...older people are more receptive and less troublesome
Drill a hole through the drywall and hook their TV and go half.
It worked for me for 3 years before I moved - thinkb4utype, on 02/27/2009, -1/+1More likely to be a 1,000,000,000,000 dollar bill, which you can use to buy bread (no change).
- gnomik, on 03/01/2009, -0/+0What's the point of saving when your assets can become greatly devalued due to manipulation of interest rates and the money supply by the FED?
- gnomik, on 03/01/2009, -0/+0Actually tmcal, inflation is more like 10-15%. The CPI doesn't factor in "volatile" prices such as energy and food prices.
- gnomik, on 03/01/2009, -0/+0Good luck cashing in that ETF when hyper inflation comes. I'd get the physical commodity if you got a commodity ETF.
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