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- preneel, on 07/24/2008, -0/+3This is horrific and a shame!
- Echota, on 01/05/2009, -0/+2Do you honestly think the Repugs care? Heck no they don't!
If they did,we wouldn't be in this shape!
I'll be so glad to see the END of the Repugs regime!! - n6ihazqd, on 07/25/2008, -0/+0Watch it on video
part.1.
http://watchz.info/avi/?v=part-1-Carlene-Balderram ...
part.2.
http://watchz.info/avi/?v=part-2-Carlene-Balderram ... - khertko, on 07/25/2008, -0/+0FYI, according to the full news article sent to my inbox by the AJC, this person had not made a single payment on her mortgage in 42 months (or 3.5 years -- well before the current 'credit crunch' came to be). Also, her husband knew nothing of the foreclosure, which to me sounds like maybe this woman, though obviously tragic and desperate, probably had some other problems. The real unanswered question is why their bankruptcy petition was denied -- chapter 13 allows people to keep their homes while their debts are being paid off. In other words, we have safeguards against situations like this. It's just a matter of making sure those safeguards are working.
http://www.ajc.com/news/content/news/stories/2008/ ...
For those of you who think this is just another case of the "Repugs" not caring, I think you need to examine the facts a little closer. Something should have been done to prevent this woman's desperate act, and my heart goes out to her family, but it sounds to me like of all the people that can be held accoutable for this politicians are least to blame. - vlscpa, on 08/29/2008, -0/+0
What you have with John W. Balderrama, Carlene's widower, is a PREDATORY BORROWER, and there's no lack of those out there. Pretend it was YOUR house that this guy bought and then quit paying for a couple of years later.
Evil is as evil does. This man filed for bankruptcy protection three times in three years, just to delay the day when something would have to be done. He FAILED TO APPEAR at two of the three Creditors' meetings, and he FAILED TO PAY as he agreed he would in order to gain Chapter 13 confirmation and protection. Those payments, respectively, were to be $527 (2004), $740 (2005), and $1066 (2006), and he wouldn't make those payments TO SAVE ANYBODY'S LIFE, LET ALONE HERS.
This woman had far bigger problems than house payments. She was married to a lying obstructionist, and he's far too tough to be pushed around by The Feds.
He was $44,000 in arrears on that mortgage, and he damned well knew it, when that last Ch 13 was dismissed, as it damned well should have been. They'd only been living in that house for a few years, and he was $44K in arrears. What was he doing with his money? He was making $90 grand a year by 2006. What's wrong with this picture?
The police may have been willing to believe this sad story about the poor lady victim of the nasty mortgage company, but it appears that Mr. Balderrama, according to news published recently, is denying that he ever filed for bankruptcy. Those shotguns were all his, and she didn't know how to use them, let alone load them. They didn't have a particularly long marriage at all, and I suspect that she was tired of living with a man who couldn't attend a Creditors' Meeting to save her life. I suspect that he was as tired of living with her as she was of him, and he'd run his clock out on delay with the help of the Federal Government.
I do not believe that this woman killed herself, at all. That house backs up to woods and a river, and I think that this whole thing was engineered by a person who believes all the garbage he feeds everybody else. He's a liar, and a fraud, or at least he sure was to the Federal Bankruptcy Court.
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